401(k) · DOL Form 5500 · 2022
Duke Energy Corporation 401(k) Plan
Data updated 2026-08-25
- $9.4B
- Total assets Very large vs avg
- 27,731
- Participants Very large workforce
- 100th
- Percentile by assets National rank
- $337,705
- Avg per participant High balance/head
Official DOL plan name: Duke Energy Retirement Savings Plan · Sponsored by Duke Energy Corporation · North Carolina · Utilities
$9.4B in assets, 27,731 participants
Duke Energy Corporation's Duke Energy Retirement Savings Plan reported $9.4B in total assets and 27,731 participants in its 2022 DOL Form 5500 filing, ranking in the 100th percentile by assets among filed plans. Figures are as reported by the plan sponsor to the Department of Labor, not audited or endorsed by PlainRetire.
- #733 in Utilities (738 peers)
Coverage in North Carolina
Duke Energy Retirement Savings Plan covers 27,731 participants in North Carolina, 34x the typical North Carolina plan (state average ~819 per filing). Assets: $9.4B.
- #733
- in Utilities (738 peers)
- -16.2%
- assets change YoY
- 94×
- vs typical plan assets (national mean)
The plan reported a net loss of $1.8B for the year, a single-year figure driven by markets and benefit payments, not a measure of plan health.
Duke Energy Retirement Savings Plan's outsized position by total assets
Duke Energy Retirement Savings Plan vs every filed plan by assets
End-of-year total assets · plan year 2022 · DOL Form 5500
$9,364,902,000 Highest reported value at or above every one of 139,123 filed plans
Dashed line + filled bar = this entry, among filed plans.
Source U.S. Department of Labor Form 5500 filings (EBSA) · plan year 2022
Duke Energy Retirement Savings Plan's mega-plan peer group by participant headcount
Plan-year 2022 Form 5500 filings with a reported participant count, partitioned by headcount band, not by assets. Duke Energy Retirement Savings Plan is a mega filing (27,731 participants), the rightmost band on the breakdown.
EBSA filing schedule strip
Filing strip 202777218 · Duke Energy Corporation PY 2022 · 401(k)
Duke Energy Retirement Savings Plan · $9.4B · 27,731 · 100th
- PART $9.4B
- PART 27,731
- PART 100th
- PART 401(k)
- PART near The Dow Chemical Company Employees' Savings Plan
- PART ind #733
Stamps derive from this plan's Form 5500 line items (assets, participants, type, EIN, cohort placement) - not a quality rating of the sponsor. Read with Utilities retirement plans → · Plans in North Carolina →
Duke Energy Retirement Savings Plan in the asset neighbourhood
North Carolina filing particulars
| Total Assets (Beginning of Year) | $11.2B |
|---|---|
| Net Assets (End of Year) | $9.4B |
| Net Income | -$1.8B |
| Employer EIN | 202777218 |
| Plan Effective Date | 1959-07-01 |
| Filing Status | FILING RECEIVED |
Sponsor Plan History (Duke Energy Corporation)
Sponsor-wide plan assets over time
All Duke Energy Corporation plans reported in each filing year
- Latest sponsor-wide plan assets
- $18.3B 10.305105368831601% vs 2022
- 2024 filing year
| Year | Plans | Participants | Total Assets |
|---|---|---|---|
| 2022 | 3 | 44,209 | $16.6B |
| 2023 | 3 | 42,977 | $17.8B |
| 2024 | 3 | 41,217 | $18.3B |
Nearby 401(k) Plans in North Carolina
Peer 401(k) plans, same state, same plan type, ranked by total assets.
- The Bank of America 401(k) Plan $47.1B · 169,036
- Honeywell 401(k) Plan $14.6B · 39,007
- Truist Financial Corporation 401(k) Savings Plan $9.0B · 51,871
- Lowes 401(k) Plan $7.4B · 284,864
- Nucor Corporation Profit Sharing and Retirement Savings Plan $6.9B · 21,030
Scale composition for Duke Energy Retirement Savings Plan
Duke Energy Retirement Savings Plan reports $9.4B in end-of-year assets across 27,731 participants (0.076% of the $12.3T held by all Form 5500 filers in the national rollup , and 0.030% of 93,925,755 covered participants) - about $337,705 per participant (2.4x the national average assets-per-participant) . Net income for plan year 2022 was -$1.8B.
This plan identity (EIN 202777218, plan #002) has 3 Form 5500 filings on file from 2022 to 2024 , with end-of-year assets moving from $9.4B to $11.3B (+20.3%) while covered participants moved from 27,731 to 27,341 . Single-year sparse filers cannot show that trail.
| Plan year | Participants | EOY assets | Filing |
|---|---|---|---|
| 2022 | 27,731 | $9.4B | This page |
| 2023 | 28,121 | $10.4B | Open filing |
| 2024 · index core | 27,341 | $11.3B | Open filing |
The same sponsor also keeps 3 other index-core plans on PlainRetire:
- Duke Energy Retirement Savings Plan (401(k), $11.3B, 27,341 participants)
- Duke Energy Retirement Cash Balance Plan (Defined Benefit (Pension), $4.7B, 13,576 participants)
- Duke Energy Legacy Pension Plan (Defined Benefit (Pension), $2.4B, 300 participants)
Duke Energy Retirement Savings Plan's out-of-state 401(k) peers by assets and headcount
Outside North Carolina, the nearest 401(k) by assets is The Dow Chemical Company Employees' Savings Plan in MI ($9.3B); by covered participants it is The Travelers 401(k) Savings Plan in MN (27,710 participants). Same-state nearby plans are listed separately above.
Closest by plan assets
Nearest other-state filings by tot_assets_eoy ($9.4B here).
- The Dow Chemical Company Employees' Savings Plan (MI) $9.3B · 16,930
- Elevance Health 401(k) Plan (IN) $9.5B · 71,898
- Deloitte Profit Sharing Plan (NY) $9.5B · 6,143
- Shell Provident Fund (TX) $9.5B · 12,948
Similar participant headcount
Nearest other-state filings by covered participants (27,731 participants); asset peers above are excluded.
- The Travelers 401(k) Savings Plan (MN) 27,710 · 21 off
- Pfizer Savings Plan (NJ) 27,796 · 65 off
- The Cargill Partnership Plan (MN) 27,564 · 167 off
- Baycare Health System Retirement Plan (FL) 27,548 · 183 off
DOL Form 5500 plan year 2022. Asset totals can differ widely at the same headcount; neither axis is a quality rating.