401(k) · DOL Form 5500 · 2022

Ideal Credit Union 401(k) Plan

Data updated 2026-08-25

$28M
Total assets Below avg plan size
171
Participants Small participant base
82nd
Percentile by assets National rank
$164,134
Avg per participant Above avg balance/head
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Official DOL plan name: Ideal Credit Union Capital Accumulation Plan · Sponsored by Ideal Credit Union · Minnesota · Finance & Insurance

$28M in assets, 171 participants

Ideal Credit Union's Ideal Credit Union Capital Accumulation Plan reported $28M in total assets and 171 participants in its 2022 DOL Form 5500 filing, ranking in the 82nd percentile by assets among filed plans. Figures are as reported by the plan sponsor to the Department of Labor, not audited or endorsed by PlainRetire.

  • #6,565 in Finance & Insurance (9,261 peers)

Coverage in Minnesota

Ideal Credit Union Capital Accumulation Plan covers 171 participants in Minnesota, about 15% of the average Minnesota filer (state average ~1,126 per filing). Assets: $28M.

#6,565
in Finance & Insurance (9,261 peers)
-10.2%
assets change YoY
0.3×
vs typical plan assets (national mean)

The plan reported a net loss of $3M for the year, a single-year figure driven by markets and benefit payments, not a measure of plan health.

Ideal Credit Union Capital Accumulation Plan's outsized position by total assets

Ideal Credit Union Capital Accumulation Plan vs every filed plan by assets

End-of-year total assets · plan year 2022 · DOL Form 5500

$28,066,840 Top 18% higher than 82% of 139,123 filed plans

This plan $0 $2,050,000,000 every filed plan with reported assets, bucketed by value

Dashed line + filled bar = this entry, among filed plans.

Source U.S. Department of Labor Form 5500 filings (EBSA) · plan year 2022

Ideal Credit Union Capital Accumulation Plan among mid-size filed plans by headcount

Plan-year 2022 Form 5500 filings with a reported participant count, partitioned by headcount band, not by assets. Ideal Credit Union Capital Accumulation Plan sits mid-pack in the medium band (171 participants).

EBSA filing schedule strip

Filing strip 410519270 · Ideal Credit Union PY 2022 · 401(k)

Ideal Credit Union Capital Accumulation Plan · $28M · 171 · 82nd

  • RANK $28M
  • RANK 171
  • RANK 82nd
  • RANK 401(k)
  • RANK near Jones Edmunds & Associates, Inc. 401(k) Plan
  • RANK ind #6565

Stamps derive from this plan's Form 5500 line items (assets, participants, type, EIN, cohort placement) - not a quality rating of the sponsor. Read with Finance & Insurance retirement plans → · Plans in Minnesota →

Ideal Credit Union Capital Accumulation Plan in the asset neighbourhood

Ideal Credit Union Capital Accumulation PlanIdeal Credit Union Capital A…$28MJones Edmunds & Associates, Inc. 401(k) PlanJones Edmunds & Associates, …$28MPlanes Moving & Storage, Inc. 401(k) Tax Deferred Savings PlanPlanes Moving & Storage, Inc…$28MIn-Place Machining Company 401(k) PlanIn-Place Machining Company 4…$28MFrost and Sullivan 401(k) PlanFrost and Sullivan 401(k) Pl…$28M
End-of-year total assets ($M) among Ideal Credit Union Capital Accumulation Plan and nearest nationwide 401(k) peers. Source: DOL Form 5500 plan year 2022.

Minnesota filing particulars

Total Assets (Beginning of Year)$31M
Net Assets (End of Year)$28M
Net Income-$3M
Employer EIN410519270
Plan Effective Date1982-08-01
Filing StatusFILING RECEIVED

Sponsor Plan History (Ideal Credit Union)

Sponsor-wide plan assets over time

All Ideal Credit Union plans reported in each filing year

Latest sponsor-wide plan assets
N/A
2023 filing year
$0M$10M$20M$30M$40M 20222023 $28.1M $0M ▼ -100.0%
Year Plans Participants Total Assets
2022 1 171 $28M
2023 1 170 N/A

Nearby 401(k) Plans in Minnesota

Peer 401(k) plans, same state, same plan type, ranked by total assets.

Ideal Credit Union Capital Accumulation Plan vs. nearby 401(k) plans in Minnesota, assets vs. participants Scatter plot of 6 data points. -1000000100000200000300000400000500000 -505101520 Total assets ($B) Participants Ideal Credit Union Capital Accumulation Plan, Total assets ($B): 0.02806684 · Participants: 171Ideal Credit Union Capital Accumulation PlanUnitedhealth Group 401(k) Savings Plan, Total assets ($B): 18.576379778 · Participants: 176886Unitedhealth Group 401(k) Savings PlanMedtronic Savings and Investment Plan (Also Known as the Medtronic 401(k) Plan), Total assets ($B): 12.198295 · Participants: 38825Medtronic Savings and Investment Plan (Also Known as the Medtronic 401(k) Plan)Target Corporation 401(k) Plan, Total assets ($B): 11.216824857 · Participants: 400422Target Corporation 401(k) Plan3M Voluntary Investment Plan and Employee Stock Ownership Plan, Total assets ($B): 11.138527656 · Participants: 371593M Voluntary Investment Plan and Employee Stock Ownership PlanU.S. Bank 401(k) Savings Plan, Total assets ($B): 8.266408521 · Participants: 67646U.S. Bank 401(k) Savings Plan
Ideal Credit Union Capital Accumulation Plan vs. nearby 401(k) plans in Minnesota, assets vs. participants
Compare Ideal Credit Union Capital Accumulation Plan side-by-side with 3 peers →

Ideal Credit Union Capital Accumulation Plan's out-of-state 401(k) peers by assets and headcount

Outside Minnesota, the nearest 401(k) by assets is Jones Edmunds & Associates, Inc. 401(k) Plan in FL ($28M); by covered participants it is The Dorschel Group Retirement Plan in NY (171 participants). Same-state nearby plans are listed separately above.

Similar participant headcount

Nearest other-state filings by covered participants (171 participants); asset peers above are excluded.

DOL Form 5500 plan year 2022. Asset totals can differ widely at the same headcount; neither axis is a quality rating.

Frequently Asked Questions

How did Ideal Credit Union Capital Accumulation Plan assets move in 2022? ▼
Ideal Credit Union Capital Accumulation Plan pulled back noticeably - down 10.2% during 2022, from $31M to $28M. Reported net income was -$3M.
Where does Ideal Credit Union Capital Accumulation Plan rank by assets among Form 5500 filers? ▼
Ideal Credit Union Capital Accumulation Plan ranks in the 82nd percentile by end-of-year assets among 139,126 plans that reported assets for plan year 2022 (in the top quartile of all filed plans by assets).
Which 401(k) plans are similar in size to Ideal Credit Union Capital Accumulation Plan? ▼
Among 401(k) plans in other states, the closest by assets is Jones Edmunds & Associates, Inc. 401(k) Plan in FL ($28M, 151 participants).
Which 401(k) plans cover a similar participant headcount to Ideal Credit Union Capital Accumulation Plan? ▼
Among 401(k) plans in other states, the closest by covered participants is The Dorschel Group Retirement Plan in NY (171 participants, N/A in assets).

Source: U.S. Department of Labor, Employee Benefits Security Administration (EBSA), Form 5500 public disclosure dataset. Plan year 2022.

Source: DOL EFAST2 filing system (efast.dol.gov) - original filing retrieval by EIN 410519270.

Read our methodology - how this data is sourced, computed, and verified.

Data sourced from U.S. Department of Labor Form 5500 filings (EBSA). See our methodology for details.