401(k) · DOL Form 5500 · 2022

Auto-Owners Insurance Company 401(k) Plan

Data updated 2026-08-11

$672M
Total assets
5,913
Participants
98th
Percentile by assets
$113,690
Avg per participant
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Official DOL plan name: Auto-Owners Insurance Company Retirement Savings Plan · Sponsored by Auto-Owners Insurance Company · Michigan · Finance & Insurance

$672M in assets, 5,913 participants

Auto-Owners Insurance Company's Auto-Owners Insurance Company Retirement Savings Plan reported $672M in total assets and 5,913 participants in its 2022 DOL Form 5500 filing, ranking in the 98th percentile by assets among filed plans. Figures are as reported by the plan sponsor to the Department of Labor, not audited or endorsed by PlainRetire.

  • 98th percentile by assets (of 139,126 plans)
  • #8,977 in Finance & Insurance (9,261 peers)

Coverage in Michigan

Auto-Owners Insurance Company Retirement Savings Plan covers 5,913 participants in Michigan, 9.3x the typical Michigan plan (state average ~638 per filing). Assets: $672M.

$672M
total plan assets (2022 EOY)
5,913
covered participants
98th
percentile by assets (of 139,126 plans)
$113,690
avg assets per participant

The plan reported a net loss of $57M for the year, a single-year figure driven by markets and benefit payments, not a measure of plan health.

State

Participants vs Michigan filers

In Michigan, the average filing covers about 638 participants across 4,220 plans. Auto-Owners Insurance Company Retirement Savings Plan reports 5,913 participants - 9.3x that state average ($672M EOY assets).

Michigan filing particulars

Total Assets (Beginning of Year)$711M
Net Assets (End of Year)$672M
Net Income-$57M
Employer EIN380315280
Plan Effective Date2008-01-01
Filing StatusFILING RECEIVED

Sponsor Plan History (Auto-Owners Insurance Company)

$1.5B$1.6B$1.7B$1.8B$1.9B 202220232024 $1.53B $1.78B â–˛ +16.3%
Total plan assets by year, all Auto-Owners Insurance Company plans on file
Year Plans Participants Total Assets
2022 2 10,937 $1.5B
2023 2 11,577 $1.6B
2024 2 11,994 $1.8B

Nearby 401(k) Plans in Michigan

Peer 401(k) plans, same state, same plan type, ranked by total assets.

Auto-Owners Insurance Company Retirement Savings Plan vs. nearby 401(k) plans in Michigan, assets vs. participants

Auto-Owners Insurance Company Retirement Savings Plan vs. nearby 401(k) plans in Michigan, assets vs. participants Scatter plot of 6 data points. 020000400006000080000 -505101520 Total assets ($B) Participants Auto-Owners Insuranc…General Motors Retir…Ford Motor Co. Savin…The Dow Chemical Com…The General Motors P…Ford Motor Co. Tax-E…
Auto-Owners Insurance Company Retirement Savings Plan vs. nearby 401(k) plans in Michigan, assets vs. participants

Scale composition for Auto-Owners Insurance Company Retirement Savings Plan

Auto-Owners Insurance Company Retirement Savings Plan reports $672M in end-of-year assets across 5,913 participants (0.005% of the $12.3T held by all Form 5500 filers in the national rollup , and 0.006% of 93,925,755 covered participants) - about $113,690 per participant (82% of the national average assets-per-participant) . Net income for plan year 2022 was -$57M.

This plan identity (EIN 380315280, plan #004) has 3 Form 5500 filings on file from 2022 to 2024 , with end-of-year assets moving from $672M to $864M (+28.6%) while covered participants moved from 5,913 to 6,663 . Single-year sparse filers cannot show that trail.

Plan year Participants EOY assets Filing
2022 5,913 $672M This page
2023 6,483 $773M Open filing
2024 · index core 6,663 $864M Open filing

The same sponsor also keeps 2 other index-core plans on PlainRetire:

Similar-Sized 401(k) Plans Nationally

401(k) plans in other states closest to Auto-Owners Insurance Company Retirement Savings Plan by total assets, not by location.

Frequently Asked Questions

How did Auto-Owners Insurance Company Retirement Savings Plan assets move in 2022?
Auto-Owners Insurance Company Retirement Savings Plan pulled back noticeably - down 5.5% during 2022, from $711M to $672M. Reported net income was -$57M.
How have Auto-Owners Insurance Company plan assets changed over time?
Across 3 plan years on file (2022-2024), Auto-Owners Insurance Company's sponsor-wide assets grew 16.7%, from $1.5B to $1.8B.
Where does Auto-Owners Insurance Company Retirement Savings Plan rank by assets among Form 5500 filers?
Auto-Owners Insurance Company Retirement Savings Plan ranks in the 98th percentile by end-of-year assets among 139,126 plans that reported assets for plan year 2022 (in the top 5% of all filed plans by assets).
Which 401(k) plans are similar in size to Auto-Owners Insurance Company Retirement Savings Plan?
Among 401(k) plans in other states, the closest by assets is Pioneer Natural Resources USA, Inc. 401(k) and Matching Plan in TX ($672M, 1,929 participants).

Next read for Auto-Owners Insurance Company Retirement…

Filing takeaways

Ways to act on Auto-Owners Insurance Company Retirement Savings Plan's numbers.