401(k) · DOL Form 5500 · 2022

Navient Corporation 401(k) Plan

Data updated 2026-08-11

$642M
Total assets
5,920
Participants
98th
Percentile by assets
$108,457
Avg per participant
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Official DOL plan name: Navient 401(k) Savings Plan · Sponsored by Navient Corporation · Delaware · Finance & Insurance

$642M in assets, 5,920 participants

Navient Corporation's Navient 401(k) Savings Plan reported $642M in total assets and 5,920 participants in its 2022 DOL Form 5500 filing, ranking in the 98th percentile by assets among filed plans. Figures are as reported by the plan sponsor to the Department of Labor, not audited or endorsed by PlainRetire.

  • 98th percentile by assets (of 139,126 plans)
  • #8,960 in Finance & Insurance (9,261 peers)

Coverage in Delaware

Navient 401(k) Savings Plan covers 5,920 participants in Delaware, 11x the typical Delaware plan (state average ~536 per filing). Assets: $642M.

$642M
total plan assets (2022 EOY)
5,920
covered participants
98th
percentile by assets (of 139,126 plans)
$108,457
avg assets per participant

The plan reported a net loss of $183M for the year, a single-year figure driven by markets and benefit payments, not a measure of plan health.

State

Participants vs Delaware filers

In Delaware, the average filing covers about 536 participants across 397 plans. Navient 401(k) Savings Plan reports 5,920 participants - 11x that state average ($642M EOY assets).

Delaware filing particulars

Total Assets (Beginning of Year)$825M
Net Assets (End of Year)$642M
Net Income-$183M
Employer EIN464054283
Plan Effective Date2014-04-30
Filing StatusFILING RECEIVED

Sponsor Plan History (Navient Corporation)

$600M$650M$700M$750M 202220232024 $642M $694M ▲ +8.1%
Total plan assets by year, all Navient Corporation plans on file
Year Plans Participants Total Assets
2022 1 5,920 $642M
2023 1 4,106 $722M
2024 1 3,630 $694M

Nearby 401(k) Plans in Delaware

Peer 401(k) plans, same state, same plan type, ranked by total assets.

Navient 401(k) Savings Plan vs. nearby 401(k) plans in Delaware, assets vs. participants

Navient 401(k) Savings Plan vs. nearby 401(k) plans in Delaware, assets vs. participants Scatter plot of 6 data points. 050001000015000 02468 Total assets ($B) Participants Navient 401(k) Savin…Retirement Savings P…Astrazeneca Savings …Dupont Retirement Sa…Wl Gore & Associates…Ashland Employee Sav…
Navient 401(k) Savings Plan vs. nearby 401(k) plans in Delaware, assets vs. participants

Scale composition for Navient 401(k) Savings Plan

Navient 401(k) Savings Plan reports $642M in end-of-year assets across 5,920 participants (0.005% of the $12.3T held by all Form 5500 filers in the national rollup , and 0.006% of 93,925,755 covered participants) - about $108,457 per participant (78% of the national average assets-per-participant) . Net income for plan year 2022 was -$183M.

This plan identity (EIN 464054283, plan #001) has 3 Form 5500 filings on file from 2022 to 2024 , with end-of-year assets moving from $642M to $694M (+8.1%) while covered participants moved from 5,920 to 3,630 . Single-year sparse filers cannot show that trail.

Plan year Participants EOY assets Filing
2022 5,920 $642M This page
2023 4,106 $722M Open filing
2024 · index core 3,630 $694M Open filing

The same sponsor also keeps 1 other index-core plan on PlainRetire:

Similar-Sized 401(k) Plans Nationally

401(k) plans in other states closest to Navient 401(k) Savings Plan by total assets, not by location.

Frequently Asked Questions

How did Navient 401(k) Savings Plan assets move in 2022?
Navient 401(k) Savings Plan declined sharply - down 22.2% during 2022, from $825M to $642M. Reported net income was -$183M.
How have Navient Corporation plan assets changed over time?
Across 3 plan years on file (2022-2024), Navient Corporation's sponsor-wide assets grew 8.1%, from $642M to $694M.
Where does Navient 401(k) Savings Plan rank by assets among Form 5500 filers?
Navient 401(k) Savings Plan ranks in the 98th percentile by end-of-year assets among 139,126 plans that reported assets for plan year 2022 (in the top 5% of all filed plans by assets).
Which 401(k) plans are similar in size to Navient 401(k) Savings Plan?
Among 401(k) plans in other states, the closest by assets is Hanesbrands Inc. Retirement Savings Plan in NC ($642M, 6,504 participants).

Filing takeaways

Ways to act on Navient 401(k) Savings Plan's numbers.