401(k) · DOL Form 5500 · 2022

Tracy J. Waters, D.D.S., P.a. 401(k) Plan

Data updated 2026-08-25

$2M
Total assets Small plan by assets
7
Participants Small participant base
34th
Percentile by assets National rank
$290,919
Avg per participant High balance/head
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Official DOL plan name: Carolina Smiles 401(k) Plan · Sponsored by Tracy J. Waters, D.D.S., P.a. · North Carolina · Healthcare & Social Assistance

$2M in assets, 7 participants

Tracy J. Waters, D.D.S., P.a.'s Carolina Smiles 401(k) Plan reported $2M in total assets and 7 participants in its 2022 DOL Form 5500 filing, ranking in the 34th percentile by assets among filed plans. Figures are as reported by the plan sponsor to the Department of Labor, not audited or endorsed by PlainRetire.

  • #7,071 in Healthcare & Social Assistance (20,060 peers)

Tracy J. Waters, D.D.S., P.a. multi-year trail

Tracy J. Waters, D.D.S., P.a.'s plans moved +40.6% in assets from 2022 to 2024; this filing shows Carolina Smiles 401(k) Plan at $2M / 7 participants.

#7,071
in Healthcare & Social Assistance (20,060 peers)
-14.7%
assets change YoY

The plan reported a net loss of $350K for the year, a single-year figure driven by markets and benefit payments, not a measure of plan health.

Carolina Smiles 401(k) Plan's mid-pack asset rank among Healthcare & Social Assistance and all filers

Carolina Smiles 401(k) Plan vs every filed plan by assets

End-of-year total assets · plan year 2022 · DOL Form 5500

$2,036,431 34th percentile higher than 34% of 139,123 filed plans

This plan $0 $2,050,000,000 every filed plan with reported assets, bucketed by value

Dashed line + filled bar = this entry, among filed plans.

Source U.S. Department of Labor Form 5500 filings (EBSA) · plan year 2022

Carolina Smiles 401(k) Plan among micro filed plans by headcount

Plan-year 2022 Form 5500 filings with a reported participant count, partitioned by headcount band, not by assets. Carolina Smiles 401(k) Plan is a micro filing (7 participants), the leftmost band.

Form 5500 schedule snapshot

Filing strip 200221944 · Tracy J. Waters, D.D.S., P.a. PY 2022 · 401(k)

Carolina Smiles 401(k) Plan · $2M · 7 · 34th

  • TYPE $2M
  • NET 7
  • BOOK 34th
  • VS-ST 401(k)
  • BOY near Tmag 401(k) Plan
  • SCH ind #7071

Stamps derive from this plan's Form 5500 line items (assets, participants, type, EIN, cohort placement) - not a quality rating of the sponsor. Read with Healthcare & Social Assistance retirement plans → · Plans in North Carolina →

Carolina Smiles 401(k) Plan in the asset neighbourhood

Carolina Smiles 401(k) Plan$2MTmag 401(k) Plan$2MCep Technologies Corp. Incentive Savings PlanCep Technologies Corp. Incen…$2MPpfa Retirement Plan$2MMid-Columbia Children's Council, Inc. 401(k) PlanMid-Columbia Children's Coun…$2M
End-of-year total assets ($M) among Carolina Smiles 401(k) Plan and nearest nationwide 401(k) peers. Source: DOL Form 5500 plan year 2022.

Tracy J. Waters, D.D.S., P.a. multi-year asset trail

Sponsor-wide plan assets over time

All Tracy J. Waters, D.D.S., P.a. plans reported in each filing year

Latest sponsor-wide plan assets
$3M 40.59307680937876% vs 2022
2024 filing year
$1.5M$2M$2.5M$3M 202220232024 $2.04M $2.86M ▲ +40.2%
Year Plans Participants Total Assets
2022 1 7 $2M
2023 1 6 $2M
2024 1 7 $3M

Tracy J. Waters, D.D.S., P.a. filing trail (2022)

Total Assets (Beginning of Year)$2M
Net Assets (End of Year)$2M
Net Income-$350K
Employer EIN200221944
Plan Effective Date2007-05-31
Filing StatusFILING RECEIVED

Nearby 401(k) Plans in North Carolina

Peer 401(k) plans, same state, same plan type, ranked by total assets.

Carolina Smiles 401(k) Plan vs. nearby 401(k) plans in North Carolina, assets vs. participants Scatter plot of 6 data points. -1000000100000200000300000 -200204060 Total assets ($B) Participants Carolina Smiles 401(k) Plan, Total assets ($B): 0.002036431 · Participants: 7Carolina Smiles 401(k) PlanThe Bank of America 401(k) Plan, Total assets ($B): 47.134026012 · Participants: 169036The Bank of America 401(k) PlanHoneywell 401(k) Plan, Total assets ($B): 14.565715066 · Participants: 39007Honeywell 401(k) PlanDuke Energy Retirement Savings Plan, Total assets ($B): 9.364902 · Participants: 27731Duke Energy Retirement Savings PlanTruist Financial Corporation 401(k) Savings Plan, Total assets ($B): 8.965353965 · Participants: 51871Truist Financial Corporation 401(k) Savings PlanLowes 401(k) Plan, Total assets ($B): 7.355936526 · Participants: 284864Lowes 401(k) Plan
Carolina Smiles 401(k) Plan vs. nearby 401(k) plans in North Carolina, assets vs. participants
Compare Carolina Smiles 401(k) Plan side-by-side with 3 peers →

Carolina Smiles 401(k) Plan's out-of-state 401(k) peers by assets and headcount

Outside North Carolina, the nearest 401(k) by assets is Tmag 401(k) Plan in OK ($2M); by covered participants it is Stel Pro Inc 401(k) Plan in TX (7 participants). Same-state nearby plans are listed separately above.

Closest by plan assets

Nearest other-state filings by tot_assets_eoy ($2M here).

Similar participant headcount

Nearest other-state filings by covered participants (7 participants); asset peers above are excluded.

DOL Form 5500 plan year 2022. Asset totals can differ widely at the same headcount; neither axis is a quality rating.

Frequently Asked Questions

How did Carolina Smiles 401(k) Plan assets move in 2022? ▼
Carolina Smiles 401(k) Plan pulled back noticeably - down 14.7% during 2022, from $2M to $2M. Reported net income was -$350K.
How have Tracy J. Waters, D.D.S., P.a. plan assets changed over time? ▼
Across 3 plan years on file (2022-2024), Tracy J. Waters, D.D.S., P.a.'s sponsor-wide assets grew 40.6%, from $2M to $3M.
Which 401(k) plans are similar in size to Carolina Smiles 401(k) Plan? ▼
Among 401(k) plans in other states, the closest by assets is Tmag 401(k) Plan in OK ($2M, 342 participants).
Which 401(k) plans cover a similar participant headcount to Carolina Smiles 401(k) Plan? ▼
Among 401(k) plans in other states, the closest by covered participants is Stel Pro Inc 401(k) Plan in TX (7 participants, $67K in assets).

Source: U.S. Department of Labor, Employee Benefits Security Administration (EBSA), Form 5500 public disclosure dataset. Plan year 2022.

Source: DOL EFAST2 filing system (efast.dol.gov) - original filing retrieval by EIN 200221944.

Read our methodology - how this data is sourced, computed, and verified.

Data sourced from U.S. Department of Labor Form 5500 filings (EBSA). See our methodology for details.