401(k) · DOL Form 5500 · 2022

Vibrant Credit Union 401(k) Plan

Data updated 2026-08-25

$13M
Total assets Small plan by assets
202
Participants Below avg headcount
70th
Percentile by assets National rank
$63,736
Avg per participant Low balance/head
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Official DOL plan name: Vibrant Credit Union Discretionary Contribution Plan · Sponsored by Vibrant Credit Union · Illinois · Finance & Insurance

$13M in assets, 202 participants

Vibrant Credit Union's Vibrant Credit Union Discretionary Contribution Plan reported $13M in total assets and 202 participants in its 2022 DOL Form 5500 filing, ranking in the 70th percentile by assets among filed plans. Figures are as reported by the plan sponsor to the Department of Labor, not audited or endorsed by PlainRetire.

  • #4,988 in Finance & Insurance (9,261 peers)

Coverage in Illinois

Vibrant Credit Union Discretionary Contribution Plan covers 202 participants in Illinois, about 26% of the average Illinois filer (state average ~779 per filing). Assets: $13M.

#4,988
in Finance & Insurance (9,261 peers)
-12.3%
assets change YoY

The plan reported a net loss of $2M for the year, a single-year figure driven by markets and benefit payments, not a measure of plan health.

Vibrant Credit Union Discretionary Contribution Plan's outsized position by total assets

Vibrant Credit Union Discretionary Contribution Plan vs every filed plan by assets

End-of-year total assets · plan year 2022 · DOL Form 5500

$12,874,716 Top 30% higher than 70% of 139,123 filed plans

This plan $0 $2,050,000,000 every filed plan with reported assets, bucketed by value

Dashed line + filled bar = this entry, among filed plans.

Source U.S. Department of Labor Form 5500 filings (EBSA) · plan year 2022

Vibrant Credit Union Discretionary Contribution Plan among mid-size filed plans by headcount

Plan-year 2022 Form 5500 filings with a reported participant count, partitioned by headcount band, not by assets. Vibrant Credit Union Discretionary Contribution Plan sits mid-pack in the medium band (202 participants).

DOL schedule card

Filing strip 366068452 · Vibrant Credit Union PY 2022 · 401(k)

Vibrant Credit Union Discretionary Contribution Plan · $13M · 202 · 70th

  • PART $13M
  • TYPE 202
  • NET 70th
  • BOOK 401(k)
  • VS-ST near Wayne Industries, Inc. 401(k) Profit Sharing Plan
  • BOY ind #4988

Stamps derive from this plan's Form 5500 line items (assets, participants, type, EIN, cohort placement) - not a quality rating of the sponsor. Read with Finance & Insurance retirement plans → · Plans in Illinois →

Vibrant Credit Union Discretionary Contribution Plan in the asset neighbourhood

Andy Gump, Inc. 401(k) Savings & Investment PlanAndy Gump, Inc. 401(k) Savin…$13MStars Companies Retirement PlanStars Companies Retirement P…$13MVibrant Credit Union Discretionary Contribution PlanVibrant Credit Union Discret…$13MWayne Industries, Inc. 401(k) Profit Sharing PlanWayne Industries, Inc. 401(k…$13MHadley Products Corporation Employees 401(k) Profit Sharing PlanHadley Products Corporation …$13M
End-of-year total assets ($M) among Vibrant Credit Union Discretionary Contribution Plan and nearest nationwide 401(k) peers. Source: DOL Form 5500 plan year 2022.

Illinois filing particulars

Total Assets (Beginning of Year)$15M
Net Assets (End of Year)$13M
Net Income-$2M
Employer EIN366068452
Plan Effective Date1989-01-01
Filing StatusFILING RECEIVED

Sponsor Plan History (Vibrant Credit Union)

Sponsor-wide plan assets over time

All Vibrant Credit Union plans reported in each filing year

Latest sponsor-wide plan assets
$17M 32.95023362068725% vs 2022
2024 filing year
$12M$14M$16M$18M 202220232024 $12.9M $17.1M ▲ +33.0%
Year Plans Participants Total Assets
2022 1 202 $13M
2023 1 216 $16M
2024 1 189 $17M

Nearby 401(k) Plans in Illinois

Peer 401(k) plans, same state, same plan type, ranked by total assets.

Vibrant Credit Union Discretionary Contribution Plan vs. nearby 401(k) plans in Illinois, assets vs. participants Scatter plot of 6 data points. -1000000100000200000300000 -505101520 Total assets ($B) Participants Vibrant Credit Union Discretionary Contribution Plan, Total assets ($B): 0.012874716 · Participants: 202Vibrant Credit Union Discretionary Contribution PlanState Farm 401(k) Savings Plan, Total assets ($B): 14.651519685 · Participants: 53616State Farm 401(k) Savings PlanAccenture United States 401(k) Match and Savings Plan, Total assets ($B): 14.283954811 · Participants: 66653Accenture United States 401(k) Match and Savings PlanAbbott Laboratories Stock Retirement Plan, Total assets ($B): 13.333286 · Participants: 36136Abbott Laboratories Stock Retirement PlanUnited Airlines Pilot Retirement Account Plan, Total assets ($B): 11.816542826 · Participants: 13437United Airlines Pilot Retirement Account PlanWalgreens Retirement Savings Plan, Total assets ($B): 11.682551768 · Participants: 238072Walgreens Retirement Savings Plan
Vibrant Credit Union Discretionary Contribution Plan vs. nearby 401(k) plans in Illinois, assets vs. participants
Compare Vibrant Credit Union Discretionary Contribution Plan side-by-side with 3 peers →

Vibrant Credit Union Discretionary Contribution Plan's out-of-state 401(k) peers by assets and headcount

Outside Illinois, the nearest 401(k) by assets is Wayne Industries, Inc. 401(k) Profit Sharing Plan in MI ($13M); by covered participants it is American Products, LLC 401(k) Profit Sharing Plan in MO (202 participants). Same-state nearby plans are listed separately above.

Similar participant headcount

Nearest other-state filings by covered participants (202 participants); asset peers above are excluded.

DOL Form 5500 plan year 2022. Asset totals can differ widely at the same headcount; neither axis is a quality rating.

Frequently Asked Questions

How did Vibrant Credit Union Discretionary Contribution Plan assets move in 2022? ▼
Vibrant Credit Union Discretionary Contribution Plan pulled back noticeably - down 12.3% during 2022, from $15M to $13M. Reported net income was -$2M.
How have Vibrant Credit Union plan assets changed over time? ▼
Across 3 plan years on file (2022-2024), Vibrant Credit Union's sponsor-wide assets grew 33.0%, from $13M to $17M.
Which 401(k) plans are similar in size to Vibrant Credit Union Discretionary Contribution Plan? ▼
Among 401(k) plans in other states, the closest by assets is Wayne Industries, Inc. 401(k) Profit Sharing Plan in MI ($13M, 82 participants).
Which 401(k) plans cover a similar participant headcount to Vibrant Credit Union Discretionary Contribution Plan? ▼
Among 401(k) plans in other states, the closest by covered participants is American Products, LLC 401(k) Profit Sharing Plan in MO (202 participants, N/A in assets).

Source: U.S. Department of Labor, Employee Benefits Security Administration (EBSA), Form 5500 public disclosure dataset. Plan year 2022.

Source: DOL EFAST2 filing system (efast.dol.gov) - original filing retrieval by EIN 366068452.

Read our methodology - how this data is sourced, computed, and verified.

Data sourced from U.S. Department of Labor Form 5500 filings (EBSA). See our methodology for details.