401(k) · DOL Form 5500 · 2022

Charlotte Metro Federal Credit Union 401(k) Plan

Data updated 2026-08-25

$16M
Total assets Small plan by assets
235
Participants Below avg headcount
74th
Percentile by assets National rank
$67,706
Avg per participant Below avg balance/head
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Official DOL plan name: Charlotte Metro Federal Credit Union 401(k) Plan · Sponsored by Charlotte Metro Federal Credit Union · North Carolina · Finance & Insurance

$16M in assets, 235 participants

Charlotte Metro Federal Credit Union's Charlotte Metro Federal Credit Union 401(k) Plan reported $16M in total assets and 235 participants in its 2022 DOL Form 5500 filing, ranking in the 74th percentile by assets among filed plans. Figures are as reported by the plan sponsor to the Department of Labor, not audited or endorsed by PlainRetire.

  • #5,445 in Finance & Insurance (9,261 peers)

Coverage in North Carolina

Charlotte Metro Federal Credit Union 401(k) Plan covers 235 participants in North Carolina, about 29% of the average North Carolina filer (state average ~819 per filing). Assets: $16M.

#5,445
in Finance & Insurance (9,261 peers)
+19.0%
assets growth YoY

The plan reported a net loss of $1M for the year, a single-year figure driven by markets and benefit payments, not a measure of plan health.

Charlotte Metro Federal Credit Union 401(k) Plan's outsized position by total assets

Charlotte Metro Federal Credit Union 401(k) Plan vs every filed plan by assets

End-of-year total assets · plan year 2022 · DOL Form 5500

$15,910,914 Top 26% higher than 74% of 139,123 filed plans

This plan $0 $2,050,000,000 every filed plan with reported assets, bucketed by value

Dashed line + filled bar = this entry, among filed plans.

Source U.S. Department of Labor Form 5500 filings (EBSA) · plan year 2022

Charlotte Metro Federal Credit Union 401(k) Plan among mid-size filed plans by headcount

Plan-year 2022 Form 5500 filings with a reported participant count, partitioned by headcount band, not by assets. Charlotte Metro Federal Credit Union 401(k) Plan sits mid-pack in the medium band (235 participants).

Form 5500 schedule snapshot

Filing strip 560772380 · Charlotte Metro Federal Credit Union PY 2022 · 401(k)

Charlotte Metro Federal Credit Union 401(k) Plan · $16M · 235 · 74th

  • ASSETS $16M
  • PCT 235
  • EIN 74th
  • RANK 401(k)
  • PHOTO near Innovid LLC
  • IND ind #5445

Stamps derive from this plan's Form 5500 line items (assets, participants, type, EIN, cohort placement) - not a quality rating of the sponsor. Read with Finance & Insurance retirement plans → · Plans in North Carolina →

Charlotte Metro Federal Credit Union 401(k) Plan in the asset neighbourhood

Charlotte Metro Federal Credit Union 401(k) PlanCharlotte Metro Federal Cred…$16MInnovid LLC$16MFreund-Vector Corporation Savings & Retirement PlanFreund-Vector Corporation Sa…$16MAuld & White Constructors, LLC. 401(k) Profit Sharing PlanAuld & White Constructors, L…$16MGfr Media, LLC Retirement Savings Plan for Union EmployeesGfr Media, LLC Retirement Sa…$16M
End-of-year total assets ($M) among Charlotte Metro Federal Credit Union 401(k) Plan and nearest nationwide 401(k) peers. Source: DOL Form 5500 plan year 2022.

North Carolina filing particulars

Total Assets (Beginning of Year)$13M
Net Assets (End of Year)$16M
Net Income-$1M
Employer EIN560772380
Plan Effective Date1996-01-01
Filing StatusFILING RECEIVED

Sponsor Plan History (Charlotte Metro Federal Credit Union)

Sponsor-wide plan assets over time

All Charlotte Metro Federal Credit Union plans reported in each filing year

Latest sponsor-wide plan assets
$23M 44.28575253439243% vs 2022
2024 filing year
$15M$20M$25M 202220232024 $15.9M $23M ▲ +44.3%
Year Plans Participants Total Assets
2022 1 235 $16M
2023 1 327 $18M
2024 1 306 $23M

Nearby 401(k) Plans in North Carolina

Peer 401(k) plans, same state, same plan type, ranked by total assets.

Charlotte Metro Federal Credit Union 401(k) Plan vs. nearby 401(k) plans in North Carolina, assets vs. participants Scatter plot of 6 data points. -1000000100000200000300000 -200204060 Total assets ($B) Participants Charlotte Metro Federal Credit Union 401(k) Plan, Total assets ($B): 0.015910914 · Participants: 235Charlotte Metro Federal Credit Union 401(k) PlanThe Bank of America 401(k) Plan, Total assets ($B): 47.134026012 · Participants: 169036The Bank of America 401(k) PlanHoneywell 401(k) Plan, Total assets ($B): 14.565715066 · Participants: 39007Honeywell 401(k) PlanDuke Energy Retirement Savings Plan, Total assets ($B): 9.364902 · Participants: 27731Duke Energy Retirement Savings PlanTruist Financial Corporation 401(k) Savings Plan, Total assets ($B): 8.965353965 · Participants: 51871Truist Financial Corporation 401(k) Savings PlanLowes 401(k) Plan, Total assets ($B): 7.355936526 · Participants: 284864Lowes 401(k) Plan
Charlotte Metro Federal Credit Union 401(k) Plan vs. nearby 401(k) plans in North Carolina, assets vs. participants
Compare Charlotte Metro Federal Credit Union 401(k) Plan side-by-side with 3 peers →

Charlotte Metro Federal Credit Union 401(k) Plan's out-of-state 401(k) peers by assets and headcount

Outside North Carolina, the nearest 401(k) by assets is Innovid LLC in NY ($16M); by covered participants it is Pinterest 401(k) Plan in CA (235 participants). Same-state nearby plans are listed separately above.

Similar participant headcount

Nearest other-state filings by covered participants (235 participants); asset peers above are excluded.

DOL Form 5500 plan year 2022. Asset totals can differ widely at the same headcount; neither axis is a quality rating.

Frequently Asked Questions

How did Charlotte Metro Federal Credit Union 401(k) Plan assets move in 2022? ▼
Charlotte Metro Federal Credit Union 401(k) Plan grew sharply - up 19.0% during 2022, from $13M to $16M. Reported net income was -$1M.
How have Charlotte Metro Federal Credit Union plan assets changed over time? ▼
Across 3 plan years on file (2022-2024), Charlotte Metro Federal Credit Union's sponsor-wide assets grew 44.3%, from $16M to $23M.
Which 401(k) plans are similar in size to Charlotte Metro Federal Credit Union 401(k) Plan? ▼
Among 401(k) plans in other states, the closest by assets is Innovid LLC in NY ($16M, 210 participants).
Which 401(k) plans cover a similar participant headcount to Charlotte Metro Federal Credit Union 401(k) Plan? ▼
Among 401(k) plans in other states, the closest by covered participants is Pinterest 401(k) Plan in CA (235 participants, $5M in assets).

Source: U.S. Department of Labor, Employee Benefits Security Administration (EBSA), Form 5500 public disclosure dataset. Plan year 2022.

Source: DOL EFAST2 filing system (efast.dol.gov) - original filing retrieval by EIN 560772380.

Read our methodology - how this data is sourced, computed, and verified.

Data sourced from U.S. Department of Labor Form 5500 filings (EBSA). See our methodology for details.