401(k) · DOL Form 5500 · 2022

Gradient Financial Group LLC 401(k) Plan

Data updated 2026-08-25

$13M
Total assets Small plan by assets
320
Participants Below avg headcount
69th
Percentile by assets National rank
$39,586
Avg per participant Low balance/head
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Official DOL plan name: Gradient Financial Group LLC 401(k) Profit Sharing Plan & Trust · Sponsored by Gradient Financial Group LLC · Minnesota · Finance & Insurance

$13M in assets, 320 participants

Gradient Financial Group LLC's Gradient Financial Group LLC 401(k) Profit Sharing Plan & Trust reported $13M in total assets and 320 participants in its 2022 DOL Form 5500 filing, ranking in the 69th percentile by assets among filed plans. Figures are as reported by the plan sponsor to the Department of Labor, not audited or endorsed by PlainRetire.

  • #4,955 in Finance & Insurance (9,261 peers)

Coverage in Minnesota

Gradient Financial Group LLC 401(k) Profit Sharing Plan & Trust covers 320 participants in Minnesota, about 28% of the average Minnesota filer (state average ~1,126 per filing). Assets: $13M.

#4,955
in Finance & Insurance (9,261 peers)
-7.2%
assets change YoY

The plan reported a net loss of $983K for the year, a single-year figure driven by markets and benefit payments, not a measure of plan health.

Gradient Financial Group LLC 401(k) Profit Sharing Plan & Trust's outsized position by total assets

Gradient Financial Group LLC 401(k) Profit Sharing Plan & Trust vs every filed plan by assets

End-of-year total assets · plan year 2022 · DOL Form 5500

$12,667,594 Top 31% higher than 69% of 139,123 filed plans

This plan $0 $2,050,000,000 every filed plan with reported assets, bucketed by value

Dashed line + filled bar = this entry, among filed plans.

Source U.S. Department of Labor Form 5500 filings (EBSA) · plan year 2022

Gradient Financial Group LLC 401(k) Profit Sharing Plan & Trust among mid-size filed plans by headcount

Plan-year 2022 Form 5500 filings with a reported participant count, partitioned by headcount band, not by assets. Gradient Financial Group LLC 401(k) Profit Sharing Plan & Trust sits mid-pack in the medium band (320 participants).

Plan-year Form 5500 strip

Filing strip 263422329 · Gradient Financial Group LLC PY 2022 · 401(k)

Gradient Financial Group LLC 401(k) Profit Sharing Plan & Trust · $13M · 320 · 69th

  • RANK $13M
  • RANK 320
  • RANK 69th
  • RANK 401(k)
  • RANK near Stober Drives, Inc. 401(k) Profit Sharing Plan
  • RANK ind #4955

Stamps derive from this plan's Form 5500 line items (assets, participants, type, EIN, cohort placement) - not a quality rating of the sponsor. Read with Finance & Insurance retirement plans → · Plans in Minnesota →

Gradient Financial Group LLC 401(k) Profit Sharing Plan & Trust in the asset neighbourhood

Gradient Financial Group LLC 401(k) Profit Sharing Plan & TrustGradient Financial Group LLC…$13MStober Drives, Inc. 401(k) Profit Sharing PlanStober Drives, Inc. 401(k) P…$13MVertical Communications, Inc. 401(k) Profit Sharing PlanVertical Communications, Inc…$13MChemithon Enterprises, Inc. Cash or Deferred Profit Sharing and ESOP PlanChemithon Enterprises, Inc. …$13MConnecticut Legal Services, Inc. 401(k) PlanConnecticut Legal Services, …$13M
End-of-year total assets ($M) among Gradient Financial Group LLC 401(k) Profit Sharing Plan & Trust and nearest nationwide 401(k) peers. Source: DOL Form 5500 plan year 2022.

Minnesota filing particulars

Total Assets (Beginning of Year)$14M
Net Assets (End of Year)$13M
Net Income-$983K
Employer EIN263422329
Plan Effective Date2007-04-01
Filing StatusFILING RECEIVED

Sponsor Plan History (Gradient Financial Group LLC)

Sponsor-wide plan assets over time

All Gradient Financial Group LLC plans reported in each filing year

Latest sponsor-wide plan assets
$20M 61.63840584091975% vs 2022
2024 filing year
$10M$15M$20M$25M 202220232024 $12.7M $20.5M ▲ +61.6%
Year Plans Participants Total Assets
2022 1 320 $13M
2023 1 333 $16M
2024 1 318 $20M

Nearby 401(k) Plans in Minnesota

Peer 401(k) plans, same state, same plan type, ranked by total assets.

Gradient Financial Group LLC 401(k) Profit Sharing Plan & Trust vs. nearby 401(k) plans in Minnesota, assets vs. participants Scatter plot of 6 data points. -1000000100000200000300000400000500000 -505101520 Total assets ($B) Participants Gradient Financial Group LLC 401(k) Profit Sharing Plan & Trust, Total assets ($B): 0.012667594 · Participants: 320Gradient Financial Group LLC 401(k) Profit Sharing Plan & TrustUnitedhealth Group 401(k) Savings Plan, Total assets ($B): 18.576379778 · Participants: 176886Unitedhealth Group 401(k) Savings PlanMedtronic Savings and Investment Plan (Also Known as the Medtronic 401(k) Plan), Total assets ($B): 12.198295 · Participants: 38825Medtronic Savings and Investment Plan (Also Known as the Medtronic 401(k) Plan)Target Corporation 401(k) Plan, Total assets ($B): 11.216824857 · Participants: 400422Target Corporation 401(k) Plan3M Voluntary Investment Plan and Employee Stock Ownership Plan, Total assets ($B): 11.138527656 · Participants: 371593M Voluntary Investment Plan and Employee Stock Ownership PlanU.S. Bank 401(k) Savings Plan, Total assets ($B): 8.266408521 · Participants: 67646U.S. Bank 401(k) Savings Plan
Gradient Financial Group LLC 401(k) Profit Sharing Plan & Trust vs. nearby 401(k) plans in Minnesota, assets vs. participants
Compare Gradient Financial Group LLC 401(k) Profit Sharing Plan & Trust side-by-side with 3 peers →

Gradient Financial Group LLC 401(k) Profit Sharing Plan & Trust's out-of-state 401(k) peers by assets and headcount

Outside Minnesota, the nearest 401(k) by assets is Stober Drives, Inc. 401(k) Profit Sharing Plan in KY ($13M); by covered participants it is Stanpac USA 401(k) Plan in TX (320 participants). Same-state nearby plans are listed separately above.

Similar participant headcount

Nearest other-state filings by covered participants (320 participants); asset peers above are excluded.

DOL Form 5500 plan year 2022. Asset totals can differ widely at the same headcount; neither axis is a quality rating.

Frequently Asked Questions

How did Gradient Financial Group LLC 401(k) Profit Sharing Plan & Trust assets move in 2022? ▼
Gradient Financial Group LLC 401(k) Profit Sharing Plan & Trust pulled back noticeably - down 7.2% during 2022, from $14M to $13M. Reported net income was -$983K.
How have Gradient Financial Group LLC plan assets changed over time? ▼
Across 3 plan years on file (2022-2024), Gradient Financial Group LLC's sponsor-wide assets grew 61.6%, from $13M to $20M.
Which 401(k) plans are similar in size to Gradient Financial Group LLC 401(k) Profit Sharing Plan & Trust? ▼
Among 401(k) plans in other states, the closest by assets is Stober Drives, Inc. 401(k) Profit Sharing Plan in KY ($13M, 147 participants).
Which 401(k) plans cover a similar participant headcount to Gradient Financial Group LLC 401(k) Profit Sharing Plan & Trust? ▼
Among 401(k) plans in other states, the closest by covered participants is Stanpac USA 401(k) Plan in TX (320 participants, $1M in assets).

Source: U.S. Department of Labor, Employee Benefits Security Administration (EBSA), Form 5500 public disclosure dataset. Plan year 2022.

Source: DOL EFAST2 filing system (efast.dol.gov) - original filing retrieval by EIN 263422329.

Read our methodology - how this data is sourced, computed, and verified.

Data sourced from U.S. Department of Labor Form 5500 filings (EBSA). See our methodology for details.