401(k) · DOL Form 5500 · 2022
The Kroger Co. 401(k) Plan
Data updated 2026-08-25
- $2.2B
- Total assets Very large vs avg
- 209,608
- Participants Very large workforce
- 99th
- Percentile by assets National rank
- $10,621
- Avg per participant Low balance/head
Official DOL plan name: The Kroger Co. Savings Plan · Sponsored by The Kroger Co. · Ohio · Retail Trade
$2.2B in assets, 209,608 participants
The Kroger Co.'s The Kroger Co. Savings Plan reported $2.2B in total assets and 209,608 participants in its 2022 DOL Form 5500 filing, ranking in the 99th percentile by assets among filed plans. Figures are as reported by the plan sponsor to the Department of Labor, not audited or endorsed by PlainRetire.
- #9,486 in Retail Trade (9,519 peers)
Coverage in Ohio
The Kroger Co. Savings Plan covers 209,608 participants in Ohio, 274x the typical Ohio plan (state average ~765 per filing). Assets: $2.2B.
- #9,486
- in Retail Trade (9,519 peers)
- -12.3%
- assets change YoY
- 22×
- vs typical plan assets (national mean)
The plan reported a net loss of $311M for the year, a single-year figure driven by markets and benefit payments, not a measure of plan health.
The Kroger Co. Savings Plan's outsized position by total assets
The Kroger Co. Savings Plan vs every filed plan by assets
End-of-year total assets · plan year 2022 · DOL Form 5500
$2,226,245,000 Top 1% higher than 99% of 139,123 filed plans
Dashed line + filled bar = this entry, among filed plans.
Source U.S. Department of Labor Form 5500 filings (EBSA) · plan year 2022
The Kroger Co. Savings Plan's mega-plan peer group by participant headcount
Plan-year 2022 Form 5500 filings with a reported participant count, partitioned by headcount band, not by assets. The Kroger Co. Savings Plan is a mega filing (209,608 participants), the rightmost band on the breakdown.
DOL schedule card
Filing strip 310345740 · The Kroger Co. PY 2022 · 401(k)
The Kroger Co. Savings Plan · $2.2B · 209,608 · 99th
- EIN $2.2B
- EIN 209,608
- EIN 99th
- EIN 401(k)
- EIN near Cognizant Technology Solutions 401(k) Savings Plan
- EIN ind #9486
Stamps derive from this plan's Form 5500 line items (assets, participants, type, EIN, cohort placement) - not a quality rating of the sponsor. Read with Retail Trade retirement plans → · Plans in Ohio →
The Kroger Co. Savings Plan in the asset neighbourhood
Ohio filing particulars
| Total Assets (Beginning of Year) | $2.5B |
|---|---|
| Net Assets (End of Year) | $2.2B |
| Net Income | -$311M |
| Employer EIN | 310345740 |
| Plan Effective Date | 1985-04-01 |
| Filing Status | FILING RECEIVED |
Sponsor Plan History (The Kroger Co.)
Sponsor-wide plan assets over time
All The Kroger Co. plans reported in each filing year
- Latest sponsor-wide plan assets
- $13.8B 18.516793131333987% vs 2022
- 2024 filing year
| Year | Plans | Participants | Total Assets |
|---|---|---|---|
| 2022 | 4 | 331,392 | $11.6B |
| 2023 | 4 | 371,552 | $12.8B |
| 2024 | 4 | 391,782 | $13.8B |
Nearby 401(k) Plans in Ohio
Peer 401(k) plans, same state, same plan type, ranked by total assets.
- The Sherwin-Williams Company 401(k) Plan $8.3B · 44,890
- The Progressive 401(k) Plan $7.6B · 50,299
- The Kroger Co. 401(k) Retirement Savings Account Plan $7.3B · 116,133
- Nationwide Savings Plan $6.7B · 24,278
- Marathon Petroleum Thrift Plan $6.4B · 17,666
Scale composition for The Kroger Co. Savings Plan
The Kroger Co. Savings Plan reports $2.2B in end-of-year assets across 209,608 participants (0.018% of the $12.3T held by all Form 5500 filers in the national rollup , and 0.22% of 93,925,755 covered participants) - about $10,621 per participant (8% of the national average assets-per-participant) . Net income for plan year 2022 was -$311M.
This plan identity (EIN 310345740, plan #004) has 3 Form 5500 filings on file from 2022 to 2024 while covered participants moved from 209,608 to 251,930 . Single-year sparse filers cannot show that trail.
| Plan year | Participants | EOY assets | Filing |
|---|---|---|---|
| 2022 | 209,608 | $2.2B | This page |
| 2023 | 236,780 | $2.3B | Open filing |
| 2024 | 251,930 | N/A | Open filing |
The same sponsor also keeps 2 other index-core plans on PlainRetire:
- The Kroger Co. 401(k) Retirement Savings Account Plan (401(k), $11.8B, 135,373 participants)
- The Kroger Consolidated Retirement Benefit Plan Spin Off (Defined Benefit (Pension), $1.9B, 3,831 participants)
The Kroger Co. Savings Plan's out-of-state 401(k) peers by assets and headcount
Outside Ohio, the nearest 401(k) by assets is Cognizant Technology Solutions 401(k) Savings Plan in NJ ($2.2B); by covered participants it is Wells Fargo & Company 401(k) Plan in CA (205,865 participants). Same-state nearby plans are listed separately above.
Closest by plan assets
Nearest other-state filings by tot_assets_eoy ($2.2B here).
- Cognizant Technology Solutions 401(k) Savings Plan (NJ) $2.2B · 33,944
- The Savannah River Nuclear Solutions, LLC Defined Contribution Plan (SC) $2.2B · 7,829
- Geisinger System Services 401(k) Savings Plan (PA) $2.2B · 21,755
- Discover Financial Services 401(k) Plan (IL) $2.2B · 16,052
Similar participant headcount
Nearest other-state filings by covered participants (209,608 participants); asset peers above are excluded.
- Wells Fargo & Company 401(k) Plan (CA) 205,865 · 3,743 off
- Albertsons Companies 401(k) Plan (CA) 205,022 · 4,586 off
- Fedex Corporation Retirement Savings Plan (TN) 220,835 · 11,227 off
- Compass Group Retirement Plan (NC) 222,964 · 13,356 off
DOL Form 5500 plan year 2022. Asset totals can differ widely at the same headcount; neither axis is a quality rating.