401(k) · DOL Form 5500 · 2022
The Kroger Co. 401(k) Plan
Data updated 2026-08-11
- $2.2B
- Total assets
- 209,608
- Participants
- 99th
- Percentile by assets
- $10,621
- Avg per participant
Official DOL plan name: The Kroger Co. Savings Plan · Sponsored by The Kroger Co. · Ohio · Retail Trade
$2.2B in assets, 209,608 participants
The Kroger Co.'s The Kroger Co. Savings Plan reported $2.2B in total assets and 209,608 participants in its 2022 DOL Form 5500 filing, ranking in the 99th percentile by assets among filed plans. Figures are as reported by the plan sponsor to the Department of Labor, not audited or endorsed by PlainRetire.
- 99th percentile by assets (of 139,126 plans)
- #9,486 in Retail Trade (9,519 peers)
Coverage in Ohio
The Kroger Co. Savings Plan covers 209,608 participants in Ohio, 274x the typical Ohio plan (state average ~765 per filing). Assets: $2.2B.
- $2.2B
- total plan assets (2022 EOY)
- 209,608
- covered participants
- 99th
- percentile by assets (of 139,126 plans)
- $10,621
- avg assets per participant
The plan reported a net loss of $311M for the year, a single-year figure driven by markets and benefit payments, not a measure of plan health.
Where The Kroger Co. Savings Plan sits by total assets
The Kroger Co. Savings Plan vs every filed plan by assets
End-of-year total assets · plan year 2022 · DOL Form 5500
$2,226,245,000 Top 1% higher than 99% of 139,123 filed plans
Dashed line + filled bar = this entry, among filed plans.
Source U.S. Department of Labor Form 5500 filings (EBSA) · plan year 2022
Participants vs Ohio filers
In Ohio, the average filing covers about 765 participants across 5,089 plans. The Kroger Co. Savings Plan reports 209,608 participants - 274x that state average ($2.2B EOY assets).
Ohio filing particulars
| Total Assets (Beginning of Year) | $2.5B |
|---|---|
| Net Assets (End of Year) | $2.2B |
| Net Income | -$311M |
| Employer EIN | 310345740 |
| Plan Effective Date | 1985-04-01 |
| Filing Status | FILING RECEIVED |
Sponsor Plan History (The Kroger Co.)
| Year | Plans | Participants | Total Assets |
|---|---|---|---|
| 2022 | 4 | 331,392 | $11.6B |
| 2023 | 4 | 371,552 | $12.8B |
| 2024 | 4 | 391,782 | $13.8B |
Nearby 401(k) Plans in Ohio
Peer 401(k) plans, same state, same plan type, ranked by total assets.
The Kroger Co. Savings Plan vs. nearby 401(k) plans in Ohio, assets vs. participants
- The Sherwin-Williams Company 401(k) Plan $8.3B · 44,890
- The Progressive 401(k) Plan $7.6B · 50,299
- The Kroger Co. 401(k) Retirement Savings Account Plan $7.3B · 116,133
- Nationwide Savings Plan $6.7B · 24,278
- Marathon Petroleum Thrift Plan $6.4B · 17,666
Scale composition for The Kroger Co. Savings Plan
The Kroger Co. Savings Plan reports $2.2B in end-of-year assets across 209,608 participants (0.018% of the $12.3T held by all Form 5500 filers in the national rollup , and 0.22% of 93,925,755 covered participants) - about $10,621 per participant (8% of the national average assets-per-participant) . Net income for plan year 2022 was -$311M.
This plan identity (EIN 310345740, plan #004) has 3 Form 5500 filings on file from 2022 to 2024 while covered participants moved from 209,608 to 251,930 . Single-year sparse filers cannot show that trail.
| Plan year | Participants | EOY assets | Filing |
|---|---|---|---|
| 2022 | 209,608 | $2.2B | This page |
| 2023 | 236,780 | $2.3B | Open filing |
| 2024 | 251,930 | N/A | Open filing |
The same sponsor also keeps 2 other index-core plans on PlainRetire:
- The Kroger Co. 401(k) Retirement Savings Account Plan (401(k), $11.8B, 135,373 participants)
- The Kroger Consolidated Retirement Benefit Plan Spin Off (Defined Benefit (Pension), $1.9B, 3,831 participants)
Similar-Sized 401(k) Plans Nationally
401(k) plans in other states closest to The Kroger Co. Savings Plan by total assets, not by location.
- Cognizant Technology Solutions 401(k) Savings Plan (NJ) $2.2B · 33,944
- The Savannah River Nuclear Solutions, LLC Defined Contribution Plan (SC) $2.2B · 7,829
- Geisinger System Services 401(k) Savings Plan (PA) $2.2B · 21,755
- Discover Financial Services 401(k) Plan (IL) $2.2B · 16,052
Frequently Asked Questions
How did The Kroger Co. Savings Plan assets move in 2022? ▼
How have The Kroger Co. plan assets changed over time? ▼
Where does The Kroger Co. Savings Plan rank by assets among Form 5500 filers? ▼
Which 401(k) plans are similar in size to The Kroger Co. Savings Plan? ▼
Next read for The Kroger Co. Savings Plan
Filing takeaways
Ways to act on The Kroger Co. Savings Plan's numbers.
- By total assets, The Kroger Co. Savings Plan ranks among the largest 1% of all filed plans. See the largest plans
- Compare it side-by-side against 3 similar 401(k) plans in Ohio. Compare plans
- The Kroger Co.'s sponsor-wide assets have grown 18.5% since 2022 across 3 plan years on file. More Retail Trade plans