401(k) · DOL Form 5500 · 2023

The Kroger Co. 401(k) Plan

Data updated 2026-08-11

$2.3B
Total assets: 236,780
Participants: 99th
Percentile by assets: $9,712
Avg per participant

Official DOL plan name: The Kroger Co. Savings Plan · Sponsored by The Kroger Co. · Ohio · Retail Trade

$2.3B in assets, 236,780 participants

The Kroger Co.'s The Kroger Co. Savings Plan reported $2.3B in total assets and 236,780 participants in its 2023 DOL Form 5500 filing, ranking in the 99th percentile by assets among filed plans. Figures are as reported by the plan sponsor to the Department of Labor, not audited or endorsed by PlainRetire.

99th percentile by assets (of 127,072 plans)
#8,380 in Retail Trade (8,414 peers)

Coverage in Ohio

The Kroger Co. Savings Plan covers 236,780 participants in Ohio, 310x the typical Ohio plan (state average ~765 per filing). Assets: $2.3B.

$2.3B
total plan assets (2023 EOY): 236,780
covered participants: 99th
percentile by assets (of 127,072 plans): $9,712
avg assets per participant

The Kroger Co. Savings Plan reported net income rose from -$311M in the plan year 2022 filing to $73M in the plan year 2023 filing.
The Kroger Co. Savings Plan reported participants rose from 209,608 in the plan year 2022 filing to 236,780 in the plan year 2023 filing.
The Kroger Co. Savings Plan end-of-year assets rose from $2.2B in the plan year 2022 filing to $2.3B in the plan year 2023 filing.

See the national 2023→2024 release diff →

State

Ohio

Industry

Retail Trade

Participants vs Ohio filers

In Ohio, the average filing covers about 765 participants across 5,089 plans. The Kroger Co. Savings Plan reports 236,780 participants - 310x that state average ($2.3B EOY assets).

Ohio filing particulars

Total Assets (Beginning of Year)	$2.2B
Net Assets (End of Year)	$2.3B
Net Income	$73M
Employer EIN	310345740
Plan Effective Date	1985-04-01
Filing Status	FILING RECEIVED

Sponsor Plan History (The Kroger Co.)

Total plan assets by year, all The Kroger Co. plans on file

Year	Plans	Participants	Total Assets
2022	4	331,392	$11.6B
2023	4	371,552	$12.8B
2024	4	391,782	$13.8B

Nearby 401(k) Plans in Ohio

Peer 401(k) plans, same state, same plan type, ranked by total assets.

The Kroger Co. Savings Plan vs. nearby 401(k) plans in Ohio, assets vs. participants

GE Retirement Savings Plan $19.5B · 59,766
The Sherwin-Williams Company 401(k) Plan $10.1B · 47,362
The Progressive 401(k) Plan $9.2B · 56,176
The Kroger Co. 401(k) Retirement Savings Account Plan $8.4B · 129,769
Nationwide Savings Plan $7.6B · 24,715

Compare The Kroger Co. Savings Plan side-by-side with 3 peers →

Scale composition for The Kroger Co. Savings Plan

The Kroger Co. Savings Plan reports $2.3B in end-of-year assets across 236,780 participants (0.019% of the $12.3T held by all Form 5500 filers in the national rollup , and 0.25% of 93,925,755 covered participants) - about $9,712 per participant (7% of the national average assets-per-participant) . Net income for plan year 2023 was $73M.

This plan identity (EIN 310345740, plan #004) has 3 Form 5500 filings on file from 2022 to 2024 while covered participants moved from 209,608 to 251,930 . Single-year sparse filers cannot show that trail.

Plan year	Participants	EOY assets	Filing
2022	209,608	$2.2B	Open filing
2023	236,780	$2.3B	This page
2024	251,930	N/A	Open filing

The same sponsor also keeps 2 other index-core plans on PlainRetire:

The Kroger Co. 401(k) Retirement Savings Account Plan (401(k), $11.8B, 135,373 participants)
The Kroger Consolidated Retirement Benefit Plan Spin Off (Defined Benefit (Pension), $1.9B, 3,831 participants)

Similar-Sized 401(k) Plans Nationally

401(k) plans in other states closest to The Kroger Co. Savings Plan by total assets, not by location.

Kirkland & Ellis LLP Defined Contribution 401(k) Savings Plan (IL) $2.3B · 5,122
Novo Nordisk Inc. 401(k) Savings Plan (NJ) $2.3B · 6,993
Hyatt Corporation Retirement Savings Plan (IL) $2.3B · 35,794
Cna 401(k) Plan (IL) $2.3B · 5,268

Frequently Asked Questions

How did The Kroger Co. Savings Plan assets move in 2023? ▼

The Kroger Co. Savings Plan edged up modestly - up 3.3% during 2023, from $2.2B to $2.3B. Reported net income was $73M.

How have The Kroger Co. plan assets changed over time? ▼

Across 3 plan years on file (2022-2024), The Kroger Co.'s sponsor-wide assets grew 18.5%, from $11.6B to $13.8B.

Where does The Kroger Co. Savings Plan rank by assets among Form 5500 filers? ▼

The Kroger Co. Savings Plan ranks in the 99th percentile by end-of-year assets among 127,072 plans that reported assets for plan year 2023 (among the largest 1% of all filed plans).

Which 401(k) plans are similar in size to The Kroger Co. Savings Plan? ▼

Among 401(k) plans in other states, the closest by assets is Kirkland & Ellis LLP Defined Contribution 401(k) Savings Plan in IL ($2.3B, 5,122 participants).

Next read for The Kroger Co. Savings Plan

Filing takeaways

Ways to act on The Kroger Co. Savings Plan's numbers.

By total assets, The Kroger Co. Savings Plan ranks among the largest 1% of all filed plans. See the largest plans
Compare it side-by-side against 3 similar 401(k) plans in Ohio. Compare plans
The Kroger Co.'s sponsor-wide assets have grown 18.5% since 2022 across 3 plan years on file. More Retail Trade plans

Source: U.S. Department of Labor, Employee Benefits Security Administration (EBSA), Form 5500 public disclosure dataset. Plan year 2023.

Source: DOL EFAST2 filing system (efast.dol.gov) - original filing retrieval by EIN 310345740.