401(k) · DOL Form 5500 · 2023

The Kroger Co. 401(k) Plan

Data updated 2026-08-25

$2.3B
Total assets Very large vs avg
236,780
Participants Very large workforce
99th
Percentile by assets National rank
$9,712
Avg per participant Low balance/head
PlainRetire home → About this data RSS: change history

Official DOL plan name: The Kroger Co. Savings Plan · Sponsored by The Kroger Co. · Ohio · Retail Trade

$2.3B in assets, 236,780 participants

The Kroger Co.'s The Kroger Co. Savings Plan reported $2.3B in total assets and 236,780 participants in its 2023 DOL Form 5500 filing, ranking in the 99th percentile by assets among filed plans. Figures are as reported by the plan sponsor to the Department of Labor, not audited or endorsed by PlainRetire.

  • #8,380 in Retail Trade (8,414 peers)

Coverage in Ohio

The Kroger Co. Savings Plan covers 236,780 participants in Ohio, 310x the typical Ohio plan (state average ~765 per filing). Assets: $2.3B.

#8,380
in Retail Trade (8,414 peers)
+3.3%
assets growth YoY
23×
vs typical plan assets (national mean)

The Kroger Co. Savings Plan's outsized position by total assets

The Kroger Co. Savings Plan vs every filed plan by assets

End-of-year total assets · plan year 2023 · DOL Form 5500

$2,299,591,000 Top 1% higher than 99% of 127,068 filed plans

This plan $0 $2,050,000,000 every filed plan with reported assets, bucketed by value

Dashed line + filled bar = this entry, among filed plans.

Source U.S. Department of Labor Form 5500 filings (EBSA) · plan year 2023

The Kroger Co. Savings Plan's mega-plan peer group by participant headcount

Plan-year 2023 Form 5500 filings with a reported participant count, partitioned by headcount band, not by assets. The Kroger Co. Savings Plan is a mega filing (236,780 participants), the rightmost band on the breakdown.

What changed between DOL Form 5500 filings

plan year 2022 → plan year 2023

  • The Kroger Co. Savings Plan reported net income rose from -$311M in the plan year 2022 filing to $73M in the plan year 2023 filing.
  • The Kroger Co. Savings Plan reported participants rose from 209,608 in the plan year 2022 filing to 236,780 in the plan year 2023 filing.
  • The Kroger Co. Savings Plan end-of-year assets rose from $2.2B in the plan year 2022 filing to $2.3B in the plan year 2023 filing.

See the national 2022→2023 release diff →

EBSA filing schedule strip

Filing strip 310345740 · The Kroger Co. PY 2023 · 401(k)

The Kroger Co. Savings Plan · $2.3B · 236,780 · 99th

  • SCH $2.3B
  • SCH 236,780
  • SCH 99th
  • SCH 401(k)
  • SCH near Kirkland & Ellis LLP Defined Contribution 401(k) Savings Plan
  • SCH ind #8380

Stamps derive from this plan's Form 5500 line items (assets, participants, type, EIN, cohort placement) - not a quality rating of the sponsor. Read with Retail Trade retirement plans → · Plans in Ohio →

The Kroger Co. Savings Plan in the asset neighbourhood

The Kroger Co. Savings Plan$2.3BKirkland & Ellis LLP Defined Contribution 401(k) Savings PlanKirkland & Ellis LLP Defined…$2.3BNovo Nordisk Inc. 401(k) Savings PlanNovo Nordisk Inc. 401(k) Sav…$2.3BHyatt Corporation Retirement Savings PlanHyatt Corporation Retirement…$2.3BCna 401(k) Plan$2.3B
End-of-year total assets ($B) among The Kroger Co. Savings Plan and nearest nationwide 401(k) peers. Source: DOL Form 5500 plan year 2023.

Ohio filing particulars

Total Assets (Beginning of Year)$2.2B
Net Assets (End of Year)$2.3B
Net Income$73M
Employer EIN310345740
Plan Effective Date1985-04-01
Filing StatusFILING RECEIVED

Sponsor Plan History (The Kroger Co.)

Sponsor-wide plan assets over time

All The Kroger Co. plans reported in each filing year

Latest sponsor-wide plan assets
$13.8B 18.516793131333987% vs 2022
2024 filing year
$11B$12B$13B$14B 202220232024 $11.6B $13.8B ▲ +18.6%
Year Plans Participants Total Assets
2022 4 331,392 $11.6B
2023 4 371,552 $12.8B
2024 4 391,782 $13.8B

Nearby 401(k) Plans in Ohio

Peer 401(k) plans, same state, same plan type, ranked by total assets.

The Kroger Co. Savings Plan vs. nearby 401(k) plans in Ohio, assets vs. participants Scatter plot of 6 data points. 050000100000150000200000250000 0510152025 Total assets ($B) Participants The Kroger Co. Savings Plan, Total assets ($B): 2.299591 · Participants: 236780The Kroger Co. Savings PlanGE Retirement Savings Plan, Total assets ($B): 19.485469047 · Participants: 59766GE Retirement Savings PlanThe Sherwin-Williams Company 401(k) Plan, Total assets ($B): 10.12932701 · Participants: 47362The Sherwin-Williams Company 401(k) PlanThe Progressive 401(k) Plan, Total assets ($B): 9.225573063 · Participants: 56176The Progressive 401(k) PlanThe Kroger Co. 401(k) Retirement Savings Account Plan, Total assets ($B): 8.445085 · Participants: 129769The Kroger Co. 401(k) Retirement Savings Account PlanNationwide Savings Plan, Total assets ($B): 7.618883027 · Participants: 24715Nationwide Savings Plan
The Kroger Co. Savings Plan vs. nearby 401(k) plans in Ohio, assets vs. participants

Scale composition for The Kroger Co. Savings Plan

The Kroger Co. Savings Plan reports $2.3B in end-of-year assets across 236,780 participants (0.019% of the $12.3T held by all Form 5500 filers in the national rollup , and 0.25% of 93,925,755 covered participants) - about $9,712 per participant (7% of the national average assets-per-participant) . Net income for plan year 2023 was $73M.

This plan identity (EIN 310345740, plan #004) has 3 Form 5500 filings on file from 2022 to 2024 while covered participants moved from 209,608 to 251,930 . Single-year sparse filers cannot show that trail.

Plan year Participants EOY assets Filing
2022 209,608 $2.2B Open filing
2023 236,780 $2.3B This page
2024 251,930 N/A Open filing

The same sponsor also keeps 2 other index-core plans on PlainRetire:

The Kroger Co. Savings Plan's out-of-state 401(k) peers by assets and headcount

Outside Ohio, the nearest 401(k) by assets is Kirkland & Ellis LLP Defined Contribution 401(k) Savings Plan in IL ($2.3B); by covered participants it is Walgreens Retirement Savings Plan in IL (235,331 participants). Same-state nearby plans are listed separately above.

Closest by plan assets

Nearest other-state filings by tot_assets_eoy ($2.3B here).

Similar participant headcount

Nearest other-state filings by covered participants (236,780 participants); asset peers above are excluded.

DOL Form 5500 plan year 2023. Asset totals can differ widely at the same headcount; neither axis is a quality rating.

Frequently Asked Questions

How did The Kroger Co. Savings Plan assets move in 2023? ▼
The Kroger Co. Savings Plan edged up modestly - up 3.3% during 2023, from $2.2B to $2.3B. Reported net income was $73M.
How have The Kroger Co. plan assets changed over time? ▼
Across 3 plan years on file (2022-2024), The Kroger Co.'s sponsor-wide assets grew 18.5%, from $11.6B to $13.8B.
Where does The Kroger Co. Savings Plan rank by assets among Form 5500 filers? ▼
The Kroger Co. Savings Plan ranks in the 99th percentile by end-of-year assets among 127,072 plans that reported assets for plan year 2023 (among the largest 1% of all filed plans).
Which 401(k) plans are similar in size to The Kroger Co. Savings Plan? ▼
Among 401(k) plans in other states, the closest by assets is Kirkland & Ellis LLP Defined Contribution 401(k) Savings Plan in IL ($2.3B, 5,122 participants).
Which 401(k) plans cover a similar participant headcount to The Kroger Co. Savings Plan? ▼
Among 401(k) plans in other states, the closest by covered participants is Walgreens Retirement Savings Plan in IL (235,331 participants, $13.4B in assets).