401(k) · DOL Form 5500 · 2022
United Airlines, Inc. 401(k) Plan
Data updated 2026-08-25
- $7.4B
- Total assets Very large vs avg
- 46,613
- Participants Very large workforce
- 100th
- Percentile by assets National rank
- $159,218
- Avg per participant Above avg balance/head
Official DOL plan name: United Airlines 401(k) Savings Plan · Sponsored by United Airlines, Inc. · Illinois · Transportation & Warehousing
$7.4B in assets, 46,613 participants
United Airlines, Inc.'s United Airlines 401(k) Savings Plan reported $7.4B in total assets and 46,613 participants in its 2022 DOL Form 5500 filing, ranking in the 100th percentile by assets among filed plans. Figures are as reported by the plan sponsor to the Department of Labor, not audited or endorsed by PlainRetire.
- #3,861 in Transportation & Warehousing (3,876 peers)
Coverage in Illinois
United Airlines 401(k) Savings Plan covers 46,613 participants in Illinois, 60x the typical Illinois plan (state average ~779 per filing). Assets: $7.4B.
- #3,861
- in Transportation & Warehousing (3,876 peers)
- -20.2%
- assets change YoY
- 74×
- vs typical plan assets (national mean)
The plan reported a net loss of $1.9B for the year, a single-year figure driven by markets and benefit payments, not a measure of plan health.
United Airlines 401(k) Savings Plan's outsized position by total assets
United Airlines 401(k) Savings Plan vs every filed plan by assets
End-of-year total assets · plan year 2022 · DOL Form 5500
$7,421,643,095 Highest reported value at or above every one of 139,123 filed plans
Dashed line + filled bar = this entry, among filed plans.
Source U.S. Department of Labor Form 5500 filings (EBSA) · plan year 2022
United Airlines 401(k) Savings Plan's mega-plan peer group by participant headcount
Plan-year 2022 Form 5500 filings with a reported participant count, partitioned by headcount band, not by assets. United Airlines 401(k) Savings Plan is a mega filing (46,613 participants), the rightmost band on the breakdown.
EBSA filing schedule strip
Filing strip 742099724 · United Airlines, Inc. PY 2022 · 401(k)
United Airlines 401(k) Savings Plan · $7.4B · 46,613 · 100th
- IND $7.4B
- IND 46,613
- IND 100th
- IND 401(k)
- IND near Hewlett Packard Enterprise 401(k)Plan
- IND ind #3861
Stamps derive from this plan's Form 5500 line items (assets, participants, type, EIN, cohort placement) - not a quality rating of the sponsor. Read with Transportation & Warehousing retirement plans → · Plans in Illinois →
United Airlines 401(k) Savings Plan in the asset neighbourhood
Illinois filing particulars
| Total Assets (Beginning of Year) | $9.3B |
|---|---|
| Net Assets (End of Year) | $7.4B |
| Net Income | -$1.9B |
| Employer EIN | 742099724 |
| Plan Effective Date | 1984-01-01 |
| Filing Status | FILING RECEIVED |
Sponsor Plan History (United Airlines, Inc.)
Sponsor-wide plan assets over time
All United Airlines, Inc. plans reported in each filing year
- Latest sponsor-wide plan assets
- $32.6B 22.353597613920844% vs 2022
- 2024 filing year
| Year | Plans | Participants | Total Assets |
|---|---|---|---|
| 2022 | 6 | 110,304 | $26.7B |
| 2023 | 6 | 114,586 | $31.8B |
| 2024 | 4 | 102,481 | $32.6B |
Nearby 401(k) Plans in Illinois
Peer 401(k) plans, same state, same plan type, ranked by total assets.
- State Farm 401(k) Savings Plan $14.7B · 53,616
- Accenture United States 401(k) Match and Savings Plan $14.3B · 66,653
- Abbott Laboratories Stock Retirement Plan $13.3B · 36,136
- United Airlines Pilot Retirement Account Plan $11.8B · 13,437
- Walgreens Retirement Savings Plan $11.7B · 238,072
Scale composition for United Airlines 401(k) Savings Plan
United Airlines 401(k) Savings Plan reports $7.4B in end-of-year assets across 46,613 participants (0.060% of the $12.3T held by all Form 5500 filers in the national rollup , and 0.050% of 93,925,755 covered participants) - about $159,218 per participant (1.2x the national average assets-per-participant) . Net income for plan year 2022 was -$1.9B.
This plan identity (EIN 742099724, plan #222) has 3 Form 5500 filings on file from 2022 to 2024 , with end-of-year assets moving from $7.4B to $10.3B (+38.6%) while covered participants moved from 46,613 to 57,326 . Single-year sparse filers cannot show that trail.
| Plan year | Participants | EOY assets | Filing |
|---|---|---|---|
| 2022 | 46,613 | $7.4B | This page |
| 2023 | 47,594 | $8.9B | Open filing |
| 2024 · index core | 57,326 | $10.3B | Open filing |
The same sponsor also keeps 4 other index-core plans on PlainRetire:
- United Airlines Pilot Retirement Account Plan (401(k), $16.8B, 16,659 participants)
- United Airlines 401(k) Savings Plan (401(k), $10.3B, 57,326 participants)
- United Airlines Flight Attendant 401(k) Plan (401(k), $5.3B, 27,196 participants)
- The Continental Retirement Plan (Defined Benefit (Pension), $3.5B, 25,492 participants)
United Airlines 401(k) Savings Plan's out-of-state 401(k) peers by assets and headcount
Outside Illinois, the nearest 401(k) by assets is Hewlett Packard Enterprise 401(k)Plan in TX ($7.4B); by covered participants it is First Student and First Transit Retirement Savings Plan in OH (46,790 participants). Same-state nearby plans are listed separately above.
Closest by plan assets
Nearest other-state filings by tot_assets_eoy ($7.4B here).
- Hewlett Packard Enterprise 401(k)Plan (TX) $7.4B · 15,255
- Ubs 401(k) Plan Trust (NJ) $7.4B · 21,046
- Lowes 401(k) Plan (NC) $7.4B · 284,864
- The Kroger Co. 401(k) Retirement Savings Account Plan (OH) $7.3B · 116,133
Similar participant headcount
Nearest other-state filings by covered participants (46,613 participants); asset peers above are excluded.
- First Student and First Transit Retirement Savings Plan (OH) 46,790 · 177 off
- Alorica 401(k) Retirement Plan (CA) 46,350 · 263 off
- Oracle Corporation 401(k) Savings and Investment Plan (CA) 46,320 · 293 off
- Laboratory Corporation of America Holdings 401(k) Savings Plan (NC) 46,162 · 451 off
DOL Form 5500 plan year 2022. Asset totals can differ widely at the same headcount; neither axis is a quality rating.