401(k) · DOL Form 5500 · 2022
Southern Bank and Trust Company 401(k) Plan
Data updated 2026-08-25
- $28M
- Total assets Below avg plan size
- 425
- Participants Below avg headcount
- 82nd
- Percentile by assets National rank
- $66,456
- Avg per participant Below avg balance/head
Official DOL plan name: The Enhanced Capital Accumulation Plan for the Employees of Southern Bank and Trust Company · Sponsored by Southern Bank and Trust Company · North Carolina · Finance & Insurance
$28M in assets, 425 participants
Southern Bank and Trust Company's The Enhanced Capital Accumulation Plan for the Employees of Southern Bank and Trust Company reported $28M in total assets and 425 participants in its 2022 DOL Form 5500 filing, ranking in the 82nd percentile by assets among filed plans. Figures are as reported by the plan sponsor to the Department of Labor, not audited or endorsed by PlainRetire.
- #6,580 in Finance & Insurance (9,261 peers)
Where The Enhanced Capital Accumulation Plan for the Employees of Southern Bank and Trust Company sits by assets
The Enhanced Capital Accumulation Plan for the Employees of Southern Bank and Trust Company sits in the top quartile of all filed plans by assets, $28M for 425 participants (~$66,456/participant), down 2.2% in 2022.
- #6,580
- in Finance & Insurance (9,261 peers)
- -2.2%
- assets change YoY
- 0.3×
- vs typical plan assets (national mean)
The plan reported a net loss of $625K for the year, a single-year figure driven by markets and benefit payments, not a measure of plan health.
The Enhanced Capital Accumulation Plan for the Employees of Southern Bank and Trust Company's outsized position by total assets
The Enhanced Capital Accumulation Plan for the Employees of Southern Bank and Trust Company vs every filed plan by assets
End-of-year total assets · plan year 2022 · DOL Form 5500
$28,243,876 Top 18% higher than 82% of 139,123 filed plans
Dashed line + filled bar = this entry, among filed plans.
Source U.S. Department of Labor Form 5500 filings (EBSA) · plan year 2022
The Enhanced Capital Accumulation Plan for the Employees of Southern Bank and Trust Company among mid-size filed plans by headcount
Plan-year 2022 Form 5500 filings with a reported participant count, partitioned by headcount band, not by assets. The Enhanced Capital Accumulation Plan for the Employees of Southern Bank and Trust Company sits mid-pack in the medium band (425 participants).
DOL schedule card
Filing strip 560132260 · Southern Bank and Trust Company PY 2022 · 401(k)
The Enhanced Capital Accumulation Plan for the Employees of Southern Bank and Trust Company · $28M · 425 · 82nd
- EIN $28M
- RANK 425
- PHOTO 82nd
- IND 401(k)
- EOY near Pexco LLC Retirement Savings Plan
- 5500 ind #6580
Stamps derive from this plan's Form 5500 line items (assets, participants, type, EIN, cohort placement) - not a quality rating of the sponsor. Read with Finance & Insurance retirement plans → · Plans in North Carolina →
The Enhanced Capital Accumulation Plan for the Employees of Southern Bank and Trust Company in the asset neighbourhood
Scale-class filing particulars (2022)
| Total Assets (Beginning of Year) | $29M |
|---|---|
| Net Assets (End of Year) | $28M |
| Net Income | -$625K |
| Employer EIN | 560132260 |
| Plan Effective Date | 2012-07-01 |
| Filing Status | FILING RECEIVED |
Sponsor Plan History (Southern Bank and Trust Company)
Sponsor-wide plan assets over time
All Southern Bank and Trust Company plans reported in each filing year
- Latest sponsor-wide plan assets
- $175M 18.33213335262524% vs 2022
- 2024 filing year
| Year | Plans | Participants | Total Assets |
|---|---|---|---|
| 2022 | 3 | 805 | $148M |
| 2023 | 3 | 776 | $167M |
| 2024 | 3 | 765 | $175M |
Nearby 401(k) Plans in North Carolina
Peer 401(k) plans, same state, same plan type, ranked by total assets.
- The Bank of America 401(k) Plan $47.1B · 169,036
- Honeywell 401(k) Plan $14.6B · 39,007
- Duke Energy Retirement Savings Plan $9.4B · 27,731
- Truist Financial Corporation 401(k) Savings Plan $9.0B · 51,871
- Lowes 401(k) Plan $7.4B · 284,864
The Enhanced Capital Accumulation Plan for the Employees of Southern Bank and Trust Company's out-of-state 401(k) peers by assets and headcount
Outside North Carolina, the nearest 401(k) by assets is Pexco LLC Retirement Savings Plan in GA ($28M); by covered participants it is Bayer Built Woodworks, Inc. Retirement Plan in MN (425 participants). Same-state nearby plans are listed separately above.
Closest by plan assets
Nearest other-state filings by tot_assets_eoy ($28M here).
- Pexco LLC Retirement Savings Plan (GA) $28M · 413
- The Melling Employees' 401(k) Plan (MI) $28M · 563
- Ifg Companies 401(k) Plan (CT) $28M · 299
- Foulger-Pratt Companies 401(k) Plan (MD) $28M · 269
Similar participant headcount
Nearest other-state filings by covered participants (425 participants); asset peers above are excluded.
- Bayer Built Woodworks, Inc. Retirement Plan (MN) 425 · 0 off
- Lb&b Associates Inc. 401(k) Plan (MD) 425 · 0 off
- Seneca Holdings, LLC 401(k) Retirement Savings Plan (NY) 425 · 0 off
- Intercap Lending 401(k) Retirement Plan (UT) 425 · 0 off
DOL Form 5500 plan year 2022. Asset totals can differ widely at the same headcount; neither axis is a quality rating.