KOWALSKI COMPANIES, INC. 401(K) PLAN FOR UNION EMPLOYEES

Reviewed byPlainRetire Editorial, Retirement Plans Editorial Team · June 7, 2026

ERISA Form 5500 plan record drawn from DOL EBSA — verify with linked source filings below.

KOWALSKI COMPANIES, INC.

This 401(k) plan holds $11M in total assets and serves 595 participants as of 2022. It is sponsored by KOWALSKI COMPANIES, INC. in Minnesota. The plan reported a net loss of $697K for the year.

Total Assets (2023)

$11M

Participants

595

State

Minnesota

Industry

Retail Trade

What the Filing Says About KOWALSKI COMPANIES, INC. 401(K) PLAN FOR UNION EMPLOYEES

KOWALSKI COMPANIES, INC. 401(K) PLAN FOR UNION EMPLOYEES is a 401(k) retirement plan sponsored by KOWALSKI COMPANIES, INC., headquartered in Minnesota. As of the 2022 Form 5500 filing, the plan reports $11M in total end-of-year assets and covers 595 participants across the Retail Trade industry. The sponsor's EIN on file with the U.S. Department of Labor is 411500646, and the plan has been effective since 2002-01-01. Its filing status is currently FILING RECEIVED.

Year over year, total assets moved from $12M at the beginning of 2022 to $11M at year-end — a decline of 6.2%. Net assets (after liabilities) closed the year at $11M, with reported net income of $-696,590 driven by investment returns, contributions received, and benefit payments during the period. These figures reflect what the plan administrator certified on Schedule H or Schedule I of the Form 5500 annual return and can be compared against 2 prior plan-year filings from the same sponsor shown below.

Asset totals and participant counts reflect a single plan year snapshot and can change materially with market conditions, plan mergers, or workforce changes. Fields such as "net income" include both realized investment performance and contribution/distribution flows — a single-year figure does not by itself indicate plan health or participant outcomes. This page summarizes public DOL disclosures for research and educational purposes only and is not retirement, tax, legal, or financial advice. Before making decisions about your own retirement benefits or evaluating an employer's plan, verify the underlying filing directly via the DOL EFAST2 system and consult a qualified professional.

Financial Summary (2023)

Total Assets (Beginning of Year)	$12M
Total Assets (End of Year)	$11M
Net Assets (End of Year)	$11M
Net Income	$-696,590
Plan Type	401(k)
Employer EIN	411500646
Plan Effective Date	2002-01-01
Filing Status	FILING RECEIVED

Sponsor Plan History (KOWALSKI COMPANIES, INC.)

Year	Plans	Participants	Total Assets
2022	2	892	$26M
2023	2	903	$31M
2024	2	867	$36M

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Frequently Asked Questions

How much money is in the KOWALSKI COMPANIES, INC. 401(K) PLAN FOR UNION EMPLOYEES? ▼

As of the 2022 Form 5500 filing, KOWALSKI COMPANIES, INC. 401(K) PLAN FOR UNION EMPLOYEES holds $11M in total assets with 595 participants. It is sponsored by KOWALSKI COMPANIES, INC..

What type of plan is KOWALSKI COMPANIES, INC. 401(K) PLAN FOR UNION EMPLOYEES? ▼

KOWALSKI COMPANIES, INC. 401(K) PLAN FOR UNION EMPLOYEES is a 401(k) plan. It has been effective since 2002-01-01. The plan is filed with the U.S. Department of Labor under EIN 411500646.

Who sponsors the KOWALSKI COMPANIES, INC. 401(K) PLAN FOR UNION EMPLOYEES? ▼

KOWALSKI COMPANIES, INC. 401(K) PLAN FOR UNION EMPLOYEES is sponsored by KOWALSKI COMPANIES, INC., located in Minnesota. The sponsor's EIN is 411500646 and the plan operates in the Retail Trade industry.

How did KOWALSKI COMPANIES, INC. 401(K) PLAN FOR UNION EMPLOYEES perform in 2022? ▼

KOWALSKI COMPANIES, INC. 401(K) PLAN FOR UNION EMPLOYEES declined by 6.2% during 2022, moving from $12M to $11M in total assets. Net income was $-696,590.

Where can I find official filings for KOWALSKI COMPANIES, INC. 401(K) PLAN FOR UNION EMPLOYEES? ▼

Official Form 5500 filings for KOWALSKI COMPANIES, INC. 401(K) PLAN FOR UNION EMPLOYEES are available through the U.S. Department of Labor's EFAST2 system. Search by EIN 411500646 or plan name at efast.dol.gov.

How does KOWALSKI COMPANIES, INC. 401(K) PLAN FOR UNION EMPLOYEES compare to other plans? ▼

You can compare KOWALSKI COMPANIES, INC. 401(K) PLAN FOR UNION EMPLOYEES against other 401(k) plans on the plan type page, or view plans in Minnesota on the state page. PlainRetire tracks the 5,000 largest retirement plans in the U.S. by total assets.