401(k) · DOL Form 5500 · 2022

Association of American Railroads 401(k) Plan

Data updated 2026-08-11

$123M
Total assets
606
Participants
94th
Percentile by assets
$203,066
Avg per participant
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Official DOL plan name: Association of American Railroads Incentive Thrift Plan · Sponsored by Association of American Railroads · District of Columbia · Transportation & Warehousing

$123M in assets, 606 participants

Association of American Railroads's Association of American Railroads Incentive Thrift Plan reported $123M in total assets and 606 participants in its 2022 DOL Form 5500 filing, ranking in the 94th percentile by assets among filed plans. Figures are as reported by the plan sponsor to the Department of Labor, not audited or endorsed by PlainRetire.

  • 94th percentile by assets (of 139,126 plans)
  • #3,594 in Transportation & Warehousing (3,876 peers)

Coverage in District of Columbia

Association of American Railroads Incentive Thrift Plan covers 606 participants in District of Columbia, about 42% of the average District of Columbia filer (state average ~1,456 per filing). Assets: $123M.

$123M
total plan assets (2022 EOY)
606
covered participants
94th
percentile by assets (of 139,126 plans)
$203,066
avg assets per participant

The plan reported a net loss of $25M for the year, a single-year figure driven by markets and benefit payments, not a measure of plan health.

Where Association of American Railroads Incentive Thrift Plan sits by total assets

Association of American Railroads Incentive Thrift Plan vs every filed plan by assets

End-of-year total assets · plan year 2022 · DOL Form 5500

$123,058,248 Top 6% higher than 94% of 139,123 filed plans

This plan $0 $2,010,000,000 every filed plan with reported assets, bucketed by value

Dashed line + filled bar = this entry, among filed plans.

Source U.S. Department of Labor Form 5500 filings (EBSA) · plan year 2022

Participants vs District of Columbia filers

In District of Columbia, the average filing covers about 1,456 participants across 881 plans. Association of American Railroads Incentive Thrift Plan reports 606 participants - about 42% of that state average ($123M EOY assets).

District of Columbia filing particulars

Total Assets (Beginning of Year)$148M
Net Assets (End of Year)$123M
Net Income-$25M
Employer EIN536000125
Plan Effective Date1985-01-01
Filing StatusFILING RECEIVED

Sponsor Plan History (Association of American Railroads)

$200M$205M$210M$215M$220M 202220232024 $202M $215M ▲ +6.3%
Total plan assets by year, all Association of American Railroads plans on file
Year Plans Participants Total Assets
2022 2 1,231 $202M
2023 2 1,115 $209M
2024 2 1,116 $215M

Nearby 401(k) Plans in District of Columbia

Peer 401(k) plans, same state, same plan type, ranked by total assets.

Association of American Railroads Incentive Thrift Plan vs. nearby 401(k) plans in District of Columbia, assets vs. participants Scatter plot of 6 data points. -1000001000020000300004000050000 -202468 Total assets ($B) Participants Association of Ameri…, Total assets ($B): 0.123058248 · Participants: 606Association of Ameri…Danaher Corporation …, Total assets ($B): 5.87010808 · Participants: 29923Danaher Corporation …Revised Profit Shari…, Total assets ($B): 5.095464369 · Participants: 41527Revised Profit Shari…Federal National Mor…, Total assets ($B): 3.215368612 · Participants: 7402Federal National Mor…Finra Savings Plus P…, Total assets ($B): 1.789959309 · Participants: 3697Finra Savings Plus P…Hogan Lovells US LLP…, Total assets ($B): 1.343084758 · Participants: 1883Hogan Lovells US LLP…
Association of American Railroads Incentive Thrift Plan vs. nearby 401(k) plans in District of Columbia, assets vs. participants

Similar-Sized 401(k) Plans Nationally

401(k) plans in other states closest to Association of American Railroads Incentive Thrift Plan by total assets, not by location.

Frequently Asked Questions

How did Association of American Railroads Incentive Thrift Plan assets move in 2022?
Association of American Railroads Incentive Thrift Plan declined sharply - down 16.7% during 2022, from $148M to $123M. Reported net income was -$25M.
How have Association of American Railroads plan assets changed over time?
Across 3 plan years on file (2022-2024), Association of American Railroads's sponsor-wide assets grew 6.3%, from $202M to $215M.
Where does Association of American Railroads Incentive Thrift Plan rank by assets among Form 5500 filers?
Association of American Railroads Incentive Thrift Plan ranks in the 94th percentile by end-of-year assets among 139,126 plans that reported assets for plan year 2022 (in the top 10% of all filed plans by assets).
Which 401(k) plans are similar in size to Association of American Railroads Incentive Thrift Plan?
Among 401(k) plans in other states, the closest by assets is Amy's Kitchen, Inc. 401(k) Retirement Plan in CA ($123M, 2,837 participants).

Filing takeaways

Ways to act on Association of American Railroads Incentive Thrift Plan's numbers.