401(k) · DOL Form 5500 · 2022

Watsco, Inc. 401(k) Plan

Data updated 2026-08-11

$373M
Total assets
5,457
Participants
97th
Percentile by assets
$68,289
Avg per participant
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Official DOL plan name: Watsco, Inc. Profit Sharing Retirement Plan and Trust · Sponsored by Watsco, Inc. · Florida · Wholesale Trade

$373M in assets, 5,457 participants

Watsco, Inc.'s Watsco, Inc. Profit Sharing Retirement Plan and Trust reported $373M in total assets and 5,457 participants in its 2022 DOL Form 5500 filing, ranking in the 97th percentile by assets among filed plans. Figures are as reported by the plan sponsor to the Department of Labor, not audited or endorsed by PlainRetire.

  • 97th percentile by assets (of 139,126 plans)
  • #6,730 in Wholesale Trade (6,843 peers)

Coverage in Florida

Watsco, Inc. Profit Sharing Retirement Plan and Trust covers 5,457 participants in Florida, 8.7x the typical Florida plan (state average ~628 per filing). Assets: $373M.

$373M
total plan assets (2022 EOY)
5,457
covered participants
97th
percentile by assets (of 139,126 plans)
$68,289
avg assets per participant

The plan reported a net loss of $50M for the year, a single-year figure driven by markets and benefit payments, not a measure of plan health.

State
Industry

Participants vs Florida filers

In Florida, the average filing covers about 628 participants across 6,617 plans. Watsco, Inc. Profit Sharing Retirement Plan and Trust reports 5,457 participants - 8.7x that state average ($373M EOY assets).

Florida filing particulars

Total Assets (Beginning of Year)$422M
Net Assets (End of Year)$373M
Net Income-$50M
Employer EIN590778222
Plan Effective Date1984-12-01
Filing StatusFILING RECEIVED

Sponsor Plan History (Watsco, Inc.)

$300M$400M$500M$600M 202220232024 $373M $562M ▲ +50.8%
Total plan assets by year, all Watsco, Inc. plans on file
Year Plans Participants Total Assets
2022 1 5,457 $373M
2023 1 6,323 $493M
2024 1 6,527 $562M

Nearby 401(k) Plans in Florida

Peer 401(k) plans, same state, same plan type, ranked by total assets.

Watsco, Inc. Profit Sharing Retirement Plan and Trust vs. nearby 401(k) plans in Florida, assets vs. participants

Watsco, Inc. Profit Sharing Retirement Plan and Trust vs. nearby 401(k) plans in Florida, assets vs. participants Scatter plot of 6 data points. -1000000100000200000300000400000 -5051015 Total assets ($B) Participants Watsco, Inc. Profit …L3harris Retirement …Savings Plan for Emp…Adp Totalsource Reti…Publix Super Markets…Nextera Energy, Inc.…
Watsco, Inc. Profit Sharing Retirement Plan and Trust vs. nearby 401(k) plans in Florida, assets vs. participants

Scale composition for Watsco, Inc. Profit Sharing Retirement Plan and Trust

Watsco, Inc. Profit Sharing Retirement Plan and Trust reports $373M in end-of-year assets across 5,457 participants (0.003% of the $12.3T held by all Form 5500 filers in the national rollup , and 0.006% of 93,925,755 covered participants) - about $68,289 per participant (49% of the national average assets-per-participant) . Net income for plan year 2022 was -$50M.

This plan identity (EIN 590778222, plan #001) has 3 Form 5500 filings on file from 2022 to 2024 , with end-of-year assets moving from $373M to $562M (+50.8%) while covered participants moved from 5,457 to 6,527 . Single-year sparse filers cannot show that trail.

Plan year Participants EOY assets Filing
2022 5,457 $373M This page
2023 6,323 $493M Open filing
2024 · index core 6,527 $562M Open filing

The same sponsor also keeps 1 other index-core plan on PlainRetire:

Similar-Sized 401(k) Plans Nationally

401(k) plans in other states closest to Watsco, Inc. Profit Sharing Retirement Plan and Trust by total assets, not by location.

Frequently Asked Questions

How did Watsco, Inc. Profit Sharing Retirement Plan and Trust assets move in 2022?
Watsco, Inc. Profit Sharing Retirement Plan and Trust pulled back noticeably - down 11.8% during 2022, from $422M to $373M. Reported net income was -$50M.
How have Watsco, Inc. plan assets changed over time?
Across 3 plan years on file (2022-2024), Watsco, Inc.'s sponsor-wide assets grew 50.8%, from $373M to $562M.
Where does Watsco, Inc. Profit Sharing Retirement Plan and Trust rank by assets among Form 5500 filers?
Watsco, Inc. Profit Sharing Retirement Plan and Trust ranks in the 97th percentile by end-of-year assets among 139,126 plans that reported assets for plan year 2022 (in the top 5% of all filed plans by assets).
Which 401(k) plans are similar in size to Watsco, Inc. Profit Sharing Retirement Plan and Trust?
Among 401(k) plans in other states, the closest by assets is Epson America, Inc. 401(k) Plan in CA ($373M, 1,527 participants).

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Filing takeaways

Ways to act on Watsco, Inc. Profit Sharing Retirement Plan and Trust's numbers.