401(k) · DOL Form 5500 · 2022
Watsco, Inc. 401(k) Plan
Data updated 2026-08-25
- $373M
- Total assets Above avg plan size
- 5,457
- Participants Above avg headcount
- 97th
- Percentile by assets National rank
- $68,289
- Avg per participant Below avg balance/head
Official DOL plan name: Watsco, Inc. Profit Sharing Retirement Plan and Trust · Sponsored by Watsco, Inc. · Florida · Wholesale Trade
$373M in assets, 5,457 participants
Watsco, Inc.'s Watsco, Inc. Profit Sharing Retirement Plan and Trust reported $373M in total assets and 5,457 participants in its 2022 DOL Form 5500 filing, ranking in the 97th percentile by assets among filed plans. Figures are as reported by the plan sponsor to the Department of Labor, not audited or endorsed by PlainRetire.
- #6,730 in Wholesale Trade (6,843 peers)
Coverage in Florida
Watsco, Inc. Profit Sharing Retirement Plan and Trust covers 5,457 participants in Florida, 8.7x the typical Florida plan (state average ~628 per filing). Assets: $373M.
- #6,730
- in Wholesale Trade (6,843 peers)
- -11.8%
- assets change YoY
- 3.7×
- vs typical plan assets (national mean)
The plan reported a net loss of $50M for the year, a single-year figure driven by markets and benefit payments, not a measure of plan health.
Watsco, Inc. Profit Sharing Retirement Plan and Trust's outsized position by total assets
Watsco, Inc. Profit Sharing Retirement Plan and Trust vs every filed plan by assets
End-of-year total assets · plan year 2022 · DOL Form 5500
$372,650,905 Top 3% higher than 97% of 139,123 filed plans
Dashed line + filled bar = this entry, among filed plans.
Source U.S. Department of Labor Form 5500 filings (EBSA) · plan year 2022
Watsco, Inc. Profit Sharing Retirement Plan and Trust's large-plan peer group by participant headcount
Plan-year 2022 Form 5500 filings with a reported participant count, partitioned by headcount band, not by assets. Watsco, Inc. Profit Sharing Retirement Plan and Trust lands in the large band (5,457 participants).
Form 5500 schedule snapshot
Filing strip 590778222 · Watsco, Inc. PY 2022 · 401(k)
Watsco, Inc. Profit Sharing Retirement Plan and Trust · $373M · 5,457 · 97th
- BOOK $373M
- VS-ST 5,457
- BOY 97th
- SCH 401(k)
- EBSA near Epson America, Inc. 401(k) Plan
- PART ind #6730
Stamps derive from this plan's Form 5500 line items (assets, participants, type, EIN, cohort placement) - not a quality rating of the sponsor. Read with Wholesale Trade retirement plans → · Plans in Florida →
Watsco, Inc. Profit Sharing Retirement Plan and Trust in the asset neighbourhood
Florida filing particulars
| Total Assets (Beginning of Year) | $422M |
|---|---|
| Net Assets (End of Year) | $373M |
| Net Income | -$50M |
| Employer EIN | 590778222 |
| Plan Effective Date | 1984-12-01 |
| Filing Status | FILING RECEIVED |
Sponsor Plan History (Watsco, Inc.)
Sponsor-wide plan assets over time
All Watsco, Inc. plans reported in each filing year
- Latest sponsor-wide plan assets
- $562M 50.832285782319516% vs 2022
- 2024 filing year
| Year | Plans | Participants | Total Assets |
|---|---|---|---|
| 2022 | 1 | 5,457 | $373M |
| 2023 | 1 | 6,323 | $493M |
| 2024 | 1 | 6,527 | $562M |
Nearby 401(k) Plans in Florida
Peer 401(k) plans, same state, same plan type, ranked by total assets.
- L3harris Retirement Savings Plan $12.9B · 41,096
- Savings Plan for Employees and Partners of Pricewatercoopers LLP $9.1B · 50,354
- Adp Totalsource Retirement Savings Plan $6.7B · 287,453
- Publix Super Markets, Inc. 401(k) Smart Plan $6.1B · 176,752
- Nextera Energy, Inc. Employee Retirement Savings Plan $5.4B · 14,889
Scale composition for Watsco, Inc. Profit Sharing Retirement Plan and Trust
Watsco, Inc. Profit Sharing Retirement Plan and Trust reports $373M in end-of-year assets across 5,457 participants (0.003% of the $12.3T held by all Form 5500 filers in the national rollup , and 0.006% of 93,925,755 covered participants) - about $68,289 per participant (49% of the national average assets-per-participant) . Net income for plan year 2022 was -$50M.
This plan identity (EIN 590778222, plan #001) has 3 Form 5500 filings on file from 2022 to 2024 , with end-of-year assets moving from $373M to $562M (+50.8%) while covered participants moved from 5,457 to 6,527 . Single-year sparse filers cannot show that trail.
| Plan year | Participants | EOY assets | Filing |
|---|---|---|---|
| 2022 | 5,457 | $373M | This page |
| 2023 | 6,323 | $493M | Open filing |
| 2024 · index core | 6,527 | $562M | Open filing |
The same sponsor also keeps 1 other index-core plan on PlainRetire:
- Watsco, Inc. Profit Sharing Retirement Plan and Trust (401(k), $562M, 6,527 participants)
Watsco, Inc. Profit Sharing Retirement Plan and Trust's out-of-state 401(k) peers by assets and headcount
Outside Florida, the nearest 401(k) by assets is Epson America, Inc. 401(k) Plan in CA ($373M); by covered participants it is The Cleveland-Cliffs Steel Corporation Thrift Plan in OH (5,455 participants). Same-state nearby plans are listed separately above.
Closest by plan assets
Nearest other-state filings by tot_assets_eoy ($373M here).
- Epson America, Inc. 401(k) Plan (CA) $373M · 1,527
- The Quikrete Companies Profit Sharing and Tax (GA) $373M · 9,317
- Kroll 401(k) Retirement Savings Plan (NY) $372M · 2,136
- Digi-Key Corporation 401(k) Profit Sharing Plan (MN) $372M · 4,252
Similar participant headcount
Nearest other-state filings by covered participants (5,457 participants); asset peers above are excluded.
- The Cleveland-Cliffs Steel Corporation Thrift Plan (OH) 5,455 · 2 off
- Guardian Elder Care, Llc's 401(k) Plan (PA) 5,454 · 3 off
- 24 Hour Fitness Savings and Investment Plan (CA) 5,461 · 4 off
- Retirement Savings Plan for Daikin Group Affiliated Companies (MN) 5,453 · 4 off
DOL Form 5500 plan year 2022. Asset totals can differ widely at the same headcount; neither axis is a quality rating.