401(k) · DOL Form 5500 · 2023

Watsco, Inc. 401(k) Plan

Data updated 2026-08-11

$493M
Total assets
6,323
Participants
97th
Percentile by assets
$77,995
Avg per participant
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Official DOL plan name: Watsco, Inc. Profit Sharing Retirement Plan and Trust · Sponsored by Watsco, Inc. · Florida · Wholesale Trade

$493M in assets, 6,323 participants

Watsco, Inc.'s Watsco, Inc. Profit Sharing Retirement Plan and Trust reported $493M in total assets and 6,323 participants in its 2023 DOL Form 5500 filing, ranking in the 97th percentile by assets among filed plans. Figures are as reported by the plan sponsor to the Department of Labor, not audited or endorsed by PlainRetire.

  • 97th percentile by assets (of 127,072 plans)
  • #6,204 in Wholesale Trade (6,309 peers)

Coverage in Florida

Watsco, Inc. Profit Sharing Retirement Plan and Trust covers 6,323 participants in Florida, 10x the typical Florida plan (state average ~628 per filing). Assets: $493M.

$493M
total plan assets (2023 EOY)
6,323
covered participants
97th
percentile by assets (of 127,072 plans)
$77,995
avg assets per participant

What changed between DOL Form 5500 filings

plan year 2022 → plan year 2023

  • Watsco, Inc. Profit Sharing Retirement Plan and Trust reported net income rose from -$50M in the plan year 2022 filing to $121M in the plan year 2023 filing.
  • Watsco, Inc. Profit Sharing Retirement Plan and Trust end-of-year assets rose from $373M in the plan year 2022 filing to $493M in the plan year 2023 filing.
  • Watsco, Inc. Profit Sharing Retirement Plan and Trust reported participants rose from 5,457 in the plan year 2022 filing to 6,323 in the plan year 2023 filing.

See the national 2022→2023 release diff →

State
Industry

Participants vs Florida filers

In Florida, the average filing covers about 628 participants across 6,617 plans. Watsco, Inc. Profit Sharing Retirement Plan and Trust reports 6,323 participants - 10x that state average ($493M EOY assets).

Florida filing particulars

Total Assets (Beginning of Year)$373M
Net Assets (End of Year)$493M
Net Income$121M
Employer EIN590778222
Plan Effective Date1984-12-01
Filing StatusFILING RECEIVED

Sponsor Plan History (Watsco, Inc.)

$300M$400M$500M$600M 202220232024 $373M $562M ▲ +50.8%
Total plan assets by year, all Watsco, Inc. plans on file
Year Plans Participants Total Assets
2022 1 5,457 $373M
2023 1 6,323 $493M
2024 1 6,527 $562M

Nearby 401(k) Plans in Florida

Peer 401(k) plans, same state, same plan type, ranked by total assets.

Watsco, Inc. Profit Sharing Retirement Plan and Trust vs. nearby 401(k) plans in Florida, assets vs. participants

Watsco, Inc. Profit Sharing Retirement Plan and Trust vs. nearby 401(k) plans in Florida, assets vs. participants Scatter plot of 6 data points. -1000000100000200000300000400000 -505101520 Total assets ($B) Participants Watsco, Inc. Profit …L3harris Retirement …Savings Plan for Emp…Adp Totalsource Reti…Trinet 401(k) PlanPublix Super Markets…
Watsco, Inc. Profit Sharing Retirement Plan and Trust vs. nearby 401(k) plans in Florida, assets vs. participants

Scale composition for Watsco, Inc. Profit Sharing Retirement Plan and Trust

Watsco, Inc. Profit Sharing Retirement Plan and Trust reports $493M in end-of-year assets across 6,323 participants (0.004% of the $12.3T held by all Form 5500 filers in the national rollup , and 0.007% of 93,925,755 covered participants) - about $77,995 per participant (56% of the national average assets-per-participant) . Net income for plan year 2023 was $121M.

This plan identity (EIN 590778222, plan #001) has 3 Form 5500 filings on file from 2022 to 2024 , with end-of-year assets moving from $373M to $562M (+50.8%) while covered participants moved from 5,457 to 6,527 . Single-year sparse filers cannot show that trail.

Plan year Participants EOY assets Filing
2022 5,457 $373M Open filing
2023 6,323 $493M This page
2024 · index core 6,527 $562M Open filing

The same sponsor also keeps 1 other index-core plan on PlainRetire:

Similar-Sized 401(k) Plans Nationally

401(k) plans in other states closest to Watsco, Inc. Profit Sharing Retirement Plan and Trust by total assets, not by location.

Frequently Asked Questions

How did Watsco, Inc. Profit Sharing Retirement Plan and Trust assets move in 2023?
Watsco, Inc. Profit Sharing Retirement Plan and Trust surged - up 32.3% during 2023, from $373M to $493M. Reported net income was $121M.
How have Watsco, Inc. plan assets changed over time?
Across 3 plan years on file (2022-2024), Watsco, Inc.'s sponsor-wide assets grew 50.8%, from $373M to $562M.
Where does Watsco, Inc. Profit Sharing Retirement Plan and Trust rank by assets among Form 5500 filers?
Watsco, Inc. Profit Sharing Retirement Plan and Trust ranks in the 97th percentile by end-of-year assets among 127,072 plans that reported assets for plan year 2023 (in the top 5% of all filed plans by assets).
Which 401(k) plans are similar in size to Watsco, Inc. Profit Sharing Retirement Plan and Trust?
Among 401(k) plans in other states, the closest by assets is American United Life Progress Sharing Plan and Trust in IN ($493M, 2,436 participants).

Next read for Watsco, Inc. Profit Sharing Retirement P…

Filing takeaways

Ways to act on Watsco, Inc. Profit Sharing Retirement Plan and Trust's numbers.