401(k) · DOL Form 5500 · 2022

Ally Financial Inc. 401(k) Plan

Data updated 2026-08-25

$2.1B
Total assets Very large vs avg
10,291
Participants Very large workforce
99th
Percentile by assets National rank
$208,713
Avg per participant Above avg balance/head
PlainRetire home → About this data RSS: change history

Official DOL plan name: Ally Financial Inc. Retirement Savings Plan · Sponsored by Ally Financial Inc. · Michigan · Finance & Insurance

$2.1B in assets, 10,291 participants

Ally Financial Inc.'s Ally Financial Inc. Retirement Savings Plan reported $2.1B in total assets and 10,291 participants in its 2022 DOL Form 5500 filing, ranking in the 99th percentile by assets among filed plans. Figures are as reported by the plan sponsor to the Department of Labor, not audited or endorsed by PlainRetire.

  • #9,157 in Finance & Insurance (9,261 peers)

Coverage in Michigan

Ally Financial Inc. Retirement Savings Plan covers 10,291 participants in Michigan, 16x the typical Michigan plan (state average ~638 per filing). Assets: $2.1B.

#9,157
in Finance & Insurance (9,261 peers)
-12.9%
assets change YoY
22×
vs typical plan assets (national mean)

The plan reported a net loss of $318M for the year, a single-year figure driven by markets and benefit payments, not a measure of plan health.

Ally Financial Inc. Retirement Savings Plan's outsized position by total assets

Ally Financial Inc. Retirement Savings Plan vs every filed plan by assets

End-of-year total assets · plan year 2022 · DOL Form 5500

$2,147,869,051 Top 1% higher than 99% of 139,123 filed plans

This plan $0 $2,050,000,000 every filed plan with reported assets, bucketed by value

Dashed line + filled bar = this entry, among filed plans.

Source U.S. Department of Labor Form 5500 filings (EBSA) · plan year 2022

Ally Financial Inc. Retirement Savings Plan's mega-plan peer group by participant headcount

Plan-year 2022 Form 5500 filings with a reported participant count, partitioned by headcount band, not by assets. Ally Financial Inc. Retirement Savings Plan is a mega filing (10,291 participants), the rightmost band on the breakdown.

Plan-year Form 5500 strip

Filing strip 380572512 · Ally Financial Inc. PY 2022 · 401(k)

Ally Financial Inc. Retirement Savings Plan · $2.1B · 10,291 · 99th

  • IND $2.1B
  • IND 10,291
  • IND 99th
  • IND 401(k)
  • IND near Penn State Health 401(k) Savings Plan
  • IND ind #9157

Stamps derive from this plan's Form 5500 line items (assets, participants, type, EIN, cohort placement) - not a quality rating of the sponsor. Read with Finance & Insurance retirement plans → · Plans in Michigan →

Ally Financial Inc. Retirement Savings Plan in the asset neighbourhood

Gundersen Lutheran Employees' Retirement PlanGundersen Lutheran Employees…$2.2BBaycare Health System Retirement PlanBaycare Health System Retire…$2.2BAlly Financial Inc. Retirement Savings PlanAlly Financial Inc. Retireme…$2.1BPenn State Health 401(k) Savings PlanPenn State Health 401(k) Sav…$2.1BBellsouth Savings and Security PlanBellsouth Savings and Securi…$2.1B
End-of-year total assets ($B) among Ally Financial Inc. Retirement Savings Plan and nearest nationwide 401(k) peers. Source: DOL Form 5500 plan year 2022.

Michigan filing particulars

Total Assets (Beginning of Year)$2.5B
Net Assets (End of Year)$2.1B
Net Income-$318M
Employer EIN380572512
Plan Effective Date2008-01-01
Filing StatusFILING RECEIVED

Sponsor Plan History (Ally Financial Inc.)

Sponsor-wide plan assets over time

All Ally Financial Inc. plans reported in each filing year

Latest sponsor-wide plan assets
$2.9B 33.857710079841674% vs 2022
2024 filing year
$2B$2.5B$3B 202220232024 $2.15B $2.88B ▲ +34.0%
Year Plans Participants Total Assets
2022 2 10,350 $2.1B
2023 2 11,562 $2.6B
2024 1 10,999 $2.9B

Nearby 401(k) Plans in Michigan

Peer 401(k) plans, same state, same plan type, ranked by total assets.

Ally Financial Inc. Retirement Savings Plan vs. nearby 401(k) plans in Michigan, assets vs. participants Scatter plot of 6 data points. 020000400006000080000 05101520 Total assets ($B) Participants Ally Financial Inc. Retirement Savings Plan, Total assets ($B): 2.147869051 · Participants: 10291Ally Financial Inc. Retirement Savings PlanGeneral Motors Retirement Savings Plan for Salaried Employees in the United States, Total assets ($B): 18.071817726 · Participants: 43382General Motors Retirement Savings Plan for Salaried Employees in the United StatesFord Motor Co. Savings and Stock Investment Plan for Salaried Employees, Total assets ($B): 13.833597622 · Participants: 32974Ford Motor Co. Savings and Stock Investment Plan for Salaried EmployeesThe Dow Chemical Company Employees' Savings Plan, Total assets ($B): 9.307640951 · Participants: 16930The Dow Chemical Company Employees' Savings PlanThe General Motors Personal Savings Plan for Hourly-Rate Employees in the United States, Total assets ($B): 7.545889119 · Participants: 40458The General Motors Personal Savings Plan for Hourly-Rate Employees in the United StatesFord Motor Co. Tax-Efficient Savings Plan for Hourly Employees, Total assets ($B): 6.44558193 · Participants: 57811Ford Motor Co. Tax-Efficient Savings Plan for Hourly Employees
Ally Financial Inc. Retirement Savings Plan vs. nearby 401(k) plans in Michigan, assets vs. participants

Scale composition for Ally Financial Inc. Retirement Savings Plan

Ally Financial Inc. Retirement Savings Plan reports $2.1B in end-of-year assets across 10,291 participants (0.017% of the $12.3T held by all Form 5500 filers in the national rollup , and 0.011% of 93,925,755 covered participants) - about $208,713 per participant (1.5x the national average assets-per-participant) . Net income for plan year 2022 was -$318M.

This plan identity (EIN 380572512, plan #001) has 3 Form 5500 filings on file from 2022 to 2024 , with end-of-year assets moving from $2.1B to $2.9B (+33.9%) while covered participants moved from 10,291 to 10,999 . Single-year sparse filers cannot show that trail.

Plan year Participants EOY assets Filing
2022 10,291 $2.1B This page
2023 11,562 $2.6B Open filing
2024 · index core 10,999 $2.9B Open filing

The same sponsor also keeps 1 other index-core plan on PlainRetire:

Ally Financial Inc. Retirement Savings Plan's out-of-state 401(k) peers by assets and headcount

Outside Michigan, the nearest 401(k) by assets is Penn State Health 401(k) Savings Plan in PA ($2.1B); by covered participants it is Ss&c Technologies, Inc. 401(k) Retirement Savings Plan in CT (10,298 participants). Same-state nearby plans are listed separately above.

Closest by plan assets

Nearest other-state filings by tot_assets_eoy ($2.1B here).

Similar participant headcount

Nearest other-state filings by covered participants (10,291 participants); asset peers above are excluded.

DOL Form 5500 plan year 2022. Asset totals can differ widely at the same headcount; neither axis is a quality rating.

Frequently Asked Questions

How did Ally Financial Inc. Retirement Savings Plan assets move in 2022? ▼
Ally Financial Inc. Retirement Savings Plan pulled back noticeably - down 12.9% during 2022, from $2.5B to $2.1B. Reported net income was -$318M.
How have Ally Financial Inc. plan assets changed over time? ▼
Across 3 plan years on file (2022-2024), Ally Financial Inc.'s sponsor-wide assets grew 33.9%, from $2.1B to $2.9B.
Where does Ally Financial Inc. Retirement Savings Plan rank by assets among Form 5500 filers? ▼
Ally Financial Inc. Retirement Savings Plan ranks in the 99th percentile by end-of-year assets among 139,126 plans that reported assets for plan year 2022 (among the largest 1% of all filed plans).
Which 401(k) plans are similar in size to Ally Financial Inc. Retirement Savings Plan? ▼
Among 401(k) plans in other states, the closest by assets is Penn State Health 401(k) Savings Plan in PA ($2.1B, 16,910 participants).
Which 401(k) plans cover a similar participant headcount to Ally Financial Inc. Retirement Savings Plan? ▼
Among 401(k) plans in other states, the closest by covered participants is Ss&c Technologies, Inc. 401(k) Retirement Savings Plan in CT (10,298 participants, $1.1B in assets).