401(k) · DOL Form 5500 · 2023

Ally Financial Inc. 401(k) Plan

Data updated 2026-08-11

$2.6B
Total assets
11,562
Participants
99th
Percentile by assets
$223,624
Avg per participant
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Official DOL plan name: Ally Financial Inc. Retirement Savings Plan · Sponsored by Ally Financial Inc. · Michigan · Finance & Insurance

$2.6B in assets, 11,562 participants

Ally Financial Inc.'s Ally Financial Inc. Retirement Savings Plan reported $2.6B in total assets and 11,562 participants in its 2023 DOL Form 5500 filing, ranking in the 99th percentile by assets among filed plans. Figures are as reported by the plan sponsor to the Department of Labor, not audited or endorsed by PlainRetire.

  • 99th percentile by assets (of 127,072 plans)
  • #8,768 in Finance & Insurance (8,869 peers)

Coverage in Michigan

Ally Financial Inc. Retirement Savings Plan covers 11,562 participants in Michigan, 18x the typical Michigan plan (state average ~638 per filing). Assets: $2.6B.

$2.6B
total plan assets (2023 EOY)
11,562
covered participants
99th
percentile by assets (of 127,072 plans)
$223,624
avg assets per participant

What changed between DOL Form 5500 filings

plan year 2022 → plan year 2023

  • Ally Financial Inc. Retirement Savings Plan reported net income rose from -$318M in the plan year 2022 filing to $438M in the plan year 2023 filing.
  • Ally Financial Inc. Retirement Savings Plan end-of-year assets rose from $2.1B in the plan year 2022 filing to $2.6B in the plan year 2023 filing.
  • Ally Financial Inc. Retirement Savings Plan reported participants rose from 10,291 in the plan year 2022 filing to 11,562 in the plan year 2023 filing.

See the national 2023→2024 release diff →

State

Participants vs Michigan filers

In Michigan, the average filing covers about 638 participants across 4,220 plans. Ally Financial Inc. Retirement Savings Plan reports 11,562 participants - 18x that state average ($2.6B EOY assets).

Michigan filing particulars

Total Assets (Beginning of Year)$2.1B
Net Assets (End of Year)$2.6B
Net Income$438M
Employer EIN380572512
Plan Effective Date2008-01-01
Filing StatusFILING RECEIVED

Sponsor Plan History (Ally Financial Inc.)

$2B$2.5B$3B 202220232024 $2.15B $2.88B ▲ +34.0%
Total plan assets by year, all Ally Financial Inc. plans on file
Year Plans Participants Total Assets
2022 2 10,350 $2.1B
2023 2 11,562 $2.6B
2024 1 10,999 $2.9B

Nearby 401(k) Plans in Michigan

Peer 401(k) plans, same state, same plan type, ranked by total assets.

Ally Financial Inc. Retirement Savings Plan vs. nearby 401(k) plans in Michigan, assets vs. participants

Ally Financial Inc. Retirement Savings Plan vs. nearby 401(k) plans in Michigan, assets vs. participants Scatter plot of 6 data points. 020000400006000080000 0510152025 Total assets ($B) Participants Ally Financial Inc. …General Motors Retir…Ford Motor Co. Savin…The Dow Chemical Com…The General Motors P…Ford Motor Co. Tax-E…
Ally Financial Inc. Retirement Savings Plan vs. nearby 401(k) plans in Michigan, assets vs. participants

Scale composition for Ally Financial Inc. Retirement Savings Plan

Ally Financial Inc. Retirement Savings Plan reports $2.6B in end-of-year assets across 11,562 participants (0.021% of the $12.3T held by all Form 5500 filers in the national rollup , and 0.012% of 93,925,755 covered participants) - about $223,624 per participant (1.6x the national average assets-per-participant) . Net income for plan year 2023 was $438M.

This plan identity (EIN 380572512, plan #001) has 3 Form 5500 filings on file from 2022 to 2024 , with end-of-year assets moving from $2.1B to $2.9B (+33.9%) while covered participants moved from 10,291 to 10,999 . Single-year sparse filers cannot show that trail.

Plan year Participants EOY assets Filing
2022 10,291 $2.1B Open filing
2023 11,562 $2.6B This page
2024 · index core 10,999 $2.9B Open filing

The same sponsor also keeps 1 other index-core plan on PlainRetire:

Similar-Sized 401(k) Plans Nationally

401(k) plans in other states closest to Ally Financial Inc. Retirement Savings Plan by total assets, not by location.

Frequently Asked Questions

How did Ally Financial Inc. Retirement Savings Plan assets move in 2023?
Ally Financial Inc. Retirement Savings Plan grew sharply - up 20.4% during 2023, from $2.1B to $2.6B. Reported net income was $438M.
How have Ally Financial Inc. plan assets changed over time?
Across 3 plan years on file (2022-2024), Ally Financial Inc.'s sponsor-wide assets grew 33.9%, from $2.1B to $2.9B.
Where does Ally Financial Inc. Retirement Savings Plan rank by assets among Form 5500 filers?
Ally Financial Inc. Retirement Savings Plan ranks in the 99th percentile by end-of-year assets among 127,072 plans that reported assets for plan year 2023 (among the largest 1% of all filed plans).
Which 401(k) plans are similar in size to Ally Financial Inc. Retirement Savings Plan?
Among 401(k) plans in other states, the closest by assets is Air Products & Chemicals, Inc. Retirement Savings Plan in PA ($2.6B, 5,733 participants).

Next read for Ally Financial Inc. Retirement Savings P…

Filing takeaways

Ways to act on Ally Financial Inc. Retirement Savings Plan's numbers.