Defined Benefit (Pension)
2022 plan-year Defined Benefit (Pension) DOL Form 5500

Retirement Plan for Employees of Cass Information Systems, Inc.

ERISA Form 5500 plan record drawn from DOL EBSA — verify with linked source filings below.

Sponsored by Cass Information Systems, Inc. · Missouri · Information & Media

What the 2023 filing shows

Retirement Plan for Employees of Cass Information Systems, Inc. holds $79M for 485 participants — about $163,562 per participant, down 30.5% over the 2022 plan year.

$79M
total plan assets (2022 EOY)
485
covered participants
$163,562
avg assets per participant
-30.5%
assets change YoY

The plan reported a net loss of $35M for the year — a single-year figure driven by markets and benefit payments, not a measure of plan health.

Total Assets (2023)
$79M
Participants
485
State
Industry
Information & Media

What the Filing Says About Retirement Plan for Employees of Cass Information Systems, Inc.

Retirement Plan for Employees of Cass Information Systems, Inc. is a Defined Benefit (Pension) retirement plan sponsored by Cass Information Systems, Inc., headquartered in Missouri. As of the 2022 Form 5500 filing, the plan reports $79M in total end-of-year assets and covers 485 participants across the Information & Media industry. The sponsor's EIN on file with the U.S. Department of Labor is 431265338, and the plan has been effective since 1953-06-01. Its filing status is currently FILING RECEIVED.

Year over year, total assets moved from $114M at the beginning of 2022 to $79M at year-end — a decline of 30.5%. Net assets (after liabilities) closed the year at $79M, with reported net income of $-34,807,965 driven by investment returns, contributions received, and benefit payments during the period. These figures reflect what the plan administrator certified on Schedule H or Schedule I of the Form 5500 annual return and can be compared against 2 prior plan-year filings from the same sponsor shown below.

Asset totals and participant counts reflect a single plan year snapshot and can change materially with market conditions, plan mergers, or workforce changes. Fields such as "net income" include both realized investment performance and contribution/distribution flows — a single-year figure does not by itself indicate plan health or participant outcomes. This page summarizes public DOL disclosures for research and educational purposes only and is not retirement, tax, legal, or financial advice. Before making decisions about your own retirement benefits or evaluating an employer's plan, verify the underlying filing directly via the DOL EFAST2 system and consult a qualified professional.

Financial Summary (2023)

Total Assets (Beginning of Year)$114M
Total Assets (End of Year)$79M
Net Assets (End of Year)$79M
Net Income$-34,807,965
Plan TypeDefined Benefit (Pension)
Employer EIN431265338
Plan Effective Date1953-06-01
Filing StatusFILING RECEIVED

Sponsor Plan History (Cass Information Systems, Inc.)

Year Plans Participants Total Assets
2022 2 1,381 $167M
2023 2 1,452 $193M
2024 2 1,513 $126M

Nearby Defined Benefit (Pension) Plans in Missouri

Peer Defined Benefit (Pension) plans — same state, same plan type — ranked by total assets.

Frequently Asked Questions

How much money is in the Retirement Plan for Employees of Cass Information Systems, Inc.?
As of the 2022 Form 5500 filing, Retirement Plan for Employees of Cass Information Systems, Inc. holds $79M in total assets with 485 participants. It is sponsored by Cass Information Systems, Inc..
What type of plan is Retirement Plan for Employees of Cass Information Systems, Inc.?
Retirement Plan for Employees of Cass Information Systems, Inc. is a Defined Benefit (Pension) plan. It has been effective since 1953-06-01. The plan is filed with the U.S. Department of Labor under EIN 431265338.
Who sponsors the Retirement Plan for Employees of Cass Information Systems, Inc.?
Retirement Plan for Employees of Cass Information Systems, Inc. is sponsored by Cass Information Systems, Inc., located in Missouri. The sponsor's EIN is 431265338 and the plan operates in the Information & Media industry.
How did Retirement Plan for Employees of Cass Information Systems, Inc. perform in 2022?
Retirement Plan for Employees of Cass Information Systems, Inc. declined by 30.5% during 2022, moving from $114M to $79M in total assets. Net income was $-34,807,965.
Where can I find official filings for Retirement Plan for Employees of Cass Information Systems, Inc.?
Official Form 5500 filings for Retirement Plan for Employees of Cass Information Systems, Inc. are available through the U.S. Department of Labor's EFAST2 system. Search by EIN 431265338 or plan name at efast.dol.gov.
How does Retirement Plan for Employees of Cass Information Systems, Inc. compare to other plans?
You can compare Retirement Plan for Employees of Cass Information Systems, Inc. against other Defined Benefit (Pension) plans on the plan type page, or view plans in Missouri on the state page. PlainRetire tracks the 5,000 largest retirement plans in the U.S. by total assets.

Explore PlainRetire

Source: U.S. Department of Labor, Employee Benefits Security Administration (EBSA), Form 5500 public disclosure dataset. Plan year 2022.

Source: DOL EFAST2 filing system (efast.dol.gov) — original filing retrieval by EIN 431265338.

Reference: IRS Publication 560 — Retirement Plans for Small Business, contribution-limit rules.

Reference: IRS Publication 590-B — Distributions from IRAs, RMD rules under SECURE Act 2.0.

Data sourced from U.S. Department of Labor Form 5500 filings (EBSA). See our methodology for details.