ESOP · DOL Form 5500 · 2022
Umb Financial Corporation ESOP
Data updated 2026-08-11
- $62M
- Total assets
- 2,951
- Participants
- 90th
- Percentile by assets
- $21,119
- Avg per participant
Official DOL plan name: ESOP of Umb · Sponsored by Umb Financial Corporation · Missouri · Finance & Insurance
$62M in assets, 2,951 participants
Umb Financial Corporation's ESOP of Umb reported $62M in total assets and 2,951 participants in its 2022 DOL Form 5500 filing, ranking in the 90th percentile by assets among filed plans. Figures are as reported by the plan sponsor to the Department of Labor, not audited or endorsed by PlainRetire.
- 90th percentile by assets (of 139,126 plans)
- #7,727 in Finance & Insurance (9,261 peers)
Coverage in Missouri
ESOP of Umb covers 2,951 participants in Missouri, 4.0x the typical Missouri plan (state average ~737 per filing). Assets: $62M.
- $62M
- total plan assets (2022 EOY)
- 2,951
- covered participants
- 90th
- percentile by assets (of 139,126 plans)
- $21,119
- avg assets per participant
The plan reported a net loss of $20M for the year, a single-year figure driven by markets and benefit payments, not a measure of plan health.
Participants vs Missouri filers
In Missouri, the average filing covers about 737 participants across 2,297 plans. ESOP of Umb reports 2,951 participants - 4.0x that state average ($62M EOY assets).
Missouri filing particulars
| Total Assets (Beginning of Year) | $82M |
|---|---|
| Net Assets (End of Year) | $62M |
| Net Income | -$20M |
| Employer EIN | 430903811 |
| Plan Effective Date | 1978-01-01 |
| Filing Status | FILING RECEIVED |
Sponsor Plan History (Umb Financial Corporation)
| Year | Plans | Participants | Total Assets |
|---|---|---|---|
| 2022 | 2 | 6,362 | $569M |
| 2023 | 2 | 6,283 | $675M |
| 2024 | 2 | 7,271 | $789M |
Nearby ESOP Plans in Missouri
Peer ESOP plans, same state, same plan type, ranked by total assets.
ESOP of Umb vs. nearby ESOP plans in Missouri, assets vs. participants
- Burns & Mcdonnell, Inc. Employee Stock Ownership Plan $4.0B · 7,358
- Mccarthy Employee Stock Ownership Plan $1.2B · 3,252
- Arco DB Companies, Inc. Employee Stock Ownership Plan $353M · 432
- Je Dunn Employee Stock Ownership Plan and Trust $332M · 2,641
- Src Employee Stock Ownership Plan and Trust $238M · 1,388
Similar-Sized ESOP Plans Nationally
ESOP plans in other states closest to ESOP of Umb by total assets, not by location.
Frequently Asked Questions
How did ESOP of Umb assets move in 2022? ▼
How have Umb Financial Corporation plan assets changed over time? ▼
Where does ESOP of Umb rank by assets among Form 5500 filers? ▼
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Next read for ESOP of Umb
Filing takeaways
Ways to act on ESOP of Umb's numbers.
- By total assets, ESOP of Umb ranks in the top 10% of all filed plans by assets. See the largest plans
- Compare it side-by-side against 3 similar ESOP plans in Missouri. Compare plans
- Umb Financial Corporation's sponsor-wide assets have grown 38.5% since 2022 across 3 plan years on file. More Finance & Insurance plans