Other
2022 plan-year Other DOL Form 5500

Employees' Stock Ownership Plan of Cenlar Capital Corporation

ERISA Form 5500 plan record drawn from DOL EBSA — verify with linked source filings below.

Sponsored by Cenlar Capital Corporation · New Jersey · Finance & Insurance

What the 2023 filing shows

Employees' Stock Ownership Plan of Cenlar Capital Corporation holds $70M for 2,955 participants — about $23,782 per participant, down 52.8% over the 2022 plan year.

$70M
total plan assets (2022 EOY)
2,955
covered participants
$23,782
avg assets per participant
-52.8%
assets change YoY

The plan reported a net loss of $79M for the year — a single-year figure driven by markets and benefit payments, not a measure of plan health.

Total Assets (2023)
$70M
Participants
2,955
State
Industry
Finance & Insurance

What the Filing Says About Employees' Stock Ownership Plan of Cenlar Capital Corporation

Employees' Stock Ownership Plan of Cenlar Capital Corporation is a Other retirement plan sponsored by Cenlar Capital Corporation, headquartered in New Jersey. As of the 2022 Form 5500 filing, the plan reports $70M in total end-of-year assets and covers 2,955 participants across the Finance & Insurance industry. The sponsor's EIN on file with the U.S. Department of Labor is 223817994, and the plan has been effective since 1977-04-01. Its filing status is currently FILING RECEIVED.

Year over year, total assets moved from $149M at the beginning of 2022 to $70M at year-end — a decline of 52.8%. Net assets (after liabilities) closed the year at $70M, with reported net income of $-78,502,199 driven by investment returns, contributions received, and benefit payments during the period. These figures reflect what the plan administrator certified on Schedule H or Schedule I of the Form 5500 annual return and can be compared against 2 prior plan-year filings from the same sponsor shown below.

Asset totals and participant counts reflect a single plan year snapshot and can change materially with market conditions, plan mergers, or workforce changes. Fields such as "net income" include both realized investment performance and contribution/distribution flows — a single-year figure does not by itself indicate plan health or participant outcomes. This page summarizes public DOL disclosures for research and educational purposes only and is not retirement, tax, legal, or financial advice. Before making decisions about your own retirement benefits or evaluating an employer's plan, verify the underlying filing directly via the DOL EFAST2 system and consult a qualified professional.

Financial Summary (2023)

Total Assets (Beginning of Year)$149M
Total Assets (End of Year)$70M
Net Assets (End of Year)$70M
Net Income$-78,502,199
Plan TypeOther
Employer EIN223817994
Plan Effective Date1977-04-01
Filing StatusFILING RECEIVED

Sponsor Plan History (Cenlar Capital Corporation)

Year Plans Participants Total Assets
2022 2 6,482 $203M
2023 2 5,509 $217M
2024 2 4,506 $236M

Nearby Other Plans in New Jersey

Peer Other plans — same state, same plan type — ranked by total assets.

Frequently Asked Questions

How much money is in the Employees' Stock Ownership Plan of Cenlar Capital Corporation?
As of the 2022 Form 5500 filing, Employees' Stock Ownership Plan of Cenlar Capital Corporation holds $70M in total assets with 2,955 participants. It is sponsored by Cenlar Capital Corporation.
What type of plan is Employees' Stock Ownership Plan of Cenlar Capital Corporation?
Employees' Stock Ownership Plan of Cenlar Capital Corporation is a Other plan. It has been effective since 1977-04-01. The plan is filed with the U.S. Department of Labor under EIN 223817994.
Who sponsors the Employees' Stock Ownership Plan of Cenlar Capital Corporation?
Employees' Stock Ownership Plan of Cenlar Capital Corporation is sponsored by Cenlar Capital Corporation, located in New Jersey. The sponsor's EIN is 223817994 and the plan operates in the Finance & Insurance industry.
How did Employees' Stock Ownership Plan of Cenlar Capital Corporation perform in 2022?
Employees' Stock Ownership Plan of Cenlar Capital Corporation declined by 52.8% during 2022, moving from $149M to $70M in total assets. Net income was $-78,502,199.
Where can I find official filings for Employees' Stock Ownership Plan of Cenlar Capital Corporation?
Official Form 5500 filings for Employees' Stock Ownership Plan of Cenlar Capital Corporation are available through the U.S. Department of Labor's EFAST2 system. Search by EIN 223817994 or plan name at efast.dol.gov.
How does Employees' Stock Ownership Plan of Cenlar Capital Corporation compare to other plans?
You can compare Employees' Stock Ownership Plan of Cenlar Capital Corporation against other Other plans on the plan type page, or view plans in New Jersey on the state page. PlainRetire tracks the 5,000 largest retirement plans in the U.S. by total assets.

Explore PlainRetire

Source: U.S. Department of Labor, Employee Benefits Security Administration (EBSA), Form 5500 public disclosure dataset. Plan year 2022.

Source: DOL EFAST2 filing system (efast.dol.gov) — original filing retrieval by EIN 223817994.

Reference: IRS Publication 560 — Retirement Plans for Small Business, contribution-limit rules.

Reference: IRS Publication 590-B — Distributions from IRAs, RMD rules under SECURE Act 2.0.

Data sourced from U.S. Department of Labor Form 5500 filings (EBSA). See our methodology for details.