Other · DOL Form 5500 · 2022
Bhsh System D/B/a Spectrum Health System Retirement Plan
Data updated 2026-08-11
- $2.3B
- Total assets
- 26,631
- Participants
- 100th
- Percentile by assets
- $88,042
- Avg per participant
Official DOL plan name: Spectrum Health System 403(b) Plan · Sponsored by Bhsh System D/B/a Spectrum Health System · Michigan · Healthcare & Social Assistance
$2.3B in assets, 26,631 participants
Bhsh System D/B/a Spectrum Health System's Spectrum Health System 403(b) Plan reported $2.3B in total assets and 26,631 participants in its 2022 DOL Form 5500 filing, ranking in the 100th percentile by assets among filed plans. Figures are as reported by the plan sponsor to the Department of Labor, not audited or endorsed by PlainRetire.
- 100th percentile by assets (of 139,126 plans)
- #19,999 in Healthcare & Social Assistance (20,060 peers)
Coverage in Michigan
Spectrum Health System 403(b) Plan covers 26,631 participants in Michigan, 42x the typical Michigan plan (state average ~638 per filing). Assets: $2.3B.
- $2.3B
- total plan assets (2022 EOY)
- 26,631
- covered participants
- 100th
- percentile by assets (of 139,126 plans)
- $88,042
- avg assets per participant
The plan reported a net loss of $336M for the year, a single-year figure driven by markets and benefit payments, not a measure of plan health.
Participants vs Michigan filers
In Michigan, the average filing covers about 638 participants across 4,220 plans. Spectrum Health System 403(b) Plan reports 26,631 participants - 42x that state average ($2.3B EOY assets).
Michigan filing particulars
| Total Assets (Beginning of Year) | $2.7B |
|---|---|
| Net Assets (End of Year) | $2.3B |
| Net Income | -$336M |
| Employer EIN | 383382353 |
| Plan Effective Date | 1999-01-01 |
| Filing Status | FILING RECEIVED |
Sponsor Plan History (Bhsh System D/B/a Spectrum Health System)
| Year | Plans | Participants | Total Assets |
|---|---|---|---|
| 2022 | 2 | 29,209 | $2.6B |
| 2023 | 2 | 33,805 | $3.1B |
| 2024 | 2 | 35,007 | $3.4B |
Nearby Other Plans in Michigan
Peer Other plans, same state, same plan type, ranked by total assets.
Spectrum Health System 403(b) Plan vs. nearby Other plans in Michigan, assets vs. participants
- Fca US LLC Salaried Employees' Savings Plan $4.3B · 17,796
- Fca US LLC UAW Savings Plan $4.1B · 52,211
- Beaumont Health 403(b) Retirement Savings Plan $2.2B · 33,585
- Mclaren Employees' 403(b) Retirement Plan $1.4B · 21,255
- Henry Ford Health System Heritage 403(b) Plan $1.1B · 17,067
Scale composition for Spectrum Health System 403(b) Plan
Spectrum Health System 403(b) Plan reports $2.3B in end-of-year assets across 26,631 participants (0.019% of the $12.3T held by all Form 5500 filers in the national rollup , and 0.028% of 93,925,755 covered participants) - about $88,042 per participant (64% of the national average assets-per-participant) . Net income for plan year 2022 was -$336M.
This plan identity (EIN 383382353, plan #002) has 3 Form 5500 filings on file from 2022 to 2024 , with end-of-year assets moving from $2.3B to $3.2B (+37.1%) while covered participants moved from 26,631 to 32,821 . Single-year sparse filers cannot show that trail.
| Plan year | Participants | EOY assets | Filing |
|---|---|---|---|
| 2022 | 26,631 | $2.3B | This page |
| 2023 | 31,443 | $2.8B | Open filing |
| 2024 · index core | 32,821 | $3.2B | Open filing |
The same sponsor also keeps 2 other index-core plans on PlainRetire:
- Spectrum Health System 403(b) Plan (Other, $3.2B, 32,821 participants)
- Spectrum Health Pension Plan (Defined Benefit (Pension), $229M, 2,186 participants)
Similar-Sized Other Plans Nationally
Other plans in other states closest to Spectrum Health System 403(b) Plan by total assets, not by location.
- Nyu Langone Hospitals 403(b) Plan (NY) $2.3B · 13,774
- Medstar Health, Inc. Retirement Savings Plan (MD) $2.4B · 30,441
- Cornell University Retirement Plan for the Employees of the Endowed Colleges at Ithaca (NY) $2.4B · 14,145
- Carnegie Mellon University Faculty and Staff Retirement Plan (PA) $2.2B · 6,166
Frequently Asked Questions
How did Spectrum Health System 403(b) Plan assets move in 2022? ▼
How have Bhsh System D/B/a Spectrum Health System plan assets changed over time? ▼
Where does Spectrum Health System 403(b) Plan rank by assets among Form 5500 filers? ▼
Which Other plans are similar in size to Spectrum Health System 403(b) Plan? ▼
Next read for Spectrum Health System 403(b) Plan
Filing takeaways
Ways to act on Spectrum Health System 403(b) Plan's numbers.
- By total assets, Spectrum Health System 403(b) Plan ranks among the largest 1% of all filed plans. See the largest plans
- Compare it side-by-side against 3 similar Other plans in Michigan. Compare plans
- Bhsh System D/B/a Spectrum Health System's sponsor-wide assets have grown 33.3% since 2022 across 3 plan years on file. More Healthcare & Social Assistance plans