Other · DOL Form 5500 · 2022
Bhsh System D/B/a Spectrum Health System Retirement Plan
Data updated 2026-08-25
- $2.3B
- Total assets Very large vs avg
- 26,631
- Participants Very large workforce
- 100th
- Percentile by assets National rank
- $88,042
- Avg per participant Below avg balance/head
Official DOL plan name: Spectrum Health System 403(b) Plan · Sponsored by Bhsh System D/B/a Spectrum Health System · Michigan · Healthcare & Social Assistance
$2.3B in assets, 26,631 participants
Bhsh System D/B/a Spectrum Health System's Spectrum Health System 403(b) Plan reported $2.3B in total assets and 26,631 participants in its 2022 DOL Form 5500 filing, ranking in the 100th percentile by assets among filed plans. Figures are as reported by the plan sponsor to the Department of Labor, not audited or endorsed by PlainRetire.
- #19,999 in Healthcare & Social Assistance (20,060 peers)
Coverage in Michigan
Spectrum Health System 403(b) Plan covers 26,631 participants in Michigan, 42x the typical Michigan plan (state average ~638 per filing). Assets: $2.3B.
- #19,999
- in Healthcare & Social Assistance (20,060 peers)
- -12.5%
- assets change YoY
- 24×
- vs typical plan assets (national mean)
The plan reported a net loss of $336M for the year, a single-year figure driven by markets and benefit payments, not a measure of plan health.
Spectrum Health System 403(b) Plan's outsized position by total assets
Spectrum Health System 403(b) Plan vs every filed plan by assets
End-of-year total assets · plan year 2022 · DOL Form 5500
$2,344,635,620 Highest reported value at or above every one of 139,123 filed plans
Dashed line + filled bar = this entry, among filed plans.
Source U.S. Department of Labor Form 5500 filings (EBSA) · plan year 2022
Spectrum Health System 403(b) Plan's mega-plan peer group by participant headcount
Plan-year 2022 Form 5500 filings with a reported participant count, partitioned by headcount band, not by assets. Spectrum Health System 403(b) Plan is a mega filing (26,631 participants), the rightmost band on the breakdown.
DOL schedule card
Filing strip 383382353 · Bhsh System D/B/a Spectrum Health System PY 2022 · Other
Spectrum Health System 403(b) Plan · $2.3B · 26,631 · 100th
- PHOTO $2.3B
- IND 26,631
- EOY 100th
- 5500 Other
- ASSETS near Nyu Langone Hospitals 403(b) Plan
- PCT ind #19999
Stamps derive from this plan's Form 5500 line items (assets, participants, type, EIN, cohort placement) - not a quality rating of the sponsor. Read with Healthcare & Social Assistance retirement plans → · Plans in Michigan →
Spectrum Health System 403(b) Plan in the asset neighbourhood
Michigan filing particulars
| Total Assets (Beginning of Year) | $2.7B |
|---|---|
| Net Assets (End of Year) | $2.3B |
| Net Income | -$336M |
| Employer EIN | 383382353 |
| Plan Effective Date | 1999-01-01 |
| Filing Status | FILING RECEIVED |
Sponsor Plan History (Bhsh System D/B/a Spectrum Health System)
Sponsor-wide plan assets over time
All Bhsh System D/B/a Spectrum Health System plans reported in each filing year
- Latest sponsor-wide plan assets
- $3.4B 33.308576535779025% vs 2022
- 2024 filing year
| Year | Plans | Participants | Total Assets |
|---|---|---|---|
| 2022 | 2 | 29,209 | $2.6B |
| 2023 | 2 | 33,805 | $3.1B |
| 2024 | 2 | 35,007 | $3.4B |
Nearby Other Plans in Michigan
Peer Other plans, same state, same plan type, ranked by total assets.
- Fca US LLC Salaried Employees' Savings Plan $4.3B · 17,796
- Fca US LLC UAW Savings Plan $4.1B · 52,211
- Beaumont Health 403(b) Retirement Savings Plan $2.2B · 33,585
- Mclaren Employees' 403(b) Retirement Plan $1.4B · 21,255
- Henry Ford Health System Heritage 403(b) Plan $1.1B · 17,067
Scale composition for Spectrum Health System 403(b) Plan
Spectrum Health System 403(b) Plan reports $2.3B in end-of-year assets across 26,631 participants (0.019% of the $12.3T held by all Form 5500 filers in the national rollup , and 0.028% of 93,925,755 covered participants) - about $88,042 per participant (64% of the national average assets-per-participant) . Net income for plan year 2022 was -$336M.
This plan identity (EIN 383382353, plan #002) has 3 Form 5500 filings on file from 2022 to 2024 , with end-of-year assets moving from $2.3B to $3.2B (+37.1%) while covered participants moved from 26,631 to 32,821 . Single-year sparse filers cannot show that trail.
| Plan year | Participants | EOY assets | Filing |
|---|---|---|---|
| 2022 | 26,631 | $2.3B | This page |
| 2023 | 31,443 | $2.8B | Open filing |
| 2024 · index core | 32,821 | $3.2B | Open filing |
The same sponsor also keeps 2 other index-core plans on PlainRetire:
- Spectrum Health System 403(b) Plan (Other, $3.2B, 32,821 participants)
- Spectrum Health Pension Plan (Defined Benefit (Pension), $229M, 2,186 participants)
Spectrum Health System 403(b) Plan's out-of-state Other peers by assets and headcount
Outside Michigan, the nearest Other by assets is Nyu Langone Hospitals 403(b) Plan in NY ($2.3B); by covered participants it is Sentara 403(b) Savings Plan in VA (26,421 participants). Same-state nearby plans are listed separately above.
Closest by plan assets
Nearest other-state filings by tot_assets_eoy ($2.3B here).
- Nyu Langone Hospitals 403(b) Plan (NY) $2.3B · 13,774
- Medstar Health, Inc. Retirement Savings Plan (MD) $2.4B · 30,441
- Cornell University Retirement Plan for the Employees of the Endowed Colleges at Ithaca (NY) $2.4B · 14,145
- Carnegie Mellon University Faculty and Staff Retirement Plan (PA) $2.2B · 6,166
Similar participant headcount
Nearest other-state filings by covered participants (26,631 participants); asset peers above are excluded.
- Sentara 403(b) Savings Plan (VA) 26,421 · 210 off
- Johns Hopkins University 403(b) Plan (MD) 26,366 · 265 off
- University of Rochester Retirement Program (NY) 27,581 · 950 off
- Northside Hospital 403(b) Retirement Plan (GA) 25,169 · 1,462 off
DOL Form 5500 plan year 2022. Asset totals can differ widely at the same headcount; neither axis is a quality rating.