401(k) · DOL Form 5500 · 2022
Reynolds American Inc. 401(k) Plan
Data updated 2026-08-06
- $1.8B
- Total assets
- 4,432
- Participants
- 99th
- Percentile by assets
- $414,036
- Avg per participant
Official DOL plan name: Rai 401(k) Savings Plan · Sponsored by Reynolds American Inc. · North Carolina · Manufacturing
$1.8B in assets, 4,432 participants
Reynolds American Inc.'s Rai 401(k) Savings Plan reported $1.8B in total assets and 4,432 participants in its 2022 DOL Form 5500 filing, ranking in the 99th percentile by assets among filed plans. Figures are as reported by the plan sponsor to the Department of Labor, not audited or endorsed by PlainRetire.
- 99th percentile by assets (of 139,258 plans)
- #20,391 in Manufacturing (20,629 peers)
Coverage in North Carolina
Rai 401(k) Savings Plan covers 4,432 participants in North Carolina, 5.2x the typical North Carolina plan (state average ~846 per filing). Assets: $1.8B.
- $1.8B
- total plan assets (2022 EOY)
- 4,432
- covered participants
- 99th
- percentile by assets (of 139,258 plans)
- $414,036
- avg assets per participant
The plan reported a net loss of $416M for the year, a single-year figure driven by markets and benefit payments, not a measure of plan health.
Participants vs North Carolina filers
In North Carolina, the average filing covers about 846 participants across 3,325 plans. Rai 401(k) Savings Plan reports 4,432 participants - 5.2x that state average ($1.8B EOY assets).
North Carolina filing particulars
| Total Assets (Beginning of Year) | $2.2B |
|---|---|
| Net Assets (End of Year) | $1.8B |
| Net Income | -$416M |
| Employer EIN | 200546644 |
| Plan Effective Date | 1987-10-01 |
| Filing Status | FILING RECEIVED |
Sponsor Plan History (Reynolds American Inc.)
| Year | Plans | Participants | Total Assets |
|---|---|---|---|
| 2022 | 4 | 5,030 | $4.3B |
| 2023 | 4 | 5,249 | $4.2B |
| 2024 | 4 | 4,665 | $4.3B |
Nearby 401(k) Plans in North Carolina
Peer 401(k) plans, same state, same plan type, ranked by total assets.
Rai 401(k) Savings Plan vs. nearby 401(k) plans in North Carolina, assets vs. participants
- The Bank of America 401(k) Plan $47.1B · 169,036
- Honeywell 401(k) Plan $14.6B · 39,007
- Duke Energy Retirement Savings Plan $9.4B · 27,731
- Truist Financial Corporation 401(k) Savings Plan $9.0B · 51,871
- Lowes 401(k) Plan $7.4B · 284,864
Similar-Sized 401(k) Plans Nationally
401(k) plans in other states closest to Rai 401(k) Savings Plan by total assets, not by location.
- Nrg Affiliates Employee Savings Plan (NJ) $1.8B · 6,661
- Wellspan 403(b) Retirement Savings Plan (PA) $1.8B · 24,053
- Kellogg Brown & Root, Inc. Retirement and Savings Plan (TX) $1.8B · 3,531
- General Dynamics Corporation 401(k) Plan for Represented Employees (VA) $1.8B · 17,018
Frequently Asked Questions
How did Rai 401(k) Savings Plan assets move in 2022? ▼
How have Reynolds American Inc. plan assets changed over time? ▼
Where does Rai 401(k) Savings Plan rank by assets among Form 5500 filers? ▼
Which 401(k) plans are similar in size to Rai 401(k) Savings Plan? ▼
Next read for Rai 401(k) Savings Plan
Filing takeaways
Ways to act on Rai 401(k) Savings Plan's numbers.
- By total assets, Rai 401(k) Savings Plan ranks among the largest 1% of all filed plans. See the largest plans
- Compare it side-by-side against 3 similar 401(k) plans in North Carolina. Compare plans
- Reynolds American Inc.'s sponsor-wide assets have grown 0.7% since 2022 across 3 plan years on file. More Manufacturing plans