401(k) · DOL Form 5500 · 2022

Live Oak Banking Company 401(k) Plan

Data updated 2026-08-25

$74M
Total assets Below avg plan size
789
Participants Near avg headcount
91st
Percentile by assets National rank
$93,791
Avg per participant Below avg balance/head
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Official DOL plan name: Live Oak Banking Company 401(k) Plan · Sponsored by Live Oak Banking Company · North Carolina · Finance & Insurance

$74M in assets, 789 participants

Live Oak Banking Company's Live Oak Banking Company 401(k) Plan reported $74M in total assets and 789 participants in its 2022 DOL Form 5500 filing, ranking in the 91st percentile by assets among filed plans. Figures are as reported by the plan sponsor to the Department of Labor, not audited or endorsed by PlainRetire.

  • #7,908 in Finance & Insurance (9,261 peers)

Where Live Oak Banking Company 401(k) Plan sits by assets

Live Oak Banking Company 401(k) Plan sits in the top 10% of all filed plans by assets, $74M for 789 participants (~$93,791/participant), down 0.4% in 2022.

#7,908
in Finance & Insurance (9,261 peers)
-0.4%
assets change YoY
0.7×
vs typical plan assets (national mean)

The plan reported a net loss of $264K for the year, a single-year figure driven by markets and benefit payments, not a measure of plan health.

Live Oak Banking Company 401(k) Plan's outsized position by total assets

Live Oak Banking Company 401(k) Plan vs every filed plan by assets

End-of-year total assets · plan year 2022 · DOL Form 5500

$74,001,075 Top 9% higher than 91% of 139,123 filed plans

This plan $0 $2,050,000,000 every filed plan with reported assets, bucketed by value

Dashed line + filled bar = this entry, among filed plans.

Source U.S. Department of Labor Form 5500 filings (EBSA) · plan year 2022

Live Oak Banking Company 401(k) Plan among mid-size filed plans by headcount

Plan-year 2022 Form 5500 filings with a reported participant count, partitioned by headcount band, not by assets. Live Oak Banking Company 401(k) Plan sits mid-pack in the medium band (789 participants).

Plan-year Form 5500 strip

Filing strip 800182298 · Live Oak Banking Company PY 2022 · 401(k)

Live Oak Banking Company 401(k) Plan · $74M · 789 · 91st

  • 5500 $74M
  • ASSETS 789
  • PCT 91st
  • EIN 401(k)
  • RANK near Nixon Peabody LLP Retirement Savings Plan for Associate Attorneys
  • PHOTO ind #7908

Stamps derive from this plan's Form 5500 line items (assets, participants, type, EIN, cohort placement) - not a quality rating of the sponsor. Read with Finance & Insurance retirement plans → · Plans in North Carolina →

Live Oak Banking Company 401(k) Plan in the asset neighbourhood

Retirement Savings Plan for Employees of Continental - Integration PlanRetirement Savings Plan for …$74MMorrison Mahoney LLP Profit Sharing - 401(k) PlanMorrison Mahoney LLP Profit …$74MLive Oak Banking Company 401(k) PlanLive Oak Banking Company 401…$74MNixon Peabody LLP Retirement Savings Plan for Associate AttorneysNixon Peabody LLP Retirement…$74MBarco 401(k) Retirement Savings PlanBarco 401(k) Retirement Savi…$74M
End-of-year total assets ($M) among Live Oak Banking Company 401(k) Plan and nearest nationwide 401(k) peers. Source: DOL Form 5500 plan year 2022.

Scale-class filing particulars (2022)

Total Assets (Beginning of Year)$74M
Net Assets (End of Year)$74M
Net Income-$264K
Employer EIN800182298
Plan Effective Date2018-01-01
Filing StatusFILING RECEIVED

Sponsor Plan History (Live Oak Banking Company)

Sponsor-wide plan assets over time

All Live Oak Banking Company plans reported in each filing year

Latest sponsor-wide plan assets
$130M 75.6061178840983% vs 2022
2024 filing year
$60M$80M$100M$120M$140M 202220232024 $74M $130M ▲ +75.6%
Year Plans Participants Total Assets
2022 1 789 $74M
2023 1 968 $104M
2024 1 954 $130M

Nearby 401(k) Plans in North Carolina

Peer 401(k) plans, same state, same plan type, ranked by total assets.

Live Oak Banking Company 401(k) Plan vs. nearby 401(k) plans in North Carolina, assets vs. participants Scatter plot of 6 data points. -1000000100000200000300000 -200204060 Total assets ($B) Participants Live Oak Banking Company 401(k) Plan, Total assets ($B): 0.074001075 · Participants: 789Live Oak Banking Company 401(k) PlanThe Bank of America 401(k) Plan, Total assets ($B): 47.134026012 · Participants: 169036The Bank of America 401(k) PlanHoneywell 401(k) Plan, Total assets ($B): 14.565715066 · Participants: 39007Honeywell 401(k) PlanDuke Energy Retirement Savings Plan, Total assets ($B): 9.364902 · Participants: 27731Duke Energy Retirement Savings PlanTruist Financial Corporation 401(k) Savings Plan, Total assets ($B): 8.965353965 · Participants: 51871Truist Financial Corporation 401(k) Savings PlanLowes 401(k) Plan, Total assets ($B): 7.355936526 · Participants: 284864Lowes 401(k) Plan
Live Oak Banking Company 401(k) Plan vs. nearby 401(k) plans in North Carolina, assets vs. participants
Compare Live Oak Banking Company 401(k) Plan side-by-side with 3 peers →

Live Oak Banking Company 401(k) Plan's out-of-state 401(k) peers by assets and headcount

Outside North Carolina, the nearest 401(k) by assets is Nixon Peabody LLP Retirement Savings Plan for Associate Attorneys in NY ($74M); by covered participants it is Iora Health, Inc. 401(k) Plan in MA (789 participants). Same-state nearby plans are listed separately above.

Similar participant headcount

Nearest other-state filings by covered participants (789 participants); asset peers above are excluded.

DOL Form 5500 plan year 2022. Asset totals can differ widely at the same headcount; neither axis is a quality rating.

Frequently Asked Questions

How did Live Oak Banking Company 401(k) Plan assets move in 2022? ▼
Live Oak Banking Company 401(k) Plan held essentially flat - down 0.4% during 2022, from $74M to $74M. Reported net income was -$264K.
How have Live Oak Banking Company plan assets changed over time? ▼
Across 3 plan years on file (2022-2024), Live Oak Banking Company's sponsor-wide assets grew 75.6%, from $74M to $130M.
Where does Live Oak Banking Company 401(k) Plan rank by assets among Form 5500 filers? ▼
Live Oak Banking Company 401(k) Plan ranks in the 91st percentile by end-of-year assets among 139,126 plans that reported assets for plan year 2022 (in the top 10% of all filed plans by assets).
Which 401(k) plans are similar in size to Live Oak Banking Company 401(k) Plan? ▼
Among 401(k) plans in other states, the closest by assets is Nixon Peabody LLP Retirement Savings Plan for Associate Attorneys in NY ($74M, 154 participants).
Which 401(k) plans cover a similar participant headcount to Live Oak Banking Company 401(k) Plan? ▼
Among 401(k) plans in other states, the closest by covered participants is Iora Health, Inc. 401(k) Plan in MA (789 participants, N/A in assets).

Source: U.S. Department of Labor, Employee Benefits Security Administration (EBSA), Form 5500 public disclosure dataset. Plan year 2022.

Source: DOL EFAST2 filing system (efast.dol.gov) - original filing retrieval by EIN 800182298.

Read our methodology - how this data is sourced, computed, and verified.

Data sourced from U.S. Department of Labor Form 5500 filings (EBSA). See our methodology for details.