401(k) · DOL Form 5500 · 2022

Cato Corporation 401(k) Plan

Data updated 2026-08-25

$63M
Total assets Below avg plan size
2,817
Participants Above avg headcount
90th
Percentile by assets National rank
$22,332
Avg per participant Low balance/head
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Official DOL plan name: The Cato Corporation 401(k)/Profit Sharing Plan · Sponsored by Cato Corporation · North Carolina · Retail Trade

$63M in assets, 2,817 participants

Cato Corporation's The Cato Corporation 401(k)/Profit Sharing Plan reported $63M in total assets and 2,817 participants in its 2022 DOL Form 5500 filing, ranking in the 90th percentile by assets among filed plans. Figures are as reported by the plan sponsor to the Department of Labor, not audited or endorsed by PlainRetire.

  • #8,998 in Retail Trade (9,519 peers)

Coverage in North Carolina

The Cato Corporation 401(k)/Profit Sharing Plan covers 2,817 participants in North Carolina, 3.4x the typical North Carolina plan (state average ~819 per filing). Assets: $63M.

#8,998
in Retail Trade (9,519 peers)
-18.8%
assets change YoY
0.6×
vs typical plan assets (national mean)

The plan reported a net loss of $15M for the year, a single-year figure driven by markets and benefit payments, not a measure of plan health.

The Cato Corporation 401(k)/Profit Sharing Plan's outsized position by total assets

The Cato Corporation 401(k)/Profit Sharing Plan vs every filed plan by assets

End-of-year total assets · plan year 2022 · DOL Form 5500

$62,907,881 Top 10% higher than 90% of 139,123 filed plans

This plan $0 $2,050,000,000 every filed plan with reported assets, bucketed by value

Dashed line + filled bar = this entry, among filed plans.

Source U.S. Department of Labor Form 5500 filings (EBSA) · plan year 2022

The Cato Corporation 401(k)/Profit Sharing Plan's large-plan peer group by participant headcount

Plan-year 2022 Form 5500 filings with a reported participant count, partitioned by headcount band, not by assets. The Cato Corporation 401(k)/Profit Sharing Plan lands in the large band (2,817 participants).

DOL schedule card

Filing strip 560484485 · Cato Corporation PY 2022 · 401(k)

The Cato Corporation 401(k)/Profit Sharing Plan · $63M · 2,817 · 90th

  • IND $63M
  • IND 2,817
  • IND 90th
  • IND 401(k)
  • IND near Gds Associates, Inc. 401(k) Profit Sharing & Salary Deferral Plan
  • IND ind #8998

Stamps derive from this plan's Form 5500 line items (assets, participants, type, EIN, cohort placement) - not a quality rating of the sponsor. Read with Retail Trade retirement plans → · Plans in North Carolina →

The Cato Corporation 401(k)/Profit Sharing Plan in the asset neighbourhood

Refrigeration Supplies Distributor Defined Contribution Retirement Plan & TrustRefrigeration Supplies Distr…$63MDevine, Millimet & Branch 401(k) PlanDevine, Millimet & Branch 40…$63MThe Cato Corporation 401(k)/Profit Sharing PlanThe Cato Corporation 401(k)/…$63MGds Associates, Inc. 401(k) Profit Sharing & Salary Deferral PlanGds Associates, Inc. 401(k) …$63MThe Mortgage Bankers Association 401(k) Savings PlanThe Mortgage Bankers Associa…$63M
End-of-year total assets ($M) among The Cato Corporation 401(k)/Profit Sharing Plan and nearest nationwide 401(k) peers. Source: DOL Form 5500 plan year 2022.

North Carolina filing particulars

Total Assets (Beginning of Year)$77M
Net Assets (End of Year)$63M
Net Income-$15M
Employer EIN560484485
Plan Effective Date1984-01-28
Filing StatusFILING RECEIVED

Sponsor Plan History (Cato Corporation)

Sponsor-wide plan assets over time

All Cato Corporation plans reported in each filing year

Latest sponsor-wide plan assets
$89M 12.251169302586803% vs 2022
2024 filing year
$85M$90M$95M$100M$105M 202220232024 $101M $88.5M ▼ -12.2%
Year Plans Participants Total Assets
2022 2 5,553 $101M
2023 2 5,539 $99M
2024 2 5,260 $89M

Nearby 401(k) Plans in North Carolina

Peer 401(k) plans, same state, same plan type, ranked by total assets.

The Cato Corporation 401(k)/Profit Sharing Plan vs. nearby 401(k) plans in North Carolina, assets vs. participants Scatter plot of 6 data points. -1000000100000200000300000 -200204060 Total assets ($B) Participants The Cato Corporation 401(k)/Profit Sharing Plan, Total assets ($B): 0.062907881 · Participants: 2817The Cato Corporation 401(k)/Profit Sharing PlanThe Bank of America 401(k) Plan, Total assets ($B): 47.134026012 · Participants: 169036The Bank of America 401(k) PlanHoneywell 401(k) Plan, Total assets ($B): 14.565715066 · Participants: 39007Honeywell 401(k) PlanDuke Energy Retirement Savings Plan, Total assets ($B): 9.364902 · Participants: 27731Duke Energy Retirement Savings PlanTruist Financial Corporation 401(k) Savings Plan, Total assets ($B): 8.965353965 · Participants: 51871Truist Financial Corporation 401(k) Savings PlanLowes 401(k) Plan, Total assets ($B): 7.355936526 · Participants: 284864Lowes 401(k) Plan
The Cato Corporation 401(k)/Profit Sharing Plan vs. nearby 401(k) plans in North Carolina, assets vs. participants
Compare The Cato Corporation 401(k)/Profit Sharing Plan side-by-side with 3 peers →

The Cato Corporation 401(k)/Profit Sharing Plan's out-of-state 401(k) peers by assets and headcount

Outside North Carolina, the nearest 401(k) by assets is Gds Associates, Inc. 401(k) Profit Sharing & Salary Deferral Plan in GA ($63M); by covered participants it is Covetrus 401(k) Retirement Savings Plan in OH (2,817 participants). Same-state nearby plans are listed separately above.

Similar participant headcount

Nearest other-state filings by covered participants (2,817 participants); asset peers above are excluded.

DOL Form 5500 plan year 2022. Asset totals can differ widely at the same headcount; neither axis is a quality rating.

Frequently Asked Questions

How did The Cato Corporation 401(k)/Profit Sharing Plan assets move in 2022? ▼
The Cato Corporation 401(k)/Profit Sharing Plan declined sharply - down 18.8% during 2022, from $77M to $63M. Reported net income was -$15M.
How have Cato Corporation plan assets changed over time? ▼
Across 3 plan years on file (2022-2024), Cato Corporation's sponsor-wide assets declined 12.3%, from $101M to $89M.
Where does The Cato Corporation 401(k)/Profit Sharing Plan rank by assets among Form 5500 filers? ▼
The Cato Corporation 401(k)/Profit Sharing Plan ranks in the 90th percentile by end-of-year assets among 139,126 plans that reported assets for plan year 2022 (in the top 10% of all filed plans by assets).
Which 401(k) plans are similar in size to The Cato Corporation 401(k)/Profit Sharing Plan? ▼
Among 401(k) plans in other states, the closest by assets is Gds Associates, Inc. 401(k) Profit Sharing & Salary Deferral Plan in GA ($63M, 171 participants).
Which 401(k) plans cover a similar participant headcount to The Cato Corporation 401(k)/Profit Sharing Plan? ▼
Among 401(k) plans in other states, the closest by covered participants is Covetrus 401(k) Retirement Savings Plan in OH (2,817 participants, $233M in assets).

Source: U.S. Department of Labor, Employee Benefits Security Administration (EBSA), Form 5500 public disclosure dataset. Plan year 2022.

Source: DOL EFAST2 filing system (efast.dol.gov) - original filing retrieval by EIN 560484485.

Read our methodology - how this data is sourced, computed, and verified.

Data sourced from U.S. Department of Labor Form 5500 filings (EBSA). See our methodology for details.