401(k) · DOL Form 5500 · 2022
Luminate Home Loans, Inc. 401(k) Plan
Data updated 2026-08-25
- $8M
- Total assets Small plan by assets
- 214
- Participants Below avg headcount
- 61st
- Percentile by assets National rank
- $38,053
- Avg per participant Low balance/head
Official DOL plan name: Luminate Home Loans Retirement Plan · Sponsored by Luminate Home Loans, Inc. · Minnesota · Finance & Insurance
$8M in assets, 214 participants
Luminate Home Loans, Inc.'s Luminate Home Loans Retirement Plan reported $8M in total assets and 214 participants in its 2022 DOL Form 5500 filing, ranking in the 61st percentile by assets among filed plans. Figures are as reported by the plan sponsor to the Department of Labor, not audited or endorsed by PlainRetire.
- #4,071 in Finance & Insurance (9,261 peers)
Coverage in Minnesota
Luminate Home Loans Retirement Plan covers 214 participants in Minnesota, about 19% of the average Minnesota filer (state average ~1,126 per filing). Assets: $8M.
- #4,071
- in Finance & Insurance (9,261 peers)
- -11.0%
- assets change YoY
The plan reported a net loss of $1M for the year, a single-year figure driven by markets and benefit payments, not a measure of plan health.
Luminate Home Loans Retirement Plan's mid-pack asset rank among Finance & Insurance and all filers
Luminate Home Loans Retirement Plan vs every filed plan by assets
End-of-year total assets · plan year 2022 · DOL Form 5500
$8,143,363 Top 39% higher than 61% of 139,123 filed plans
Dashed line + filled bar = this entry, among filed plans.
Source U.S. Department of Labor Form 5500 filings (EBSA) · plan year 2022
Luminate Home Loans Retirement Plan among mid-size filed plans by headcount
Plan-year 2022 Form 5500 filings with a reported participant count, partitioned by headcount band, not by assets. Luminate Home Loans Retirement Plan sits mid-pack in the medium band (214 participants).
EBSA filing schedule strip
Filing strip 411941324 · Luminate Home Loans, Inc. PY 2022 · 401(k)
Luminate Home Loans Retirement Plan · $8M · 214 · 61st
- PCT $8M
- PCT 214
- PCT 61st
- PCT 401(k)
- PCT near Zyxel Communications, Inc. 401(k) Plan
- PCT ind #4071
Stamps derive from this plan's Form 5500 line items (assets, participants, type, EIN, cohort placement) - not a quality rating of the sponsor. Read with Finance & Insurance retirement plans → · Plans in Minnesota →
Luminate Home Loans Retirement Plan in the asset neighbourhood
Minnesota filing particulars
| Total Assets (Beginning of Year) | $9M |
|---|---|
| Net Assets (End of Year) | $8M |
| Net Income | -$1M |
| Employer EIN | 411941324 |
| Plan Effective Date | 2021-05-01 |
| Filing Status | FILING RECEIVED |
Sponsor Plan History (Luminate Home Loans, Inc.)
Sponsor-wide plan assets over time
All Luminate Home Loans, Inc. plans reported in each filing year
- Latest sponsor-wide plan assets
- $25M 209.92705347901105% vs 2022
- 2024 filing year
| Year | Plans | Participants | Total Assets |
|---|---|---|---|
| 2022 | 1 | 214 | $8M |
| 2023 | 1 | 200 | $19M |
| 2024 | 1 | 636 | $25M |
Nearby 401(k) Plans in Minnesota
Peer 401(k) plans, same state, same plan type, ranked by total assets.
- Unitedhealth Group 401(k) Savings Plan $18.6B · 176,886
- Medtronic Savings and Investment Plan (Also Known as the Medtronic 401(k) Plan) $12.2B · 38,825
- Target Corporation 401(k) Plan $11.2B · 400,422
- 3M Voluntary Investment Plan and Employee Stock Ownership Plan $11.1B · 37,159
- U.S. Bank 401(k) Savings Plan $8.3B · 67,646
Luminate Home Loans Retirement Plan's out-of-state 401(k) peers by assets and headcount
Outside Minnesota, the nearest 401(k) by assets is Zyxel Communications, Inc. 401(k) Plan in CA ($8M); by covered participants it is Phoenix Processor Retirement Savings Plan in WA (214 participants). Same-state nearby plans are listed separately above.
Closest by plan assets
Nearest other-state filings by tot_assets_eoy ($8M here).
Similar participant headcount
Nearest other-state filings by covered participants (214 participants); asset peers above are excluded.
DOL Form 5500 plan year 2022. Asset totals can differ widely at the same headcount; neither axis is a quality rating.