401(k) · DOL Form 5500 · 2022

Hft Holdings, Inc. 401(k) Plan

Data updated 2026-08-11

$190M
Total assets
16,123
Participants
95th
Percentile by assets
$11,795
Avg per participant
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Official DOL plan name: Harbor Freight Tools Retirement Savings Plan · Sponsored by Hft Holdings, Inc. · California · Retail Trade

$190M in assets, 16,123 participants

Hft Holdings, Inc.'s Harbor Freight Tools Retirement Savings Plan reported $190M in total assets and 16,123 participants in its 2022 DOL Form 5500 filing, ranking in the 95th percentile by assets among filed plans. Figures are as reported by the plan sponsor to the Department of Labor, not audited or endorsed by PlainRetire.

  • 95th percentile by assets (of 139,126 plans)
  • #9,285 in Retail Trade (9,519 peers)

Coverage in California

Harbor Freight Tools Retirement Savings Plan covers 16,123 participants in California, 26x the typical California plan (state average ~630 per filing). Assets: $190M.

$190M
total plan assets (2022 EOY)
16,123
covered participants
95th
percentile by assets (of 139,126 plans)
$11,795
avg assets per participant
State
Industry

Participants vs California filers

In California, the average filing covers about 630 participants across 15,291 plans. Harbor Freight Tools Retirement Savings Plan reports 16,123 participants - 26x that state average ($190M EOY assets).

California filing particulars

Total Assets (Beginning of Year)$183M
Net Assets (End of Year)$190M
Net Income$8M
Employer EIN272501498
Plan Effective Date1984-08-01
Filing StatusFILING RECEIVED

Sponsor Plan History (Hft Holdings, Inc.)

$100M$200M$300M$400M 202220232024 $190M $368M ▲ +93.8%
Total plan assets by year, all Hft Holdings, Inc. plans on file
Year Plans Participants Total Assets
2022 1 16,123 $190M
2023 1 18,364 $275M
2024 1 20,418 $368M

Nearby 401(k) Plans in California

Peer 401(k) plans, same state, same plan type, ranked by total assets.

Harbor Freight Tools Retirement Savings Plan vs. nearby 401(k) plans in California, assets vs. participants

Harbor Freight Tools Retirement Savings Plan vs. nearby 401(k) plans in California, assets vs. participants Scatter plot of 6 data points. 050000100000150000200000250000 -200204060 Total assets ($B) Participants Harbor Freight Tools…Wells Fargo & Compan…Google LLC 401(k) Sa…Oracle Corporation 4…Chevron Employee Sav…Intel 401(k) Savings…
Harbor Freight Tools Retirement Savings Plan vs. nearby 401(k) plans in California, assets vs. participants

Scale composition for Harbor Freight Tools Retirement Savings Plan

Harbor Freight Tools Retirement Savings Plan reports $190M in end-of-year assets across 16,123 participants (0.002% of the $12.3T held by all Form 5500 filers in the national rollup , and 0.017% of 93,925,755 covered participants) - about $11,795 per participant (9% of the national average assets-per-participant) . Net income for plan year 2022 was $8M.

This plan identity (EIN 272501498, plan #002) has 3 Form 5500 filings on file from 2022 to 2024 , with end-of-year assets moving from $190M to $368M (+93.8%) while covered participants moved from 16,123 to 20,418 . Single-year sparse filers cannot show that trail.

Plan year Participants EOY assets Filing
2022 16,123 $190M This page
2023 18,364 $275M Open filing
2024 · index core 20,418 $368M Open filing

The same sponsor also keeps 1 other index-core plan on PlainRetire:

Similar-Sized 401(k) Plans Nationally

401(k) plans in other states closest to Harbor Freight Tools Retirement Savings Plan by total assets, not by location.

Frequently Asked Questions

How did Harbor Freight Tools Retirement Savings Plan assets move in 2022?
Harbor Freight Tools Retirement Savings Plan edged up modestly - up 4.2% during 2022, from $183M to $190M. Reported net income was $8M.
How have Hft Holdings, Inc. plan assets changed over time?
Across 3 plan years on file (2022-2024), Hft Holdings, Inc.'s sponsor-wide assets grew 93.8%, from $190M to $368M.
Where does Harbor Freight Tools Retirement Savings Plan rank by assets among Form 5500 filers?
Harbor Freight Tools Retirement Savings Plan ranks in the 95th percentile by end-of-year assets among 139,126 plans that reported assets for plan year 2022 (in the top 5% of all filed plans by assets).
Which 401(k) plans are similar in size to Harbor Freight Tools Retirement Savings Plan?
Among 401(k) plans in other states, the closest by assets is Schiff Hardin LLP Incentive Savings 401(k) Plan in DC ($190M, 412 participants).

Next read for Harbor Freight Tools Retirement Savings …

Filing takeaways

Ways to act on Harbor Freight Tools Retirement Savings Plan's numbers.

  • By total assets, Harbor Freight Tools Retirement Savings Plan ranks in the top 5% of all filed plans by assets. See the largest plans
  • Compare it side-by-side against 3 similar 401(k) plans in California. Compare plans
  • Hft Holdings, Inc.'s sponsor-wide assets have grown 93.8% since 2022 across 3 plan years on file. More Retail Trade plans