401(k) · DOL Form 5500 · 2022
Hft Holdings, Inc. 401(k) Plan
Data updated 2026-08-25
- $190M
- Total assets Near avg plan size
- 16,123
- Participants Very large workforce
- 95th
- Percentile by assets National rank
- $11,795
- Avg per participant Low balance/head
Official DOL plan name: Harbor Freight Tools Retirement Savings Plan · Sponsored by Hft Holdings, Inc. · California · Retail Trade
$190M in assets, 16,123 participants
Hft Holdings, Inc.'s Harbor Freight Tools Retirement Savings Plan reported $190M in total assets and 16,123 participants in its 2022 DOL Form 5500 filing, ranking in the 95th percentile by assets among filed plans. Figures are as reported by the plan sponsor to the Department of Labor, not audited or endorsed by PlainRetire.
- #9,285 in Retail Trade (9,519 peers)
Coverage in California
Harbor Freight Tools Retirement Savings Plan covers 16,123 participants in California, 26x the typical California plan (state average ~630 per filing). Assets: $190M.
- #9,285
- in Retail Trade (9,519 peers)
- +4.2%
- assets growth YoY
- 1.9×
- vs typical plan assets (national mean)
Harbor Freight Tools Retirement Savings Plan's outsized position by total assets
Harbor Freight Tools Retirement Savings Plan vs every filed plan by assets
End-of-year total assets · plan year 2022 · DOL Form 5500
$190,170,828 Top 5% higher than 95% of 139,123 filed plans
Dashed line + filled bar = this entry, among filed plans.
Source U.S. Department of Labor Form 5500 filings (EBSA) · plan year 2022
Harbor Freight Tools Retirement Savings Plan's mega-plan peer group by participant headcount
Plan-year 2022 Form 5500 filings with a reported participant count, partitioned by headcount band, not by assets. Harbor Freight Tools Retirement Savings Plan is a mega filing (16,123 participants), the rightmost band on the breakdown.
DOL schedule card
Filing strip 272501498 · Hft Holdings, Inc. PY 2022 · 401(k)
Harbor Freight Tools Retirement Savings Plan · $190M · 16,123 · 95th
- BOY $190M
- BOY 16,123
- BOY 95th
- BOY 401(k)
- BOY near Schiff Hardin LLP Incentive Savings 401(k) Plan
- BOY ind #9285
Stamps derive from this plan's Form 5500 line items (assets, participants, type, EIN, cohort placement) - not a quality rating of the sponsor. Read with Retail Trade retirement plans → · Plans in California →
Harbor Freight Tools Retirement Savings Plan in the asset neighbourhood
California filing particulars
| Total Assets (Beginning of Year) | $183M |
|---|---|
| Net Assets (End of Year) | $190M |
| Net Income | $8M |
| Employer EIN | 272501498 |
| Plan Effective Date | 1984-08-01 |
| Filing Status | FILING RECEIVED |
Sponsor Plan History (Hft Holdings, Inc.)
Sponsor-wide plan assets over time
All Hft Holdings, Inc. plans reported in each filing year
- Latest sponsor-wide plan assets
- $368M 93.76036949263322% vs 2022
- 2024 filing year
| Year | Plans | Participants | Total Assets |
|---|---|---|---|
| 2022 | 1 | 16,123 | $190M |
| 2023 | 1 | 18,364 | $275M |
| 2024 | 1 | 20,418 | $368M |
Nearby 401(k) Plans in California
Peer 401(k) plans, same state, same plan type, ranked by total assets.
- Wells Fargo & Company 401(k) Plan $45.8B · 205,865
- Google LLC 401(k) Savings Plan $28.9B · 102,963
- Oracle Corporation 401(k) Savings and Investment Plan $21.9B · 46,320
- Chevron Employee Savings Investment Plan $18.6B · 19,946
- Intel 401(k) Savings Plan $18.4B · 54,672
Scale composition for Harbor Freight Tools Retirement Savings Plan
Harbor Freight Tools Retirement Savings Plan reports $190M in end-of-year assets across 16,123 participants (0.002% of the $12.3T held by all Form 5500 filers in the national rollup , and 0.017% of 93,925,755 covered participants) - about $11,795 per participant (9% of the national average assets-per-participant) . Net income for plan year 2022 was $8M.
This plan identity (EIN 272501498, plan #002) has 3 Form 5500 filings on file from 2022 to 2024 , with end-of-year assets moving from $190M to $368M (+93.8%) while covered participants moved from 16,123 to 20,418 . Single-year sparse filers cannot show that trail.
| Plan year | Participants | EOY assets | Filing |
|---|---|---|---|
| 2022 | 16,123 | $190M | This page |
| 2023 | 18,364 | $275M | Open filing |
| 2024 · index core | 20,418 | $368M | Open filing |
The same sponsor also keeps 1 other index-core plan on PlainRetire:
- Harbor Freight Tools Retirement Savings Plan (401(k), $368M, 20,418 participants)
Harbor Freight Tools Retirement Savings Plan's out-of-state 401(k) peers by assets and headcount
Outside California, the nearest 401(k) by assets is Schiff Hardin LLP Incentive Savings 401(k) Plan in DC ($190M); by covered participants it is Bed Bath & Beyond Inc. 401(k) Savings Plan in NJ (16,138 participants). Same-state nearby plans are listed separately above.
Closest by plan assets
Nearest other-state filings by tot_assets_eoy ($190M here).
- Schiff Hardin LLP Incentive Savings 401(k) Plan (DC) $190M · 412
- United Mine Workers of America Cash Deferred Savings Plan of 1988 (DC) $190M · 1,518
- Saab 401(k) Retirement Savings Plan (NY) $190M · 668
- Royomartin Retirement Plan (LA) $190M · 1,174
Similar participant headcount
Nearest other-state filings by covered participants (16,123 participants); asset peers above are excluded.
- Bed Bath & Beyond Inc. 401(k) Savings Plan (NJ) 16,138 · 15 off
- Ntt Data Americas 401(k) Plan (TX) 16,106 · 17 off
- Community Health Network 401(k) Retirement Plan (IN) 16,146 · 23 off
- The Brightview 401(k) Plan (PA) 16,091 · 32 off
DOL Form 5500 plan year 2022. Asset totals can differ widely at the same headcount; neither axis is a quality rating.