401(k) · DOL Form 5500 · 2024

Hft Holdings, Inc. 401(k) Plan

Data updated 2026-08-25

$368M
Total assets Above avg plan size
20,418
Participants Very large workforce
96th
Percentile by assets National rank
$18,047
Avg per participant Low balance/head
PlainRetire home → About this data RSS: change history

Official DOL plan name: Harbor Freight Tools Retirement Savings Plan · Sponsored by Hft Holdings, Inc. · California · Retail Trade

$368M in assets, 20,418 participants

Hft Holdings, Inc.'s Harbor Freight Tools Retirement Savings Plan reported $368M in total assets and 20,418 participants in its 2024 DOL Form 5500 filing, ranking in the 96th percentile by assets among filed plans. Figures are as reported by the plan sponsor to the Department of Labor, not audited or endorsed by PlainRetire.

  • #7,873 in Retail Trade (8,048 peers)

Coverage in California

Harbor Freight Tools Retirement Savings Plan covers 20,418 participants in California, 32x the typical California plan (state average ~630 per filing). Assets: $368M.

#7,873
in Retail Trade (8,048 peers)
+33.9%
assets growth YoY
3.7×
vs typical plan assets (national mean)

Harbor Freight Tools Retirement Savings Plan's outsized position by total assets

Harbor Freight Tools Retirement Savings Plan vs every filed plan by assets

End-of-year total assets · plan year 2024 · DOL Form 5500

$368,475,699 Top 4% higher than 96% of 123,620 filed plans

This plan $0 $2,050,000,000 every filed plan with reported assets, bucketed by value

Dashed line + filled bar = this entry, among filed plans.

Source U.S. Department of Labor Form 5500 filings (EBSA) · plan year 2024

Harbor Freight Tools Retirement Savings Plan's mega-plan peer group by participant headcount

Plan-year 2024 Form 5500 filings with a reported participant count, partitioned by headcount band, not by assets. Harbor Freight Tools Retirement Savings Plan is a mega filing (20,418 participants), the rightmost band on the breakdown.

What changed between DOL Form 5500 filings

plan year 2023 → plan year 2024

  • Harbor Freight Tools Retirement Savings Plan end-of-year assets rose from $275M in the plan year 2023 filing to $368M in the plan year 2024 filing.
  • Harbor Freight Tools Retirement Savings Plan reported participants rose from 18,364 in the plan year 2023 filing to 20,418 in the plan year 2024 filing.
  • Harbor Freight Tools Retirement Savings Plan reported net income rose from $85M in the plan year 2023 filing to $93M in the plan year 2024 filing.

See the national 2023→2024 release diff →

DOL schedule card

Filing strip 272501498 · Hft Holdings, Inc. PY 2024 · 401(k)

Harbor Freight Tools Retirement Savings Plan · $368M · 20,418 · 96th

  • NET $368M
  • NET 20,418
  • NET 96th
  • NET 401(k)
  • NET near The Andersons, Inc. Retirement Savings Investment Plan
  • NET ind #7873

Stamps derive from this plan's Form 5500 line items (assets, participants, type, EIN, cohort placement) - not a quality rating of the sponsor. Read with Retail Trade retirement plans → · Plans in California →

Harbor Freight Tools Retirement Savings Plan in the asset neighbourhood

Homeservices Retirement Savings PlanHomeservices Retirement Savi…$369MEcs Federal, LLC 401(k) Plan$369MHarbor Freight Tools Retirement Savings PlanHarbor Freight Tools Retirem…$368MThe Andersons, Inc. Retirement Savings Investment PlanThe Andersons, Inc. Retireme…$368MJohnson & Wales University 401(k) Retirement Savings PlanJohnson & Wales University 4…$368M
End-of-year total assets ($M) among Harbor Freight Tools Retirement Savings Plan and nearest nationwide 401(k) peers. Source: DOL Form 5500 plan year 2024.

California filing particulars

Total Assets (Beginning of Year)$275M
Net Assets (End of Year)$368M
Net Income$93M
Employer EIN272501498
Plan Effective Date1984-08-01
Filing StatusFILING RECEIVED

Sponsor Plan History (Hft Holdings, Inc.)

Sponsor-wide plan assets over time

All Hft Holdings, Inc. plans reported in each filing year

Latest sponsor-wide plan assets
$368M 93.76036949263322% vs 2022
2024 filing year
$100M$200M$300M$400M 202220232024 $190M $368M ▲ +93.8%
Year Plans Participants Total Assets
2022 1 16,123 $190M
2023 1 18,364 $275M
2024 1 20,418 $368M

Nearby 401(k) Plans in California

Peer 401(k) plans, same state, same plan type, ranked by total assets.

Harbor Freight Tools Retirement Savings Plan vs. nearby 401(k) plans in California, assets vs. participants Scatter plot of 6 data points. 050000100000150000 -200204060 Total assets ($B) Participants Harbor Freight Tools Retirement Savings Plan, Total assets ($B): 0.368475699 · Participants: 20418Harbor Freight Tools Retirement Savings PlanGoogle LLC 401(k) Savings Plan, Total assets ($B): 48.738057415 · Participants: 116712Google LLC 401(k) Savings PlanOracle Corporation 401(k) Savings and Investment Plan, Total assets ($B): 31.02646504 · Participants: 58962Oracle Corporation 401(k) Savings and Investment PlanIntel 401(k) Savings Plan, Total assets ($B): 24.850880304 · Participants: 55298Intel 401(k) Savings PlanApple 401(k) Plan, Total assets ($B): 24.714519387 · Participants: 101450Apple 401(k) PlanCisco Systems,Inc. 401(k) Plan, Total assets ($B): 22.728425546 · Participants: 40452Cisco Systems,Inc. 401(k) Plan
Harbor Freight Tools Retirement Savings Plan vs. nearby 401(k) plans in California, assets vs. participants

Scale composition for Harbor Freight Tools Retirement Savings Plan

Harbor Freight Tools Retirement Savings Plan reports $368M in end-of-year assets across 20,418 participants (0.003% of the $12.3T held by all Form 5500 filers in the national rollup , and 0.022% of 93,925,755 covered participants) - about $18,047 per participant (13% of the national average assets-per-participant) . Net income for plan year 2024 was $93M.

This plan identity (EIN 272501498, plan #002) has 3 Form 5500 filings on file from 2022 to 2024 , with end-of-year assets moving from $190M to $368M (+93.8%) while covered participants moved from 16,123 to 20,418 . Single-year sparse filers cannot show that trail.

Plan year Participants EOY assets Filing
2022 16,123 $190M Open filing
2023 18,364 $275M Open filing
2024 · index core 20,418 $368M This page

Harbor Freight Tools Retirement Savings Plan's out-of-state 401(k) peers by assets and headcount

Outside California, the nearest 401(k) by assets is The Andersons, Inc. Retirement Savings Investment Plan in OH ($368M); by covered participants it is Sunbelt Rentals, Inc. Retirement Savings Plan in SC (20,374 participants). Same-state nearby plans are listed separately above.

Closest by plan assets

Nearest other-state filings by tot_assets_eoy ($368M here).

Similar participant headcount

Nearest other-state filings by covered participants (20,418 participants); asset peers above are excluded.

DOL Form 5500 plan year 2024. Asset totals can differ widely at the same headcount; neither axis is a quality rating.

Frequently Asked Questions

How did Harbor Freight Tools Retirement Savings Plan assets move in 2024? ▼
Harbor Freight Tools Retirement Savings Plan surged - up 33.9% during 2024, from $275M to $368M. Reported net income was $93M.
How have Hft Holdings, Inc. plan assets changed over time? ▼
Across 3 plan years on file (2022-2024), Hft Holdings, Inc.'s sponsor-wide assets grew 93.8%, from $190M to $368M.
Where does Harbor Freight Tools Retirement Savings Plan rank by assets among Form 5500 filers? ▼
Harbor Freight Tools Retirement Savings Plan ranks in the 96th percentile by end-of-year assets among 123,622 plans that reported assets for plan year 2024 (in the top 5% of all filed plans by assets).
Which 401(k) plans are similar in size to Harbor Freight Tools Retirement Savings Plan? ▼
Among 401(k) plans in other states, the closest by assets is The Andersons, Inc. Retirement Savings Investment Plan in OH ($368M, 2,072 participants).
Which 401(k) plans cover a similar participant headcount to Harbor Freight Tools Retirement Savings Plan? ▼
Among 401(k) plans in other states, the closest by covered participants is Sunbelt Rentals, Inc. Retirement Savings Plan in SC (20,374 participants, $1.2B in assets).