401(k) · DOL Form 5500 · 2023

Hft Holdings, Inc. 401(k) Plan

Data updated 2026-08-25

$275M
Total assets Near avg plan size
18,364
Participants Very large workforce
96th
Percentile by assets National rank
$14,987
Avg per participant Low balance/head
PlainRetire home → About this data RSS: change history

Official DOL plan name: Harbor Freight Tools Retirement Savings Plan · Sponsored by Hft Holdings, Inc. · California · Retail Trade

$275M in assets, 18,364 participants

Hft Holdings, Inc.'s Harbor Freight Tools Retirement Savings Plan reported $275M in total assets and 18,364 participants in its 2023 DOL Form 5500 filing, ranking in the 96th percentile by assets among filed plans. Figures are as reported by the plan sponsor to the Department of Labor, not audited or endorsed by PlainRetire.

  • #8,211 in Retail Trade (8,414 peers)

Coverage in California

Harbor Freight Tools Retirement Savings Plan covers 18,364 participants in California, 29x the typical California plan (state average ~630 per filing). Assets: $275M.

#8,211
in Retail Trade (8,414 peers)
+44.7%
assets growth YoY
2.8×
vs typical plan assets (national mean)

Harbor Freight Tools Retirement Savings Plan's outsized position by total assets

Harbor Freight Tools Retirement Savings Plan vs every filed plan by assets

End-of-year total assets · plan year 2023 · DOL Form 5500

$275,216,344 Top 4% higher than 96% of 127,068 filed plans

This plan $0 $2,050,000,000 every filed plan with reported assets, bucketed by value

Dashed line + filled bar = this entry, among filed plans.

Source U.S. Department of Labor Form 5500 filings (EBSA) · plan year 2023

Harbor Freight Tools Retirement Savings Plan's mega-plan peer group by participant headcount

Plan-year 2023 Form 5500 filings with a reported participant count, partitioned by headcount band, not by assets. Harbor Freight Tools Retirement Savings Plan is a mega filing (18,364 participants), the rightmost band on the breakdown.

What changed between DOL Form 5500 filings

plan year 2022 → plan year 2023

  • Harbor Freight Tools Retirement Savings Plan reported net income rose from $8M in the plan year 2022 filing to $85M in the plan year 2023 filing.
  • Harbor Freight Tools Retirement Savings Plan end-of-year assets rose from $190M in the plan year 2022 filing to $275M in the plan year 2023 filing.
  • Harbor Freight Tools Retirement Savings Plan reported participants rose from 16,123 in the plan year 2022 filing to 18,364 in the plan year 2023 filing.

See the national 2022→2023 release diff →

DOL schedule card

Filing strip 272501498 · Hft Holdings, Inc. PY 2023 · 401(k)

Harbor Freight Tools Retirement Savings Plan · $275M · 18,364 · 96th

  • TYPE $275M
  • TYPE 18,364
  • TYPE 96th
  • TYPE 401(k)
  • TYPE near Sorenson Communications, LLC. 401(k) Profit Sharing Plan
  • TYPE ind #8211

Stamps derive from this plan's Form 5500 line items (assets, participants, type, EIN, cohort placement) - not a quality rating of the sponsor. Read with Retail Trade retirement plans → · Plans in California →

Harbor Freight Tools Retirement Savings Plan in the asset neighbourhood

Midwest Radiology P.a. Profit Sharing PlanMidwest Radiology P.a. Profi…$275MCalumet Gp, LLC Retirement Savings PlanCalumet Gp, LLC Retirement S…$275MHarbor Freight Tools Retirement Savings PlanHarbor Freight Tools Retirem…$275MSorenson Communications, LLC. 401(k) Profit Sharing PlanSorenson Communications, LLC…$275MRiverside Health System 401(k) Savings PlanRiverside Health System 401(…$275M
End-of-year total assets ($M) among Harbor Freight Tools Retirement Savings Plan and nearest nationwide 401(k) peers. Source: DOL Form 5500 plan year 2023.

California filing particulars

Total Assets (Beginning of Year)$190M
Net Assets (End of Year)$275M
Net Income$85M
Employer EIN272501498
Plan Effective Date1984-08-01
Filing StatusFILING RECEIVED

Sponsor Plan History (Hft Holdings, Inc.)

Sponsor-wide plan assets over time

All Hft Holdings, Inc. plans reported in each filing year

Latest sponsor-wide plan assets
$368M 93.76036949263322% vs 2022
2024 filing year
$100M$200M$300M$400M 202220232024 $190M $368M ▲ +93.8%
Year Plans Participants Total Assets
2022 1 16,123 $190M
2023 1 18,364 $275M
2024 1 20,418 $368M

Nearby 401(k) Plans in California

Peer 401(k) plans, same state, same plan type, ranked by total assets.

Harbor Freight Tools Retirement Savings Plan vs. nearby 401(k) plans in California, assets vs. participants Scatter plot of 6 data points. 050000100000150000200000250000 -200204060 Total assets ($B) Participants Harbor Freight Tools Retirement Savings Plan, Total assets ($B): 0.275216344 · Participants: 18364Harbor Freight Tools Retirement Savings PlanWells Fargo & Company 401(k) Plan, Total assets ($B): 51.831350351 · Participants: 193919Wells Fargo & Company 401(k) PlanGoogle LLC 401(k) Savings Plan, Total assets ($B): 39.047152408 · Participants: 122867Google LLC 401(k) Savings PlanOracle Corporation 401(k) Savings and Investment Plan, Total assets ($B): 26.320437734 · Participants: 63105Oracle Corporation 401(k) Savings and Investment PlanIntel 401(k) Savings Plan, Total assets ($B): 22.17918189 · Participants: 59863Intel 401(k) Savings PlanApple 401(k) Plan, Total assets ($B): 19.779511539 · Participants: 106111Apple 401(k) Plan
Harbor Freight Tools Retirement Savings Plan vs. nearby 401(k) plans in California, assets vs. participants

Scale composition for Harbor Freight Tools Retirement Savings Plan

Harbor Freight Tools Retirement Savings Plan reports $275M in end-of-year assets across 18,364 participants (0.002% of the $12.3T held by all Form 5500 filers in the national rollup , and 0.020% of 93,925,755 covered participants) - about $14,987 per participant (11% of the national average assets-per-participant) . Net income for plan year 2023 was $85M.

This plan identity (EIN 272501498, plan #002) has 3 Form 5500 filings on file from 2022 to 2024 , with end-of-year assets moving from $190M to $368M (+93.8%) while covered participants moved from 16,123 to 20,418 . Single-year sparse filers cannot show that trail.

Plan year Participants EOY assets Filing
2022 16,123 $190M Open filing
2023 18,364 $275M This page
2024 · index core 20,418 $368M Open filing

The same sponsor also keeps 1 other index-core plan on PlainRetire:

Harbor Freight Tools Retirement Savings Plan's out-of-state 401(k) peers by assets and headcount

Outside California, the nearest 401(k) by assets is Sorenson Communications, LLC. 401(k) Profit Sharing Plan in UT ($275M); by covered participants it is The Hartford Investment and Savings Plan in CT (18,377 participants). Same-state nearby plans are listed separately above.

Similar participant headcount

Nearest other-state filings by covered participants (18,364 participants); asset peers above are excluded.

DOL Form 5500 plan year 2023. Asset totals can differ widely at the same headcount; neither axis is a quality rating.

Frequently Asked Questions

How did Harbor Freight Tools Retirement Savings Plan assets move in 2023? ▼
Harbor Freight Tools Retirement Savings Plan surged - up 44.7% during 2023, from $190M to $275M. Reported net income was $85M.
How have Hft Holdings, Inc. plan assets changed over time? ▼
Across 3 plan years on file (2022-2024), Hft Holdings, Inc.'s sponsor-wide assets grew 93.8%, from $190M to $368M.
Where does Harbor Freight Tools Retirement Savings Plan rank by assets among Form 5500 filers? ▼
Harbor Freight Tools Retirement Savings Plan ranks in the 96th percentile by end-of-year assets among 127,072 plans that reported assets for plan year 2023 (in the top 5% of all filed plans by assets).
Which 401(k) plans are similar in size to Harbor Freight Tools Retirement Savings Plan? ▼
Among 401(k) plans in other states, the closest by assets is Sorenson Communications, LLC. 401(k) Profit Sharing Plan in UT ($275M, 8,931 participants).
Which 401(k) plans cover a similar participant headcount to Harbor Freight Tools Retirement Savings Plan? ▼
Among 401(k) plans in other states, the closest by covered participants is The Hartford Investment and Savings Plan in CT (18,377 participants, $6.5B in assets).