401(k) · DOL Form 5500 · 2022

First-Citizens Bank & Trust Company 401(k) Plan

Data updated 2026-08-11

$317M
Total assets
931
Participants
97th
Percentile by assets
$340,295
Avg per participant
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Official DOL plan name: The Capital Accumulation Plan for the Employees of First-Citizens Bank & Trust Company and Adopting Related Employers · Sponsored by First-Citizens Bank & Trust Company · North Carolina · Finance & Insurance

$317M in assets, 931 participants

First-Citizens Bank & Trust Company's The Capital Accumulation Plan for the Employees of First-Citizens Bank & Trust Company and Adopting Related Employers reported $317M in total assets and 931 participants in its 2022 DOL Form 5500 filing, ranking in the 97th percentile by assets among filed plans. Figures are as reported by the plan sponsor to the Department of Labor, not audited or endorsed by PlainRetire.

  • 97th percentile by assets (of 139,126 plans)
  • #8,757 in Finance & Insurance (9,261 peers)

Where The Capital Accumulation Plan for the Employees of First-Citizens Bank & Trust Company and Adopting Related Employers sits by assets

The Capital Accumulation Plan for the Employees of First-Citizens Bank & Trust Company and Adopting Related Employers sits in the top 5% of all filed plans by assets, $317M for 931 participants (~$340,295/participant), down 20.3% in 2022.

$317M
total plan assets (2022 EOY)
931
covered participants
97th
percentile by assets (of 139,126 plans)
$340,295
avg assets per participant

The plan reported a net loss of $80M for the year, a single-year figure driven by markets and benefit payments, not a measure of plan health.

Where The Capital Accumulation Plan for the Employees of First-Citizens Bank & Trust Company and Adopting Related Employers sits by total assets

The Capital Accumulation Plan for the Employees of First-Citizens Bank & Trust Company and Adopting Related Employers vs every filed plan by assets

End-of-year total assets · plan year 2022 · DOL Form 5500

$316,814,639 Top 3% higher than 97% of 139,123 filed plans

This plan $0 $2,010,000,000 every filed plan with reported assets, bucketed by value

Dashed line + filled bar = this entry, among filed plans.

Source U.S. Department of Labor Form 5500 filings (EBSA) · plan year 2022

The Capital Accumulation Plan for the Employees of First-Citizens Bank & Trust Company and Adopting Related Employers vs the 2022 asset distribution

By assets, The Capital Accumulation Plan for the Employees of First-Citizens Bank & Trust Company and Adopting Related Employers outranks 97% of the 139,126 plans that filed a Form 5500 for the 2022 plan year, and holds roughly 3.2x the national average plan size of $100M (721 average participants).

Scale-class filing particulars (2022)

Total Assets (Beginning of Year)$397M
Net Assets (End of Year)$317M
Net Income-$80M
Employer EIN560223230
Plan Effective Date1984-07-01
Filing StatusFILING RECEIVED

Sponsor Plan History (First-Citizens Bank & Trust Company)

$3B$3.5B$4B$4.5B$5B 202220232024 $3.29B $4.7B ▲ +42.9%
Total plan assets by year, all First-Citizens Bank & Trust Company plans on file
Year Plans Participants Total Assets
2022 5 9,372 $3.3B
2023 5 8,612 $4.1B
2024 5 17,863 $4.7B

Nearby 401(k) Plans in North Carolina

Peer 401(k) plans, same state, same plan type, ranked by total assets.

The Capital Accumulation Plan for the Employees of First-Citizens Bank & Trust Company and Adopting Related Employers vs. nearby 401(k) plans in North Carolina, assets vs. participants

The Capital Accumulation Plan for the Employees of First-Citizens Bank & Trust Company and Adopting Related Employers vs. nearby 401(k) plans in North Carolina, assets vs. participants Scatter plot of 6 data points. -1000000100000200000300000 -200204060 Total assets ($B) Participants The Capital Accumula…The Bank of America …Honeywell 401(k) PlanDuke Energy Retireme…Truist Financial Cor…Lowes 401(k) Plan
The Capital Accumulation Plan for the Employees of First-Citizens Bank & Trust Company and Adopting Related Employers vs. nearby 401(k) plans in North Carolina, assets vs. participants

Similar-Sized 401(k) Plans Nationally

401(k) plans in other states closest to The Capital Accumulation Plan for the Employees of First-Citizens Bank & Trust Company and Adopting Related Employers by total assets, not by location.

Frequently Asked Questions

How did The Capital Accumulation Plan for the Employees of First-Citizens Bank & Trust Company and Adopting Related Employers assets move in 2022?
The Capital Accumulation Plan for the Employees of First-Citizens Bank & Trust Company and Adopting Related Employers declined sharply - down 20.3% during 2022, from $397M to $317M. Reported net income was -$80M.
How have First-Citizens Bank & Trust Company plan assets changed over time?
Across 3 plan years on file (2022-2024), First-Citizens Bank & Trust Company's sponsor-wide assets grew 42.9%, from $3.3B to $4.7B.
Where does The Capital Accumulation Plan for the Employees of First-Citizens Bank & Trust Company and Adopting Related Employers rank by assets among Form 5500 filers?
The Capital Accumulation Plan for the Employees of First-Citizens Bank & Trust Company and Adopting Related Employers ranks in the 97th percentile by end-of-year assets among 139,126 plans that reported assets for plan year 2022 (in the top 5% of all filed plans by assets).
Which 401(k) plans are similar in size to The Capital Accumulation Plan for the Employees of First-Citizens Bank & Trust Company and Adopting Related Employers?
Among 401(k) plans in other states, the closest by assets is Nv5, Inc. 401(k) Profit Sharing Plan in CA ($317M, 2,965 participants).

Next read for The Capital Accumulation Plan for the Em…

Scale reading

Ways to act on The Capital Accumulation Plan for the Employees of First-Citizens Bank & Trust Company and Adopting Related Employers's numbers.

  • By total assets, The Capital Accumulation Plan for the Employees of First-Citizens Bank & Trust Company and Adopting Related Employers ranks in the top 5% of all filed plans by assets. See the largest plans
  • Compare it side-by-side against 3 similar 401(k) plans in North Carolina. Compare plans
  • First-Citizens Bank & Trust Company's sponsor-wide assets have grown 42.9% since 2022 across 3 plan years on file. More Finance & Insurance plans