Defined Benefit (Pension) · DOL Form 5500 · 2023

Smart Financial Credit Union Pension Plan

Data updated 2026-08-11

$48M
Total assets: 159
Participants: 85th
Percentile by assets: $301,112
Avg per participant

Official DOL plan name: Smart Financial Credit Union Employees Pension Plan · Sponsored by Smart Financial Credit Union · Texas · Finance & Insurance

$48M in assets, 159 participants

Smart Financial Credit Union's Smart Financial Credit Union Employees Pension Plan reported $48M in total assets and 159 participants in its 2023 DOL Form 5500 filing, ranking in the 85th percentile by assets among filed plans. Figures are as reported by the plan sponsor to the Department of Labor, not audited or endorsed by PlainRetire.

85th percentile by assets (of 127,072 plans)
#6,842 in Finance & Insurance (8,869 peers)

Coverage in Texas

Smart Financial Credit Union Employees Pension Plan covers 159 participants in Texas, about 23% of the average Texas filer (state average ~688 per filing). Assets: $48M.

$48M
total plan assets (2023 EOY): 159
covered participants: 85th
percentile by assets (of 127,072 plans): $301,112
avg assets per participant

Where Smart Financial Credit Union Employees Pension Plan sits by total assets

Smart Financial Credit Union Employees Pension Plan vs every filed plan by assets

End-of-year total assets · plan year 2023 · DOL Form 5500

$47,876,853 Top 15% higher than 85% of 127,068 filed plans

Dashed line + filled bar = this entry, among filed plans.

Source U.S. Department of Labor Form 5500 filings (EBSA) · plan year 2023

Smart Financial Credit Union Employees Pension Plan reported net income rose from -$9M in the plan year 2022 filing to $3M in the plan year 2023 filing.
Smart Financial Credit Union Employees Pension Plan end-of-year assets rose from $45M in the plan year 2022 filing to $48M in the plan year 2023 filing.

See the national 2022→2023 release diff →

State

Texas

Industry

Finance & Insurance

Participants vs Texas filers

In Texas, the average filing covers about 688 participants across 10,116 plans. Smart Financial Credit Union Employees Pension Plan reports 159 participants - about 23% of that state average ($48M EOY assets).

Texas filing particulars

Total Assets (Beginning of Year)	$45M
Net Assets (End of Year)	$48M
Net Income	$3M
Employer EIN	740695355
Plan Effective Date	2004-01-01
Filing Status	FILING RECEIVED

Sponsor Plan History (Smart Financial Credit Union)

Total plan assets by year, all Smart Financial Credit Union plans on file

Year	Plans	Participants	Total Assets
2022	2	335	$63M
2023	2	347	$66M
2024	2	363	$73M

Nearby Defined Benefit (Pension) Plans in Texas

Peer Defined Benefit (Pension) plans, same state, same plan type, ranked by total assets.

Smart Financial Credit Union Employees Pension Plan vs. nearby Defined Benefit (Pension) plans in Texas, assets vs. participants

AT&T Pension Benefit Plan $30.0B · 107,859
Shell Pension Plan $15.1B · 12,215
Exxonmobil Pension Plan $12.0B · 22,551
Caterpillar Inc. Retirement Income Plan $9.8B · 12,138
Bp Retirement Accumulation Plan $5.5B · 9,360

Compare Smart Financial Credit Union Employees P… side-by-side with 3 peers →

Similar-Sized Defined Benefit (Pension) Plans Nationally

Defined Benefit (Pension) plans in other states closest to Smart Financial Credit Union Employees Pension Plan by total assets, not by location.

West Fraser, Inc. Pension Plan (TN) $48M · 931
Retirement Plan for Employees of the Uniontown Hospital (PA) $48M · 178
Derrickmens Pension Fund, Local 197 (NY) $48M · 132
United Food & Commercial Workers Union Local 880 Mercantile Employers Joint Pension Fund (OH) $48M · 817

Frequently Asked Questions

How did Smart Financial Credit Union Employees Pension Plan assets move in 2023? ▼

Smart Financial Credit Union Employees Pension Plan grew at a solid clip - up 6.9% during 2023, from $45M to $48M. Reported net income was $3M.

How have Smart Financial Credit Union plan assets changed over time? ▼

Across 3 plan years on file (2022-2024), Smart Financial Credit Union's sponsor-wide assets grew 16.8%, from $63M to $73M.

Where does Smart Financial Credit Union Employees Pension Plan rank by assets among Form 5500 filers? ▼

Smart Financial Credit Union Employees Pension Plan ranks in the 85th percentile by end-of-year assets among 127,072 plans that reported assets for plan year 2023 (in the top quartile of all filed plans by assets).

Which Defined Benefit (Pension) plans are similar in size to Smart Financial Credit Union Employees Pension Plan? ▼

Among Defined Benefit (Pension) plans in other states, the closest by assets is West Fraser, Inc. Pension Plan in TN ($48M, 931 participants).

Next read for Smart Financial Credit Union Employees P…

Filing takeaways

Ways to act on Smart Financial Credit Union Employees Pension Plan's numbers.

By total assets, Smart Financial Credit Union Employees Pension Plan ranks in the top quartile of all filed plans by assets. See the largest plans
Compare it side-by-side against 3 similar Defined Benefit (Pension) plans in Texas. Compare plans
Smart Financial Credit Union's sponsor-wide assets have grown 16.8% since 2022 across 3 plan years on file. More Finance & Insurance plans

Source: U.S. Department of Labor, Employee Benefits Security Administration (EBSA), Form 5500 public disclosure dataset. Plan year 2023.

Source: DOL EFAST2 filing system (efast.dol.gov) - original filing retrieval by EIN 740695355.