401(k) · DOL Form 5500 · 2023

Vystar Credit Union 401(k) Plan

Data updated 2026-08-25

$147M
Total assets Near avg plan size
2,123
Participants Near avg headcount
93rd
Percentile by assets National rank
$69,293
Avg per participant Below avg balance/head
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Official DOL plan name: Vystar Credit Union 401(k) Plan · Sponsored by Vystar Credit Union · Florida · Finance & Insurance

$147M in assets, 2,123 participants

Vystar Credit Union's Vystar Credit Union 401(k) Plan reported $147M in total assets and 2,123 participants in its 2023 DOL Form 5500 filing, ranking in the 93rd percentile by assets among filed plans. Figures are as reported by the plan sponsor to the Department of Labor, not audited or endorsed by PlainRetire.

  • #7,958 in Finance & Insurance (8,869 peers)

Coverage in Florida

Vystar Credit Union 401(k) Plan covers 2,123 participants in Florida, 3.4x the typical Florida plan (state average ~628 per filing). Assets: $147M.

#7,958
in Finance & Insurance (8,869 peers)
+26.0%
assets growth YoY
1.5×
vs typical plan assets (national mean)

Vystar Credit Union 401(k) Plan's outsized position by total assets

Vystar Credit Union 401(k) Plan vs every filed plan by assets

End-of-year total assets · plan year 2023 · DOL Form 5500

$147,108,681 Top 7% higher than 93% of 127,068 filed plans

This plan $0 $2,050,000,000 every filed plan with reported assets, bucketed by value

Dashed line + filled bar = this entry, among filed plans.

Source U.S. Department of Labor Form 5500 filings (EBSA) · plan year 2023

Vystar Credit Union 401(k) Plan's large-plan peer group by participant headcount

Plan-year 2023 Form 5500 filings with a reported participant count, partitioned by headcount band, not by assets. Vystar Credit Union 401(k) Plan lands in the large band (2,123 participants).

What changed between DOL Form 5500 filings

plan year 2022 → plan year 2023

  • Vystar Credit Union 401(k) Plan reported net income rose from -$15M in the plan year 2022 filing to $30M in the plan year 2023 filing.
  • Vystar Credit Union 401(k) Plan end-of-year assets rose from $117M in the plan year 2022 filing to $147M in the plan year 2023 filing.
  • Vystar Credit Union 401(k) Plan reported participants rose from 1,958 in the plan year 2022 filing to 2,123 in the plan year 2023 filing.

See the national 2022→2023 release diff →

Published 5500 schedule card

Filing strip 590690965 · Vystar Credit Union PY 2023 · 401(k)

Vystar Credit Union 401(k) Plan · $147M · 2,123 · 93rd

  • 5500 $147M
  • 5500 2,123
  • 5500 93rd
  • 5500 401(k)
  • 5500 near Garver Retirement Plan
  • 5500 ind #7958

Stamps derive from this plan's Form 5500 line items (assets, participants, type, EIN, cohort placement) - not a quality rating of the sponsor. Read with Finance & Insurance retirement plans → · Plans in Florida →

Vystar Credit Union 401(k) Plan in the asset neighbourhood

Visionworks of America, Inc. 401(k) Savings PlanVisionworks of America, Inc.…$147MVystar Credit Union 401(k) PlanVystar Credit Union 401(k) P…$147MGarver Retirement Plan$147MWalter P Moore & Associates, Inc. 401(k) Profit Sharing PlanWalter P Moore & Associates,…$147MBlackline Systems, Inc. 401(k) Profit Sharing PlanBlackline Systems, Inc. 401(…$147M
End-of-year total assets ($M) among Vystar Credit Union 401(k) Plan and nearest nationwide 401(k) peers. Source: DOL Form 5500 plan year 2023.

Florida filing particulars

Total Assets (Beginning of Year)$117M
Net Assets (End of Year)$147M
Net Income$30M
Employer EIN590690965
Plan Effective Date1986-01-01
Filing StatusFILING RECEIVED

Sponsor Plan History (Vystar Credit Union)

Sponsor-wide plan assets over time

All Vystar Credit Union plans reported in each filing year

Latest sponsor-wide plan assets
$176M 50.510453495515705% vs 2022
2024 filing year
$100M$120M$140M$160M$180M$200M 202220232024 $117M $176M ▲ +50.5%
Year Plans Participants Total Assets
2022 1 1,958 $117M
2023 1 2,123 $147M
2024 1 2,264 $176M

Nearby 401(k) Plans in Florida

Peer 401(k) plans, same state, same plan type, ranked by total assets.

Vystar Credit Union 401(k) Plan vs. nearby 401(k) plans in Florida, assets vs. participants Scatter plot of 6 data points. -1000000100000200000300000400000 -505101520 Total assets ($B) Participants Vystar Credit Union 401(k) Plan, Total assets ($B): 0.147108681 · Participants: 2123Vystar Credit Union 401(k) PlanL3harris Retirement Savings Plan, Total assets ($B): 15.384363901 · Participants: 40665L3harris Retirement Savings PlanSavings Plan for Employees and Partners of Pwc, Total assets ($B): 11.333196569 · Participants: 50817Savings Plan for Employees and Partners of PwcAdp Totalsource Retirement Savings Plan, Total assets ($B): 8.025816173 · Participants: 308867Adp Totalsource Retirement Savings PlanTrinet 401(k) Plan, Total assets ($B): 7.029692551 · Participants: 157945Trinet 401(k) PlanPublix Super Markets, Inc. 401(k) Smart Plan, Total assets ($B): 6.572590596 · Participants: 184674Publix Super Markets, Inc. 401(k) Smart Plan
Vystar Credit Union 401(k) Plan vs. nearby 401(k) plans in Florida, assets vs. participants
Compare Vystar Credit Union 401(k) Plan side-by-side with 3 peers →

Vystar Credit Union 401(k) Plan's out-of-state 401(k) peers by assets and headcount

Outside Florida, the nearest 401(k) by assets is Garver Retirement Plan in AR ($147M); by covered participants it is Aquity Solutions, LLC 401(k) Plan in NC (2,123 participants). Same-state nearby plans are listed separately above.

Similar participant headcount

Nearest other-state filings by covered participants (2,123 participants); asset peers above are excluded.

DOL Form 5500 plan year 2023. Asset totals can differ widely at the same headcount; neither axis is a quality rating.

Frequently Asked Questions

How did Vystar Credit Union 401(k) Plan assets move in 2023? ▼
Vystar Credit Union 401(k) Plan grew sharply - up 26.0% during 2023, from $117M to $147M. Reported net income was $30M.
How have Vystar Credit Union plan assets changed over time? ▼
Across 3 plan years on file (2022-2024), Vystar Credit Union's sponsor-wide assets grew 50.5%, from $117M to $176M.
Where does Vystar Credit Union 401(k) Plan rank by assets among Form 5500 filers? ▼
Vystar Credit Union 401(k) Plan ranks in the 93rd percentile by end-of-year assets among 127,072 plans that reported assets for plan year 2023 (in the top 10% of all filed plans by assets).
Which 401(k) plans are similar in size to Vystar Credit Union 401(k) Plan? ▼
Among 401(k) plans in other states, the closest by assets is Garver Retirement Plan in AR ($147M, 1,170 participants).
Which 401(k) plans cover a similar participant headcount to Vystar Credit Union 401(k) Plan? ▼
Among 401(k) plans in other states, the closest by covered participants is Aquity Solutions, LLC 401(k) Plan in NC (2,123 participants, $59M in assets).

Source: U.S. Department of Labor, Employee Benefits Security Administration (EBSA), Form 5500 public disclosure dataset. Plan year 2023.

Source: DOL EFAST2 filing system (efast.dol.gov) - original filing retrieval by EIN 590690965.

Read our methodology - how this data is sourced, computed, and verified.

Data sourced from U.S. Department of Labor Form 5500 filings (EBSA). See our methodology for details.