401(k) · DOL Form 5500 · 2024

Norfolk Southern Corporation 401(k) Plan

Data updated 2026-08-25

$1.0B
Total assets Very large vs avg
12,078
Participants Very large workforce
98th
Percentile by assets National rank
$86,771
Avg per participant Below avg balance/head
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Official DOL plan name: Thoroughbred Retirement Investment Plan of Norfolk Southern Corporation and Participating Subsidiary Companies · Sponsored by Norfolk Southern Corporation · Georgia · Management of Enterprises

$1.0B in assets, 12,078 participants

Norfolk Southern Corporation's Thoroughbred Retirement Investment Plan of Norfolk Southern Corporation and Participating Subsidiary Companies reported $1.0B in total assets and 12,078 participants in its 2024 DOL Form 5500 filing, ranking in the 98th percentile by assets among filed plans. Figures are as reported by the plan sponsor to the Department of Labor, not audited or endorsed by PlainRetire.

  • #1,078 in Management of Enterprises (1,133 peers)

Coverage in Georgia

Thoroughbred Retirement Investment Plan of Norfolk Southern Corporation and Participating Subsidiary Companies covers 12,078 participants in Georgia, 11x the typical Georgia plan (state average ~1,096 per filing). Assets: $1.0B.

#1,078
in Management of Enterprises (1,133 peers)
+9.1%
assets growth YoY
11×
vs typical plan assets (national mean)

Thoroughbred Retirement Investment Plan of Norfolk Southern Corporation and Participating Subsidiary Companies's outsized position by total assets

Thoroughbred Retirement Investment Plan of Norfolk Southern Corporation and Participating Subsidiary Companies vs every filed plan by assets

End-of-year total assets · plan year 2024 · DOL Form 5500

$1,048,015,617 Top 2% higher than 98% of 123,620 filed plans

This plan $0 $2,050,000,000 every filed plan with reported assets, bucketed by value

Dashed line + filled bar = this entry, among filed plans.

Source U.S. Department of Labor Form 5500 filings (EBSA) · plan year 2024

Thoroughbred Retirement Investment Plan of Norfolk Southern Corporation and Participating Subsidiary Companies's mega-plan peer group by participant headcount

Plan-year 2024 Form 5500 filings with a reported participant count, partitioned by headcount band, not by assets. Thoroughbred Retirement Investment Plan of Norfolk Southern Corporation and Participating Subsidiary Companies is a mega filing (12,078 participants), the rightmost band on the breakdown.

What changed between DOL Form 5500 filings

plan year 2023 → plan year 2024

  • Thoroughbred Retirement Investment Plan of Norfolk Southern Corporation and Participating Subsidiary Companies end-of-year assets rose from $960M in the plan year 2023 filing to $1.0B in the plan year 2024 filing.
  • Thoroughbred Retirement Investment Plan of Norfolk Southern Corporation and Participating Subsidiary Companies reported net income rose from $85M in the plan year 2023 filing to $89M in the plan year 2024 filing.
  • Thoroughbred Retirement Investment Plan of Norfolk Southern Corporation and Participating Subsidiary Companies reported participants fell from 12,487 in the plan year 2023 filing to 12,078 in the plan year 2024 filing.

See the national 2023→2024 release diff →

Published 5500 schedule card

Filing strip 521188014 · Norfolk Southern Corporation PY 2024 · 401(k)

Thoroughbred Retirement Investment Plan of Norfolk Southern Corporation and Participating Subsidiary Companies · $1.0B · 12,078 · 98th

  • BOY $1.0B
  • BOY 12,078
  • BOY 98th
  • BOY 401(k)
  • BOY near Veolia North America 401(k) Savings Plan
  • BOY ind #1078

Stamps derive from this plan's Form 5500 line items (assets, participants, type, EIN, cohort placement) - not a quality rating of the sponsor. Read with Management of Enterprises retirement plans → · Plans in Georgia →

Thoroughbred Retirement Investment Plan of Norfolk Southern Corporation and Participating Subsidiary Companies in the asset neighbourhood

Thoroughbred Retirement Investment Plan of Norfolk Southern Corporation and Participating Subsidiary CompaniesThoroughbred Retirement Inve…$1.0BVeolia North America 401(k) Savings PlanVeolia North America 401(k) …$1.0BSutter Medical Group 401(k) Profit Sharing PlanSutter Medical Group 401(k) …$1.0BRadiology Partners, Inc. Partner PlanRadiology Partners, Inc. Par…$1.0B7-Eleven, Inc. 401(k) Plan$1.0B
End-of-year total assets ($B) among Thoroughbred Retirement Investment Plan of Norfolk Southern Corporation and Participating Subsidiary Companies and nearest nationwide 401(k) peers. Source: DOL Form 5500 plan year 2024.

Georgia filing particulars

Total Assets (Beginning of Year)$960M
Net Assets (End of Year)$1.0B
Net Income$89M
Employer EIN521188014
Plan Effective Date1995-04-01
Filing StatusFILING RECEIVED

Sponsor Plan History (Norfolk Southern Corporation)

Sponsor-wide plan assets over time

All Norfolk Southern Corporation plans reported in each filing year

Latest sponsor-wide plan assets
$5.1B 15.479197036018032% vs 2022
2024 filing year
$4B$4.5B$5B$5.5B 202220232024 $4.45B $5.14B ▲ +15.5%
Year Plans Participants Total Assets
2022 3 22,376 $4.5B
2023 3 22,583 $4.9B
2024 3 22,262 $5.1B

Nearby 401(k) Plans in Georgia

Peer 401(k) plans, same state, same plan type, ranked by total assets.

Thoroughbred Retirement Investment Plan of Norfolk Southern Corporation and Participating Subsidiary Companies vs. nearby 401(k) plans in Georgia, assets vs. participants Scatter plot of 6 data points. -1000000100000200000300000400000500000 0510152025 Total assets ($B) Participants Thoroughbred Retirement Investment Plan of Norfolk Southern Corporation and Participating Subsidiary Companies, Total assets ($B): 1.048015617 · Participants: 12078Thoroughbred Retirement Investment Plan of Norfolk Southern Corporation and Participating Subsidiary CompaniesThe Teamster - UPS National 401(k) Tax Deferred Savings Plan, Total assets ($B): 19.309174243 · Participants: 452126The Teamster - UPS National 401(k) Tax Deferred Savings PlanDelta 401(k) Retirement Plan, Total assets ($B): 18.985170319 · Participants: 89836Delta 401(k) Retirement PlanDelta 401(k) Retirement Plan for Pilots, Total assets ($B): 15.928334925 · Participants: 14473Delta 401(k) Retirement Plan for PilotsUPS 401(k) Savings Plan, Total assets ($B): 14.192071511 · Participants: 95250UPS 401(k) Savings PlanThe Home Depot Futurebuilder, Total assets ($B): 14.149677171 · Participants: 398464The Home Depot Futurebuilder
Thoroughbred Retirement Investment Plan of Norfolk Southern Corporation and Participating Subsidiary Companies vs. nearby 401(k) plans in Georgia, assets vs. participants
Compare Thoroughbred Retirement Investment Plan of Norfolk Southern Corporation and Participating Subsidiary Companies side-by-side with 3 peers →

Scale composition for Thoroughbred Retirement Investment Plan of Norfolk Southern Corporation and Participating Subsidiary Companies

Thoroughbred Retirement Investment Plan of Norfolk Southern Corporation and Participating Subsidiary Companies reports $1.0B in end-of-year assets across 12,078 participants (0.009% of the $12.3T held by all Form 5500 filers in the national rollup , and 0.013% of 93,925,755 covered participants) - about $86,771 per participant (63% of the national average assets-per-participant) . Net income for plan year 2024 was $89M.

This plan identity (EIN 521188014, plan #003) has 3 Form 5500 filings on file from 2022 to 2024 , with end-of-year assets moving from $877M to $1.0B (+19.5%) while covered participants moved from 12,606 to 12,078 . Single-year sparse filers cannot show that trail.

Plan year Participants EOY assets Filing
2022 12,606 $877M Open filing
2023 12,487 $960M Open filing
2024 · index core 12,078 $1.0B This page

The same sponsor also keeps 2 other index-core plans on PlainRetire:

Thoroughbred Retirement Investment Plan of Norfolk Southern Corporation and Participating Subsidiary Companies's out-of-state 401(k) peers by assets and headcount

Outside Georgia, the nearest 401(k) by assets is Veolia North America 401(k) Savings Plan in MA ($1.0B); by covered participants it is Group 1 Automotive, Inc 401(k) Savings Plan in TX (12,062 participants). Same-state nearby plans are listed separately above.

Closest by plan assets

Nearest other-state filings by tot_assets_eoy ($1.0B here).

Similar participant headcount

Nearest other-state filings by covered participants (12,078 participants); asset peers above are excluded.

DOL Form 5500 plan year 2024. Asset totals can differ widely at the same headcount; neither axis is a quality rating.

Frequently Asked Questions

How did Thoroughbred Retirement Investment Plan of Norfolk Southern Corporation and Participating Subsidiary Companies assets move in 2024? ▼
Thoroughbred Retirement Investment Plan of Norfolk Southern Corporation and Participating Subsidiary Companies grew at a solid clip - up 9.1% during 2024, from $960M to $1.0B. Reported net income was $89M.
How have Norfolk Southern Corporation plan assets changed over time? ▼
Across 3 plan years on file (2022-2024), Norfolk Southern Corporation's sponsor-wide assets grew 15.5%, from $4.5B to $5.1B.
Where does Thoroughbred Retirement Investment Plan of Norfolk Southern Corporation and Participating Subsidiary Companies rank by assets among Form 5500 filers? ▼
Thoroughbred Retirement Investment Plan of Norfolk Southern Corporation and Participating Subsidiary Companies ranks in the 98th percentile by end-of-year assets among 123,622 plans that reported assets for plan year 2024 (in the top 5% of all filed plans by assets).
Which 401(k) plans are similar in size to Thoroughbred Retirement Investment Plan of Norfolk Southern Corporation and Participating Subsidiary Companies? ▼
Among 401(k) plans in other states, the closest by assets is Veolia North America 401(k) Savings Plan in MA ($1.0B, 6,510 participants).
Which 401(k) plans cover a similar participant headcount to Thoroughbred Retirement Investment Plan of Norfolk Southern Corporation and Participating Subsidiary Companies? ▼
Among 401(k) plans in other states, the closest by covered participants is Group 1 Automotive, Inc 401(k) Savings Plan in TX (12,062 participants, $540M in assets).

Source: U.S. Department of Labor, Employee Benefits Security Administration (EBSA), Form 5500 public disclosure dataset. Plan year 2024.

Source: DOL EFAST2 filing system (efast.dol.gov) - original filing retrieval by EIN 521188014.

Read our methodology - how this data is sourced, computed, and verified.

Data sourced from U.S. Department of Labor Form 5500 filings (EBSA). See our methodology for details.