401(k) · DOL Form 5500 · 2022

Norfolk Southern Corporation 401(k) Plan

Data updated 2026-08-25

$877M
Total assets Above avg plan size
12,606
Participants Very large workforce
99th
Percentile by assets National rank
$69,572
Avg per participant Below avg balance/head
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Official DOL plan name: Thoroughbred Retirement Investment Plan of Norfolk Southern Corporation and Participating Subsidiary Companies · Sponsored by Norfolk Southern Corporation · Georgia · Management of Enterprises

$877M in assets, 12,606 participants

Norfolk Southern Corporation's Thoroughbred Retirement Investment Plan of Norfolk Southern Corporation and Participating Subsidiary Companies reported $877M in total assets and 12,606 participants in its 2022 DOL Form 5500 filing, ranking in the 99th percentile by assets among filed plans. Figures are as reported by the plan sponsor to the Department of Labor, not audited or endorsed by PlainRetire.

  • #1,134 in Management of Enterprises (1,193 peers)

Coverage in Georgia

Thoroughbred Retirement Investment Plan of Norfolk Southern Corporation and Participating Subsidiary Companies covers 12,606 participants in Georgia, 11x the typical Georgia plan (state average ~1,096 per filing). Assets: $877M.

#1,134
in Management of Enterprises (1,193 peers)
-18.0%
assets change YoY
8.8×
vs typical plan assets (national mean)

The plan reported a net loss of $190M for the year, a single-year figure driven by markets and benefit payments, not a measure of plan health.

Thoroughbred Retirement Investment Plan of Norfolk Southern Corporation and Participating Subsidiary Companies's outsized position by total assets

Thoroughbred Retirement Investment Plan of Norfolk Southern Corporation and Participating Subsidiary Companies vs every filed plan by assets

End-of-year total assets · plan year 2022 · DOL Form 5500

$877,030,837 Top 1% higher than 99% of 139,123 filed plans

This plan $0 $2,050,000,000 every filed plan with reported assets, bucketed by value

Dashed line + filled bar = this entry, among filed plans.

Source U.S. Department of Labor Form 5500 filings (EBSA) · plan year 2022

Thoroughbred Retirement Investment Plan of Norfolk Southern Corporation and Participating Subsidiary Companies's mega-plan peer group by participant headcount

Plan-year 2022 Form 5500 filings with a reported participant count, partitioned by headcount band, not by assets. Thoroughbred Retirement Investment Plan of Norfolk Southern Corporation and Participating Subsidiary Companies is a mega filing (12,606 participants), the rightmost band on the breakdown.

Form 5500 schedule snapshot

Filing strip 521188014 · Norfolk Southern Corporation PY 2022 · 401(k)

Thoroughbred Retirement Investment Plan of Norfolk Southern Corporation and Participating Subsidiary Companies · $877M · 12,606 · 99th

  • ASSETS $877M
  • PCT 12,606
  • EIN 99th
  • RANK 401(k)
  • PHOTO near Nv Energy 401(k) Plan
  • IND ind #1134

Stamps derive from this plan's Form 5500 line items (assets, participants, type, EIN, cohort placement) - not a quality rating of the sponsor. Read with Management of Enterprises retirement plans → · Plans in Georgia →

Thoroughbred Retirement Investment Plan of Norfolk Southern Corporation and Participating Subsidiary Companies in the asset neighbourhood

Retirement Savings Plan for Employees of Continental - Automotive SystemsRetirement Savings Plan for …$878MHowmet Aerospace Salaried Retirement Savings PlanHowmet Aerospace Salaried Re…$878MThoroughbred Retirement Investment Plan of Norfolk Southern Corporation and Participating Subsidiary CompaniesThoroughbred Retirement Inve…$877MNv Energy 401(k) Plan$877MBlue Cross and Blue Shield of Massachusetts, Inc. Employee Savings PlanBlue Cross and Blue Shield o…$876M
End-of-year total assets ($M) among Thoroughbred Retirement Investment Plan of Norfolk Southern Corporation and Participating Subsidiary Companies and nearest nationwide 401(k) peers. Source: DOL Form 5500 plan year 2022.

Georgia filing particulars

Total Assets (Beginning of Year)$1.1B
Net Assets (End of Year)$877M
Net Income-$190M
Employer EIN521188014
Plan Effective Date1995-04-01
Filing StatusFILING RECEIVED

Sponsor Plan History (Norfolk Southern Corporation)

Sponsor-wide plan assets over time

All Norfolk Southern Corporation plans reported in each filing year

Latest sponsor-wide plan assets
$5.1B 15.479197036018032% vs 2022
2024 filing year
$4B$4.5B$5B$5.5B 202220232024 $4.45B $5.14B ▲ +15.5%
Year Plans Participants Total Assets
2022 3 22,376 $4.5B
2023 3 22,583 $4.9B
2024 3 22,262 $5.1B

Nearby 401(k) Plans in Georgia

Peer 401(k) plans, same state, same plan type, ranked by total assets.

Thoroughbred Retirement Investment Plan of Norfolk Southern Corporation and Participating Subsidiary Companies vs. nearby 401(k) plans in Georgia, assets vs. participants Scatter plot of 6 data points. -2000000200000400000600000 05101520 Total assets ($B) Participants Thoroughbred Retirement Investment Plan of Norfolk Southern Corporation and Participating Subsidiary Companies, Total assets ($B): 0.877030837 · Participants: 12606Thoroughbred Retirement Investment Plan of Norfolk Southern Corporation and Participating Subsidiary CompaniesThe Teamster-UPS National 401(k) Tax Deferred Savings Plan, Total assets ($B): 14.668727371 · Participants: 549610The Teamster-UPS National 401(k) Tax Deferred Savings PlanDelta 401(k) Retirement Plan, Total assets ($B): 13.242875281 · Participants: 72820Delta 401(k) Retirement PlanDelta 401(k) Retirement Plan for Pilots, Total assets ($B): 11.498981924 · Participants: 12193Delta 401(k) Retirement Plan for PilotsUPS 401 (K) Savings Plan, Total assets ($B): 11.31621995 · Participants: 107310UPS 401 (K) Savings PlanThe Home Depot Futurebuilder, Total assets ($B): 10.714648719 · Participants: 423174The Home Depot Futurebuilder
Thoroughbred Retirement Investment Plan of Norfolk Southern Corporation and Participating Subsidiary Companies vs. nearby 401(k) plans in Georgia, assets vs. participants
Compare Thoroughbred Retirement Investment Plan of Norfolk Southern Corporation and Participating Subsidiary Companies side-by-side with 3 peers →

Scale composition for Thoroughbred Retirement Investment Plan of Norfolk Southern Corporation and Participating Subsidiary Companies

Thoroughbred Retirement Investment Plan of Norfolk Southern Corporation and Participating Subsidiary Companies reports $877M in end-of-year assets across 12,606 participants (0.007% of the $12.3T held by all Form 5500 filers in the national rollup , and 0.013% of 93,925,755 covered participants) - about $69,572 per participant (50% of the national average assets-per-participant) . Net income for plan year 2022 was -$190M.

This plan identity (EIN 521188014, plan #003) has 3 Form 5500 filings on file from 2022 to 2024 , with end-of-year assets moving from $877M to $1.0B (+19.5%) while covered participants moved from 12,606 to 12,078 . Single-year sparse filers cannot show that trail.

Plan year Participants EOY assets Filing
2022 12,606 $877M This page
2023 12,487 $960M Open filing
2024 · index core 12,078 $1.0B Open filing

The same sponsor also keeps 3 other index-core plans on PlainRetire:

Thoroughbred Retirement Investment Plan of Norfolk Southern Corporation and Participating Subsidiary Companies's out-of-state 401(k) peers by assets and headcount

Outside Georgia, the nearest 401(k) by assets is Nv Energy 401(k) Plan in NV ($877M); by covered participants it is The Equinox Holdings, Inc. 401(k) Plan in NY (12,606 participants). Same-state nearby plans are listed separately above.

Similar participant headcount

Nearest other-state filings by covered participants (12,606 participants); asset peers above are excluded.

DOL Form 5500 plan year 2022. Asset totals can differ widely at the same headcount; neither axis is a quality rating.

Frequently Asked Questions

How did Thoroughbred Retirement Investment Plan of Norfolk Southern Corporation and Participating Subsidiary Companies assets move in 2022? ▼
Thoroughbred Retirement Investment Plan of Norfolk Southern Corporation and Participating Subsidiary Companies declined sharply - down 18.0% during 2022, from $1.1B to $877M. Reported net income was -$190M.
How have Norfolk Southern Corporation plan assets changed over time? ▼
Across 3 plan years on file (2022-2024), Norfolk Southern Corporation's sponsor-wide assets grew 15.5%, from $4.5B to $5.1B.
Where does Thoroughbred Retirement Investment Plan of Norfolk Southern Corporation and Participating Subsidiary Companies rank by assets among Form 5500 filers? ▼
Thoroughbred Retirement Investment Plan of Norfolk Southern Corporation and Participating Subsidiary Companies ranks in the 99th percentile by end-of-year assets among 139,126 plans that reported assets for plan year 2022 (among the largest 1% of all filed plans).
Which 401(k) plans are similar in size to Thoroughbred Retirement Investment Plan of Norfolk Southern Corporation and Participating Subsidiary Companies? ▼
Among 401(k) plans in other states, the closest by assets is Nv Energy 401(k) Plan in NV ($877M, 2,308 participants).
Which 401(k) plans cover a similar participant headcount to Thoroughbred Retirement Investment Plan of Norfolk Southern Corporation and Participating Subsidiary Companies? ▼
Among 401(k) plans in other states, the closest by covered participants is The Equinox Holdings, Inc. 401(k) Plan in NY (12,606 participants, $124M in assets).

Source: U.S. Department of Labor, Employee Benefits Security Administration (EBSA), Form 5500 public disclosure dataset. Plan year 2022.

Source: DOL EFAST2 filing system (efast.dol.gov) - original filing retrieval by EIN 521188014.

Read our methodology - how this data is sourced, computed, and verified.

Data sourced from U.S. Department of Labor Form 5500 filings (EBSA). See our methodology for details.