401(k) · DOL Form 5500 · 2022
Norfolk Southern Corporation 401(k) Plan
Data updated 2026-08-11
- $877M
- Total assets
- 12,606
- Participants
- 99th
- Percentile by assets
- $69,572
- Avg per participant
Official DOL plan name: Thoroughbred Retirement Investment Plan of Norfolk Southern Corporation and Participating Subsidiary Companies · Sponsored by Norfolk Southern Corporation · Georgia · Management of Enterprises
$877M in assets, 12,606 participants
Norfolk Southern Corporation's Thoroughbred Retirement Investment Plan of Norfolk Southern Corporation and Participating Subsidiary Companies reported $877M in total assets and 12,606 participants in its 2022 DOL Form 5500 filing, ranking in the 99th percentile by assets among filed plans. Figures are as reported by the plan sponsor to the Department of Labor, not audited or endorsed by PlainRetire.
- 99th percentile by assets (of 139,126 plans)
- #1,134 in Management of Enterprises (1,193 peers)
Coverage in Georgia
Thoroughbred Retirement Investment Plan of Norfolk Southern Corporation and Participating Subsidiary Companies covers 12,606 participants in Georgia, 11x the typical Georgia plan (state average ~1,096 per filing). Assets: $877M.
- $877M
- total plan assets (2022 EOY)
- 12,606
- covered participants
- 99th
- percentile by assets (of 139,126 plans)
- $69,572
- avg assets per participant
The plan reported a net loss of $190M for the year, a single-year figure driven by markets and benefit payments, not a measure of plan health.
Participants vs Georgia filers
In Georgia, the average filing covers about 1,096 participants across 3,635 plans. Thoroughbred Retirement Investment Plan of Norfolk Southern Corporation and Participating Subsidiary Companies reports 12,606 participants - 11x that state average ($877M EOY assets).
Georgia filing particulars
| Total Assets (Beginning of Year) | $1.1B |
|---|---|
| Net Assets (End of Year) | $877M |
| Net Income | -$190M |
| Employer EIN | 521188014 |
| Plan Effective Date | 1995-04-01 |
| Filing Status | FILING RECEIVED |
Sponsor Plan History (Norfolk Southern Corporation)
| Year | Plans | Participants | Total Assets |
|---|---|---|---|
| 2022 | 3 | 22,376 | $4.5B |
| 2023 | 3 | 22,583 | $4.9B |
| 2024 | 3 | 22,262 | $5.1B |
Nearby 401(k) Plans in Georgia
Peer 401(k) plans, same state, same plan type, ranked by total assets.
Thoroughbred Retirement Investment Plan of Norfolk Southern Corporation and Participating Subsidiary Companies vs. nearby 401(k) plans in Georgia, assets vs. participants
- The Teamster-UPS National 401(k) Tax Deferred Savings Plan $14.7B · 549,610
- Delta 401(k) Retirement Plan $13.2B · 72,820
- Delta 401(k) Retirement Plan for Pilots $11.5B · 12,193
- UPS 401 (K) Savings Plan $11.3B · 107,310
- The Home Depot Futurebuilder $10.7B · 423,174
Scale composition for Thoroughbred Retirement Investment Plan of Norfolk Southern Corporation and Participating Subsidiary Companies
Thoroughbred Retirement Investment Plan of Norfolk Southern Corporation and Participating Subsidiary Companies reports $877M in end-of-year assets across 12,606 participants (0.007% of the $12.3T held by all Form 5500 filers in the national rollup , and 0.013% of 93,925,755 covered participants) - about $69,572 per participant (50% of the national average assets-per-participant) . Net income for plan year 2022 was -$190M.
This plan identity (EIN 521188014, plan #003) has 3 Form 5500 filings on file from 2022 to 2024 , with end-of-year assets moving from $877M to $1.0B (+19.5%) while covered participants moved from 12,606 to 12,078 . Single-year sparse filers cannot show that trail.
| Plan year | Participants | EOY assets | Filing |
|---|---|---|---|
| 2022 | 12,606 | $877M | This page |
| 2023 | 12,487 | $960M | Open filing |
| 2024 · index core | 12,078 | $1.0B | Open filing |
The same sponsor also keeps 3 other index-core plans on PlainRetire:
- Retirement Plan of Norfolk Southern Corporation and Participating Subsidiary Companies (Defined Benefit (Pension), $2.5B, 5,090 participants)
- Thrift and Investment Plan of Norfolk Southern Corporation and Participating Subsidiary Companies (401(k), $1.6B, 5,094 participants)
- Thoroughbred Retirement Investment Plan of Norfolk Southern Corporation and Participating Subsidiary Companies (401(k), $1.0B, 12,078 participants)
Similar-Sized 401(k) Plans Nationally
401(k) plans in other states closest to Thoroughbred Retirement Investment Plan of Norfolk Southern Corporation and Participating Subsidiary Companies by total assets, not by location.
- Nv Energy 401(k) Plan (NV) $877M · 2,308
- Blue Cross and Blue Shield of Massachusetts, Inc. Employee Savings Plan (MA) $876M · 3,811
- Howmet Aerospace Salaried Retirement Savings Plan (PA) $878M · 2,892
- Retirement Savings Plan for Employees of Continental - Automotive Systems (SC) $878M · 3,143
Frequently Asked Questions
How did Thoroughbred Retirement Investment Plan of Norfolk Southern Corporation and Participating Subsidiary Companies assets move in 2022? ▼
How have Norfolk Southern Corporation plan assets changed over time? ▼
Where does Thoroughbred Retirement Investment Plan of Norfolk Southern Corporation and Participating Subsidiary Companies rank by assets among Form 5500 filers? ▼
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Next read for Thoroughbred Retirement Investment Plan …
Filing takeaways
Ways to act on Thoroughbred Retirement Investment Plan of Norfolk Southern Corporation and Participating Subsidiary Companies's numbers.
- By total assets, Thoroughbred Retirement Investment Plan of Norfolk Southern Corporation and Participating Subsidiary Companies ranks among the largest 1% of all filed plans. See the largest plans
- Compare it side-by-side against 3 similar 401(k) plans in Georgia. Compare plans
- Norfolk Southern Corporation's sponsor-wide assets have grown 15.5% since 2022 across 3 plan years on file. More Management of Enterprises plans