401(k) · DOL Form 5500 · 2024

National Railroad Passenger Corporation 401(k) Plan

Data updated 2026-08-25

$974M
Total assets Above avg plan size
19,587
Participants Very large workforce
98th
Percentile by assets National rank
$49,720
Avg per participant Low balance/head
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Official DOL plan name: Amtrak's Retirement Savings Plan for Agreement Employees · Sponsored by National Railroad Passenger Corporation · District of Columbia · Transportation & Warehousing

$974M in assets, 19,587 participants

National Railroad Passenger Corporation's Amtrak's Retirement Savings Plan for Agreement Employees reported $974M in total assets and 19,587 participants in its 2024 DOL Form 5500 filing, ranking in the 98th percentile by assets among filed plans. Figures are as reported by the plan sponsor to the Department of Labor, not audited or endorsed by PlainRetire.

  • #3,215 in Transportation & Warehousing (3,299 peers)

Coverage in District of Columbia

Amtrak's Retirement Savings Plan for Agreement Employees covers 19,587 participants in District of Columbia, 13x the typical District of Columbia plan (state average ~1,456 per filing). Assets: $974M.

#3,215
in Transportation & Warehousing (3,299 peers)
+13.1%
assets growth YoY
9.8×
vs typical plan assets (national mean)

Amtrak's Retirement Savings Plan for Agreement Employees's outsized position by total assets

Amtrak's Retirement Savings Plan for Agreement Employees vs every filed plan by assets

End-of-year total assets · plan year 2024 · DOL Form 5500

$973,856,141 Top 2% higher than 98% of 123,620 filed plans

This plan $0 $2,050,000,000 every filed plan with reported assets, bucketed by value

Dashed line + filled bar = this entry, among filed plans.

Source U.S. Department of Labor Form 5500 filings (EBSA) · plan year 2024

Amtrak's Retirement Savings Plan for Agreement Employees's mega-plan peer group by participant headcount

Plan-year 2024 Form 5500 filings with a reported participant count, partitioned by headcount band, not by assets. Amtrak's Retirement Savings Plan for Agreement Employees is a mega filing (19,587 participants), the rightmost band on the breakdown.

What changed between DOL Form 5500 filings

plan year 2023 → plan year 2024

  • Amtrak's Retirement Savings Plan for Agreement Employees end-of-year assets rose from $861M in the plan year 2023 filing to $974M in the plan year 2024 filing.
  • Amtrak's Retirement Savings Plan for Agreement Employees reported net income fell from $126M in the plan year 2023 filing to $113M in the plan year 2024 filing.
  • Amtrak's Retirement Savings Plan for Agreement Employees reported participants rose from 17,940 in the plan year 2023 filing to 19,587 in the plan year 2024 filing.

See the national 2023→2024 release diff →

Published 5500 schedule card

Filing strip 520910053 · National Railroad Passenger Corporation PY 2024 · 401(k)

Amtrak's Retirement Savings Plan for Agreement Employees · $974M · 19,587 · 98th

  • BOY $974M
  • BOY 19,587
  • BOY 98th
  • BOY 401(k)
  • BOY near Rexel USA, Inc. Section 401(k) Savings Plan
  • BOY ind #3215

Stamps derive from this plan's Form 5500 line items (assets, participants, type, EIN, cohort placement) - not a quality rating of the sponsor. Read with Transportation & Warehousing retirement plans → · Plans in District of Columbia →

Amtrak's Retirement Savings Plan for Agreement Employees in the asset neighbourhood

Nfp Corp. 401(k) Plan$977MSchlage Lock Company LLC Employee Savings PlanSchlage Lock Company LLC Emp…$976MChurch & Dwight Co. , Inc. Savings and Profit Sharing Plan for Salaried EmployeesChurch & Dwight Co. , Inc. S…$976MAmtrak's Retirement Savings Plan for Agreement EmployeesAmtrak's Retirement Savings …$974MRexel USA, Inc. Section 401(k) Savings PlanRexel USA, Inc. Section 401(…$972M
End-of-year total assets ($M) among Amtrak's Retirement Savings Plan for Agreement Employees and nearest nationwide 401(k) peers. Source: DOL Form 5500 plan year 2024.

District of Columbia filing particulars

Total Assets (Beginning of Year)$861M
Net Assets (End of Year)$974M
Net Income$113M
Employer EIN520910053
Plan Effective Date1994-07-01
Filing StatusFILING RECEIVED

Sponsor Plan History (National Railroad Passenger Corporation)

Sponsor-wide plan assets over time

All National Railroad Passenger Corporation plans reported in each filing year

Latest sponsor-wide plan assets
$2.2B 30.75188294701281% vs 2022
2024 filing year
$1.6B$1.8B$2B$2.2B$2.4B 202220232024 $1.71B $2.23B ▲ +30.4%
Year Plans Participants Total Assets
2022 3 20,582 $1.7B
2023 3 23,003 $2.0B
2024 3 25,135 $2.2B

Nearby 401(k) Plans in District of Columbia

Peer 401(k) plans, same state, same plan type, ranked by total assets.

Amtrak's Retirement Savings Plan for Agreement Employees vs. nearby 401(k) plans in District of Columbia, assets vs. participants Scatter plot of 6 data points. 010000200003000040000 02468 Total assets ($B) Participants Amtrak's Retirement Savings Plan for Agreement Employees, Total assets ($B): 0.973856141 · Participants: 19587Amtrak's Retirement Savings Plan for Agreement EmployeesDanaher Corporation & Subsidiaries Savings Plan, Total assets ($B): 6.46217777 · Participants: 23090Danaher Corporation & Subsidiaries Savings PlanGeico 401(k) Savings Plan, Total assets ($B): 6.227697332 · Participants: 30641Geico 401(k) Savings PlanFederal National Mortgage Association Retirement Savings Plan for Employees, Total assets ($B): 4.602350192 · Participants: 8108Federal National Mortgage Association Retirement Savings Plan for EmployeesFinra Savings Plus Plan, Total assets ($B): 2.487396082 · Participants: 4201Finra Savings Plus PlanHogan Lovells US LLP Retirement Savings Plan, Total assets ($B): 1.905912868 · Participants: 1973Hogan Lovells US LLP Retirement Savings Plan
Amtrak's Retirement Savings Plan for Agreement Employees vs. nearby 401(k) plans in District of Columbia, assets vs. participants
Compare Amtrak's Retirement Savings Plan for Agreement Employees side-by-side with 3 peers →

Scale composition for Amtrak's Retirement Savings Plan for Agreement Employees

Amtrak's Retirement Savings Plan for Agreement Employees reports $974M in end-of-year assets across 19,587 participants (0.008% of the $12.3T held by all Form 5500 filers in the national rollup , and 0.021% of 93,925,755 covered participants) - about $49,720 per participant (36% of the national average assets-per-participant) . Net income for plan year 2024 was $113M.

This plan identity (EIN 520910053, plan #003) has 3 Form 5500 filings on file from 2022 to 2024 , with end-of-year assets moving from $735M to $974M (+32.5%) while covered participants moved from 16,205 to 19,587 . Single-year sparse filers cannot show that trail.

Plan year Participants EOY assets Filing
2022 16,205 $735M Open filing
2023 17,940 $861M Open filing
2024 · index core 19,587 $974M This page

The same sponsor also keeps 2 other index-core plans on PlainRetire:

Amtrak's Retirement Savings Plan for Agreement Employees's out-of-state 401(k) peers by assets and headcount

Outside District of Columbia, the nearest 401(k) by assets is Rexel USA, Inc. Section 401(k) Savings Plan in TX ($972M); by covered participants it is All Metro Health Care 401(k) Profit Sharing Plan and Trust in NY (19,587 participants). Same-state nearby plans are listed separately above.

Similar participant headcount

Nearest other-state filings by covered participants (19,587 participants); asset peers above are excluded.

DOL Form 5500 plan year 2024. Asset totals can differ widely at the same headcount; neither axis is a quality rating.

Frequently Asked Questions

How did Amtrak's Retirement Savings Plan for Agreement Employees assets move in 2024? ▼
Amtrak's Retirement Savings Plan for Agreement Employees grew at a solid clip - up 13.1% during 2024, from $861M to $974M. Reported net income was $113M.
How have National Railroad Passenger Corporation plan assets changed over time? ▼
Across 3 plan years on file (2022-2024), National Railroad Passenger Corporation's sponsor-wide assets grew 30.8%, from $1.7B to $2.2B.
Where does Amtrak's Retirement Savings Plan for Agreement Employees rank by assets among Form 5500 filers? ▼
Amtrak's Retirement Savings Plan for Agreement Employees ranks in the 98th percentile by end-of-year assets among 123,622 plans that reported assets for plan year 2024 (in the top 5% of all filed plans by assets).
Which 401(k) plans are similar in size to Amtrak's Retirement Savings Plan for Agreement Employees? ▼
Among 401(k) plans in other states, the closest by assets is Rexel USA, Inc. Section 401(k) Savings Plan in TX ($972M, 7,290 participants).
Which 401(k) plans cover a similar participant headcount to Amtrak's Retirement Savings Plan for Agreement Employees? ▼
Among 401(k) plans in other states, the closest by covered participants is All Metro Health Care 401(k) Profit Sharing Plan and Trust in NY (19,587 participants, $34M in assets).

Source: U.S. Department of Labor, Employee Benefits Security Administration (EBSA), Form 5500 public disclosure dataset. Plan year 2024.

Source: DOL EFAST2 filing system (efast.dol.gov) - original filing retrieval by EIN 520910053.

Read our methodology - how this data is sourced, computed, and verified.

Data sourced from U.S. Department of Labor Form 5500 filings (EBSA). See our methodology for details.