401(k) · DOL Form 5500 · 2023
National Railroad Passenger Corporation 401(k) Plan
Data updated 2026-08-11
- $861M
- Total assets
- 17,940
- Participants
- 98th
- Percentile by assets
- $47,990
- Avg per participant
Official DOL plan name: Amtrak's Retirement Savings Plan for Agreement Employees · Sponsored by National Railroad Passenger Corporation · District of Columbia · Transportation & Warehousing
$861M in assets, 17,940 participants
National Railroad Passenger Corporation's Amtrak's Retirement Savings Plan for Agreement Employees reported $861M in total assets and 17,940 participants in its 2023 DOL Form 5500 filing, ranking in the 98th percentile by assets among filed plans. Figures are as reported by the plan sponsor to the Department of Labor, not audited or endorsed by PlainRetire.
- 98th percentile by assets (of 127,072 plans)
- #3,276 in Transportation & Warehousing (3,362 peers)
Coverage in District of Columbia
Amtrak's Retirement Savings Plan for Agreement Employees covers 17,940 participants in District of Columbia, 12x the typical District of Columbia plan (state average ~1,456 per filing). Assets: $861M.
- $861M
- total plan assets (2023 EOY)
- 17,940
- covered participants
- 98th
- percentile by assets (of 127,072 plans)
- $47,990
- avg assets per participant
What changed between DOL Form 5500 filings
plan year 2022 → plan year 2023
- Amtrak's Retirement Savings Plan for Agreement Employees reported net income rose from -$125M in the plan year 2022 filing to $126M in the plan year 2023 filing.
- Amtrak's Retirement Savings Plan for Agreement Employees end-of-year assets rose from $735M in the plan year 2022 filing to $861M in the plan year 2023 filing.
- Amtrak's Retirement Savings Plan for Agreement Employees reported participants rose from 16,205 in the plan year 2022 filing to 17,940 in the plan year 2023 filing.
Participants vs District of Columbia filers
In District of Columbia, the average filing covers about 1,456 participants across 881 plans. Amtrak's Retirement Savings Plan for Agreement Employees reports 17,940 participants - 12x that state average ($861M EOY assets).
District of Columbia filing particulars
| Total Assets (Beginning of Year) | $735M |
|---|---|
| Net Assets (End of Year) | $861M |
| Net Income | $126M |
| Employer EIN | 520910053 |
| Plan Effective Date | 1994-07-01 |
| Filing Status | FILING RECEIVED |
Sponsor Plan History (National Railroad Passenger Corporation)
| Year | Plans | Participants | Total Assets |
|---|---|---|---|
| 2022 | 3 | 20,582 | $1.7B |
| 2023 | 3 | 23,003 | $2.0B |
| 2024 | 3 | 25,135 | $2.2B |
Nearby 401(k) Plans in District of Columbia
Peer 401(k) plans, same state, same plan type, ranked by total assets.
Amtrak's Retirement Savings Plan for Agreement Employees vs. nearby 401(k) plans in District of Columbia, assets vs. participants
- Danaher Corporation & Subsidiaries Savings Plan $5.8B · 29,441
- Geico 401(k) Savings Plan $5.8B · 39,034
- Federal National Mortgage Association Retirement Savings Plan for Employees $3.9B · 8,044
- Finra Savings Plus Plan $2.2B · 3,958
- Hogan Lovells US LLP Retirement Savings Plan $1.6B · 1,870
Scale composition for Amtrak's Retirement Savings Plan for Agreement Employees
Amtrak's Retirement Savings Plan for Agreement Employees reports $861M in end-of-year assets across 17,940 participants (0.007% of the $12.3T held by all Form 5500 filers in the national rollup , and 0.019% of 93,925,755 covered participants) - about $47,990 per participant (35% of the national average assets-per-participant) . Net income for plan year 2023 was $126M.
This plan identity (EIN 520910053, plan #003) has 3 Form 5500 filings on file from 2022 to 2024 , with end-of-year assets moving from $735M to $974M (+32.5%) while covered participants moved from 16,205 to 19,587 . Single-year sparse filers cannot show that trail.
| Plan year | Participants | EOY assets | Filing |
|---|---|---|---|
| 2022 | 16,205 | $735M | Open filing |
| 2023 | 17,940 | $861M | This page |
| 2024 · index core | 19,587 | $974M | Open filing |
The same sponsor also keeps 3 other index-core plans on PlainRetire:
- Amtrak's Retirement Savings Plan for Agreement Employees (401(k), $974M, 19,587 participants)
- National Railroad Passenger Corporation Savings Plan (401(k), $916M, 4,505 participants)
- Retirement Income Plan for the Employees of National Railroad Passenger Corporation (Defined Benefit (Pension), $341M, 1,043 participants)
Similar-Sized 401(k) Plans Nationally
401(k) plans in other states closest to Amtrak's Retirement Savings Plan for Agreement Employees by total assets, not by location.
- Tufts Medicine, Inc. 403(b) Retirement Plan (MA) $862M · 1,178
- Stop & Shop Supermarket Company 401(k) Plan (MA) $862M · 3,869
- Lithia Motors, Inc. 401(k) Plan (OR) $862M · 24,161
- Church & Dwight Co. , Inc. Savings and Profit Sharing Plan for Salaried Employees (NJ) $860M · 1,805
Frequently Asked Questions
How did Amtrak's Retirement Savings Plan for Agreement Employees assets move in 2023? ▼
How have National Railroad Passenger Corporation plan assets changed over time? ▼
Where does Amtrak's Retirement Savings Plan for Agreement Employees rank by assets among Form 5500 filers? ▼
Which 401(k) plans are similar in size to Amtrak's Retirement Savings Plan for Agreement Employees? ▼
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Filing takeaways
Ways to act on Amtrak's Retirement Savings Plan for Agreement Employees's numbers.
- By total assets, Amtrak's Retirement Savings Plan for Agreement Employees ranks in the top 5% of all filed plans by assets. See the largest plans
- Compare it side-by-side against 3 similar 401(k) plans in District of Columbia. Compare plans
- National Railroad Passenger Corporation's sponsor-wide assets have grown 30.8% since 2022 across 3 plan years on file. More Transportation & Warehousing plans