401(k) · DOL Form 5500 · 2022
National Railroad Passenger Corporation 401(k) Plan
Data updated 2026-08-11
- $735M
- Total assets
- 16,205
- Participants
- 98th
- Percentile by assets
- $45,346
- Avg per participant
Official DOL plan name: Amtrak's Retirement Savings Plan for Agreement Employees · Sponsored by National Railroad Passenger Corporation · District of Columbia · Transportation & Warehousing
$735M in assets, 16,205 participants
National Railroad Passenger Corporation's Amtrak's Retirement Savings Plan for Agreement Employees reported $735M in total assets and 16,205 participants in its 2022 DOL Form 5500 filing, ranking in the 98th percentile by assets among filed plans. Figures are as reported by the plan sponsor to the Department of Labor, not audited or endorsed by PlainRetire.
- 98th percentile by assets (of 139,126 plans)
- #3,792 in Transportation & Warehousing (3,876 peers)
Coverage in District of Columbia
Amtrak's Retirement Savings Plan for Agreement Employees covers 16,205 participants in District of Columbia, 11x the typical District of Columbia plan (state average ~1,456 per filing). Assets: $735M.
- $735M
- total plan assets (2022 EOY)
- 16,205
- covered participants
- 98th
- percentile by assets (of 139,126 plans)
- $45,346
- avg assets per participant
The plan reported a net loss of $125M for the year, a single-year figure driven by markets and benefit payments, not a measure of plan health.
Where Amtrak's Retirement Savings Plan for Agreement Employees sits by total assets
Amtrak's Retirement Savings Plan for Agreement Employees vs every filed plan by assets
End-of-year total assets · plan year 2022 · DOL Form 5500
$734,834,083 Top 2% higher than 98% of 139,123 filed plans
Dashed line + filled bar = this entry, among filed plans.
Source U.S. Department of Labor Form 5500 filings (EBSA) · plan year 2022
Participants vs District of Columbia filers
In District of Columbia, the average filing covers about 1,456 participants across 881 plans. Amtrak's Retirement Savings Plan for Agreement Employees reports 16,205 participants - 11x that state average ($735M EOY assets).
District of Columbia filing particulars
| Total Assets (Beginning of Year) | $860M |
|---|---|
| Net Assets (End of Year) | $735M |
| Net Income | -$125M |
| Employer EIN | 520910053 |
| Plan Effective Date | 1994-07-01 |
| Filing Status | FILING RECEIVED |
Sponsor Plan History (National Railroad Passenger Corporation)
| Year | Plans | Participants | Total Assets |
|---|---|---|---|
| 2022 | 3 | 20,582 | $1.7B |
| 2023 | 3 | 23,003 | $2.0B |
| 2024 | 3 | 25,135 | $2.2B |
Nearby 401(k) Plans in District of Columbia
Peer 401(k) plans, same state, same plan type, ranked by total assets.
Amtrak's Retirement Savings Plan for Agreement Employees vs. nearby 401(k) plans in District of Columbia, assets vs. participants
- Danaher Corporation & Subsidiaries Savings Plan $5.9B · 29,923
- Revised Profit Sharing Plan for Emp. of Geico $5.1B · 41,527
- Federal National Mortgage Association Retirement Savings Plan for Employees $3.2B · 7,402
- Finra Savings Plus Plan $1.8B · 3,697
- Hogan Lovells US LLP Retirement Savings Plan $1.3B · 1,883
Scale composition for Amtrak's Retirement Savings Plan for Agreement Employees
Amtrak's Retirement Savings Plan for Agreement Employees reports $735M in end-of-year assets across 16,205 participants (0.006% of the $12.3T held by all Form 5500 filers in the national rollup , and 0.017% of 93,925,755 covered participants) - about $45,346 per participant (33% of the national average assets-per-participant) . Net income for plan year 2022 was -$125M.
This plan identity (EIN 520910053, plan #003) has 3 Form 5500 filings on file from 2022 to 2024 , with end-of-year assets moving from $735M to $974M (+32.5%) while covered participants moved from 16,205 to 19,587 . Single-year sparse filers cannot show that trail.
| Plan year | Participants | EOY assets | Filing |
|---|---|---|---|
| 2022 | 16,205 | $735M | This page |
| 2023 | 17,940 | $861M | Open filing |
| 2024 · index core | 19,587 | $974M | Open filing |
The same sponsor also keeps 3 other index-core plans on PlainRetire:
- Amtrak's Retirement Savings Plan for Agreement Employees (401(k), $974M, 19,587 participants)
- National Railroad Passenger Corporation Savings Plan (401(k), $916M, 4,505 participants)
- Retirement Income Plan for the Employees of National Railroad Passenger Corporation (Defined Benefit (Pension), $341M, 1,043 participants)
Similar-Sized 401(k) Plans Nationally
401(k) plans in other states closest to Amtrak's Retirement Savings Plan for Agreement Employees by total assets, not by location.
- Adidas 401(k) Savings and Retirement Plan (OR) $735M · 7,786
- Carlisle, LLC Employee Incentive Savings Plan (AZ) $734M · 6,689
- Gkn Group Retirement Savings Plan (MI) $736M · 8,223
- Taylor Corporation 401(k) Plan (MN) $736M · 8,407
Frequently Asked Questions
How did Amtrak's Retirement Savings Plan for Agreement Employees assets move in 2022? ▼
How have National Railroad Passenger Corporation plan assets changed over time? ▼
Where does Amtrak's Retirement Savings Plan for Agreement Employees rank by assets among Form 5500 filers? ▼
Which 401(k) plans are similar in size to Amtrak's Retirement Savings Plan for Agreement Employees? ▼
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Filing takeaways
Ways to act on Amtrak's Retirement Savings Plan for Agreement Employees's numbers.
- By total assets, Amtrak's Retirement Savings Plan for Agreement Employees ranks in the top 5% of all filed plans by assets. See the largest plans
- Compare it side-by-side against 3 similar 401(k) plans in District of Columbia. Compare plans
- National Railroad Passenger Corporation's sponsor-wide assets have grown 30.8% since 2022 across 3 plan years on file. More Transportation & Warehousing plans