401(k) · DOL Form 5500 · 2022
National Railroad Passenger Corporation 401(k) Plan
Data updated 2026-08-25
- $735M
- Total assets Above avg plan size
- 16,205
- Participants Very large workforce
- 98th
- Percentile by assets National rank
- $45,346
- Avg per participant Low balance/head
Official DOL plan name: Amtrak's Retirement Savings Plan for Agreement Employees · Sponsored by National Railroad Passenger Corporation · District of Columbia · Transportation & Warehousing
$735M in assets, 16,205 participants
National Railroad Passenger Corporation's Amtrak's Retirement Savings Plan for Agreement Employees reported $735M in total assets and 16,205 participants in its 2022 DOL Form 5500 filing, ranking in the 98th percentile by assets among filed plans. Figures are as reported by the plan sponsor to the Department of Labor, not audited or endorsed by PlainRetire.
- #3,792 in Transportation & Warehousing (3,876 peers)
Coverage in District of Columbia
Amtrak's Retirement Savings Plan for Agreement Employees covers 16,205 participants in District of Columbia, 11x the typical District of Columbia plan (state average ~1,456 per filing). Assets: $735M.
- #3,792
- in Transportation & Warehousing (3,876 peers)
- -14.6%
- assets change YoY
- 7.4×
- vs typical plan assets (national mean)
The plan reported a net loss of $125M for the year, a single-year figure driven by markets and benefit payments, not a measure of plan health.
Amtrak's Retirement Savings Plan for Agreement Employees's outsized position by total assets
Amtrak's Retirement Savings Plan for Agreement Employees vs every filed plan by assets
End-of-year total assets · plan year 2022 · DOL Form 5500
$734,834,083 Top 2% higher than 98% of 139,123 filed plans
Dashed line + filled bar = this entry, among filed plans.
Source U.S. Department of Labor Form 5500 filings (EBSA) · plan year 2022
Amtrak's Retirement Savings Plan for Agreement Employees's mega-plan peer group by participant headcount
Plan-year 2022 Form 5500 filings with a reported participant count, partitioned by headcount band, not by assets. Amtrak's Retirement Savings Plan for Agreement Employees is a mega filing (16,205 participants), the rightmost band on the breakdown.
Published 5500 schedule card
Filing strip 520910053 · National Railroad Passenger Corporation PY 2022 · 401(k)
Amtrak's Retirement Savings Plan for Agreement Employees · $735M · 16,205 · 98th
- SCH $735M
- SCH 16,205
- SCH 98th
- SCH 401(k)
- SCH near Adidas 401(k) Savings and Retirement Plan
- SCH ind #3792
Stamps derive from this plan's Form 5500 line items (assets, participants, type, EIN, cohort placement) - not a quality rating of the sponsor. Read with Transportation & Warehousing retirement plans → · Plans in District of Columbia →
Amtrak's Retirement Savings Plan for Agreement Employees in the asset neighbourhood
District of Columbia filing particulars
| Total Assets (Beginning of Year) | $860M |
|---|---|
| Net Assets (End of Year) | $735M |
| Net Income | -$125M |
| Employer EIN | 520910053 |
| Plan Effective Date | 1994-07-01 |
| Filing Status | FILING RECEIVED |
Sponsor Plan History (National Railroad Passenger Corporation)
Sponsor-wide plan assets over time
All National Railroad Passenger Corporation plans reported in each filing year
- Latest sponsor-wide plan assets
- $2.2B 30.75188294701281% vs 2022
- 2024 filing year
| Year | Plans | Participants | Total Assets |
|---|---|---|---|
| 2022 | 3 | 20,582 | $1.7B |
| 2023 | 3 | 23,003 | $2.0B |
| 2024 | 3 | 25,135 | $2.2B |
Nearby 401(k) Plans in District of Columbia
Peer 401(k) plans, same state, same plan type, ranked by total assets.
- Danaher Corporation & Subsidiaries Savings Plan $5.9B · 29,923
- Revised Profit Sharing Plan for Emp. of Geico $5.1B · 41,527
- Federal National Mortgage Association Retirement Savings Plan for Employees $3.2B · 7,402
- Finra Savings Plus Plan $1.8B · 3,697
- Hogan Lovells US LLP Retirement Savings Plan $1.3B · 1,883
Scale composition for Amtrak's Retirement Savings Plan for Agreement Employees
Amtrak's Retirement Savings Plan for Agreement Employees reports $735M in end-of-year assets across 16,205 participants (0.006% of the $12.3T held by all Form 5500 filers in the national rollup , and 0.017% of 93,925,755 covered participants) - about $45,346 per participant (33% of the national average assets-per-participant) . Net income for plan year 2022 was -$125M.
This plan identity (EIN 520910053, plan #003) has 3 Form 5500 filings on file from 2022 to 2024 , with end-of-year assets moving from $735M to $974M (+32.5%) while covered participants moved from 16,205 to 19,587 . Single-year sparse filers cannot show that trail.
| Plan year | Participants | EOY assets | Filing |
|---|---|---|---|
| 2022 | 16,205 | $735M | This page |
| 2023 | 17,940 | $861M | Open filing |
| 2024 · index core | 19,587 | $974M | Open filing |
The same sponsor also keeps 3 other index-core plans on PlainRetire:
- Amtrak's Retirement Savings Plan for Agreement Employees (401(k), $974M, 19,587 participants)
- National Railroad Passenger Corporation Savings Plan (401(k), $916M, 4,505 participants)
- Retirement Income Plan for the Employees of National Railroad Passenger Corporation (Defined Benefit (Pension), $341M, 1,043 participants)
Amtrak's Retirement Savings Plan for Agreement Employees's out-of-state 401(k) peers by assets and headcount
Outside District of Columbia, the nearest 401(k) by assets is Adidas 401(k) Savings and Retirement Plan in OR ($735M); by covered participants it is Schneider Electric 401(k) Plan in IL (16,201 participants). Same-state nearby plans are listed separately above.
Closest by plan assets
Nearest other-state filings by tot_assets_eoy ($735M here).
- Adidas 401(k) Savings and Retirement Plan (OR) $735M · 7,786
- Carlisle, LLC Employee Incentive Savings Plan (AZ) $734M · 6,689
- Gkn Group Retirement Savings Plan (MI) $736M · 8,223
- Taylor Corporation 401(k) Plan (MN) $736M · 8,407
Similar participant headcount
Nearest other-state filings by covered participants (16,205 participants); asset peers above are excluded.
- Schneider Electric 401(k) Plan (IL) 16,201 · 4 off
- Recreational Equipment, Inc. Retirement and Profit Sharing Plan (WA) 16,191 · 14 off
- Community Health Network 401(k) Retirement Plan (IN) 16,146 · 59 off
- Bed Bath & Beyond Inc. 401(k) Savings Plan (NJ) 16,138 · 67 off
DOL Form 5500 plan year 2022. Asset totals can differ widely at the same headcount; neither axis is a quality rating.