401(k) · DOL Form 5500 · 2024
Penney Opco, LLC 401(k) Plan
Data updated 2026-08-06
- $2.2B
- Total assets
- 44,782
- Participants
- 99th
- Percentile by assets
- $48,595
- Avg per participant
Official DOL plan name: J. C. Penney Corporation, Inc. Safe Harbor 401(k) Savings Plan · Sponsored by Penney Opco, LLC · Texas · Retail Trade
$2.2B in assets, 44,782 participants
Penney Opco, LLC's J. C. Penney Corporation, Inc. Safe Harbor 401(k) Savings Plan reported $2.2B in total assets and 44,782 participants in its 2024 DOL Form 5500 filing, ranking in the 99th percentile by assets among filed plans. Figures are as reported by the plan sponsor to the Department of Labor, not audited or endorsed by PlainRetire.
- 99th percentile by assets (of 116,472 plans)
- #7,586 in Retail Trade (7,620 peers)
Coverage in Texas
J. C. Penney Corporation, Inc. Safe Harbor 401(k) Savings Plan covers 44,782 participants in Texas, 64x the typical Texas plan (state average ~704 per filing). Assets: $2.2B.
- $2.2B
- total plan assets (2024 EOY)
- 44,782
- covered participants
- 99th
- percentile by assets (of 116,472 plans)
- $48,595
- avg assets per participant
What changed between DOL Form 5500 filings
plan year 2023 → plan year 2024
- J. C. Penney Corporation, Inc. Safe Harbor 401(k) Savings Plan reported net income fell from $184M in the plan year 2023 filing to $115M in the plan year 2024 filing.
- J. C. Penney Corporation, Inc. Safe Harbor 401(k) Savings Plan end-of-year assets rose from $2.1B in the plan year 2023 filing to $2.2B in the plan year 2024 filing.
- J. C. Penney Corporation, Inc. Safe Harbor 401(k) Savings Plan reported participants fell from 45,716 in the plan year 2023 filing to 44,782 in the plan year 2024 filing.
Participants vs Texas filers
In Texas, the average filing covers about 704 participants across 9,718 plans. J. C. Penney Corporation, Inc. Safe Harbor 401(k) Savings Plan reports 44,782 participants - 64x that state average ($2.2B EOY assets).
Texas filing particulars
| Total Assets (Beginning of Year) | $2.1B |
|---|---|
| Net Assets (End of Year) | $2.2B |
| Net Income | $115M |
| Employer EIN | 853718114 |
| Plan Effective Date | 2017-01-01 |
| Filing Status | FILING RECEIVED |
Sponsor Plan History (Penney Opco, LLC)
| Year | Plans | Participants | Total Assets |
|---|---|---|---|
| 2022 | 1 | 45,500 | $1.9B |
| 2023 | 1 | 45,716 | $2.1B |
| 2024 | 1 | 44,782 | $2.2B |
Nearby 401(k) Plans in Texas
Peer 401(k) plans, same state, same plan type, ranked by total assets.
J. C. Penney Corporation, Inc. Safe Harbor 401(k) Savings Plan vs. nearby 401(k) plans in Texas, assets vs. participants
- AT&T Retirement Savings Plan $43.1B · 109,889
- Exxonmobil Savings Plan $23.7B · 21,990
- Chevron Employee Savings Investment Plan $20.4B · 21,505
- Caterpillar 401(k) Savings Plan $18.8B · 43,873
- Southwest Airlines Co. Retirement Savings Plan $17.0B · 67,820
Scale composition for J. C. Penney Corporation, Inc. Safe Harbor 401(k) Savings Plan
J. C. Penney Corporation, Inc. Safe Harbor 401(k) Savings Plan reports $2.2B in end-of-year assets across 44,782 participants (0.019% of the $11.6T held by all Form 5500 filers in the national rollup , and 0.050% of 89,805,449 covered participants) - about $48,595 per participant (35% of the national average assets-per-participant) . Net income for plan year 2024 was $115M.
This plan identity (EIN 853718114, plan #006) has 3 Form 5500 filings on file from 2022 to 2024 , with end-of-year assets moving from $1.9B to $2.2B (+16.3%) while covered participants moved from 45,500 to 44,782 . Single-year sparse filers cannot show that trail.
| Plan year | Participants | EOY assets | Filing |
|---|---|---|---|
| 2022 | 45,500 | $1.9B | Open filing |
| 2023 | 45,716 | $2.1B | Open filing |
| 2024 · index core | 44,782 | $2.2B | This page |
Similar-Sized 401(k) Plans Nationally
401(k) plans in other states closest to J. C. Penney Corporation, Inc. Safe Harbor 401(k) Savings Plan by total assets, not by location.
- Bnp Paribas 401(k) Savings Plan (NY) $2.2B · 3,617
- Public Service Enterprise Group Inc. Employee Savings Plan (NJ) $2.2B · 6,585
- Hntb Ownership Plan (MO) $2.2B · 6,341
- Garmin International, Inc. Retirement Plan (KS) $2.2B · 7,082
Frequently Asked Questions
How did J. C. Penney Corporation, Inc. Safe Harbor 401(k) Savings Plan assets move in 2024? ▼
How have Penney Opco, LLC plan assets changed over time? ▼
Where does J. C. Penney Corporation, Inc. Safe Harbor 401(k) Savings Plan rank by assets among Form 5500 filers? ▼
Which 401(k) plans are similar in size to J. C. Penney Corporation, Inc. Safe Harbor 401(k) Savings Plan? ▼
Next read for J. C. Penney Corporation, Inc. Safe Harb…
Filing takeaways
Ways to act on J. C. Penney Corporation, Inc. Safe Harbor 401(k) Savings Plan's numbers.
- By total assets, J. C. Penney Corporation, Inc. Safe Harbor 401(k) Savings Plan ranks among the largest 1% of all filed plans. See the largest plans
- Compare it side-by-side against 3 similar 401(k) plans in Texas. Compare plans
- Penney Opco, LLC's sponsor-wide assets have grown 16.3% since 2022 across 3 plan years on file. More Retail Trade plans