401(k) · DOL Form 5500 · 2024

AT&T Inc. 401(k) Plan

Data updated 2026-08-25

$43.1B
Total assets Mega-plan scale
109,889
Participants Very large workforce
100th
Percentile by assets National rank
$392,412
Avg per participant High balance/head
PlainRetire home → About this data RSS: change history

Official DOL plan name: AT&T Retirement Savings Plan · Sponsored by AT&T Inc. · Texas · Information & Media

$43.1B in assets, 109,889 participants

AT&T Inc.'s AT&T Retirement Savings Plan reported $43.1B in total assets and 109,889 participants in its 2024 DOL Form 5500 filing, ranking in the 100th percentile by assets among filed plans. Figures are as reported by the plan sponsor to the Department of Labor, not audited or endorsed by PlainRetire.

  • #2,820 in Information & Media (2,822 peers)

Coverage in Texas

AT&T Retirement Savings Plan covers 109,889 participants in Texas, 160x the typical Texas plan (state average ~688 per filing). Assets: $43.1B.

#2,820
in Information & Media (2,822 peers)
+7.8%
assets growth YoY
433×
vs typical plan assets (national mean)

AT&T Retirement Savings Plan's outsized position by total assets

AT&T Retirement Savings Plan vs every filed plan by assets

End-of-year total assets · plan year 2024 · DOL Form 5500

$43,121,795,000 Highest reported value at or above every one of 123,620 filed plans

This plan $0 $2,050,000,000 every filed plan with reported assets, bucketed by value

Dashed line + filled bar = this entry, among filed plans.

Source U.S. Department of Labor Form 5500 filings (EBSA) · plan year 2024

AT&T Retirement Savings Plan's mega-plan peer group by participant headcount

Plan-year 2024 Form 5500 filings with a reported participant count, partitioned by headcount band, not by assets. AT&T Retirement Savings Plan is a mega filing (109,889 participants), the rightmost band on the breakdown.

What changed between DOL Form 5500 filings

plan year 2023 → plan year 2024

  • AT&T Retirement Savings Plan reported net income rose from $2.4B in the plan year 2023 filing to $3.1B in the plan year 2024 filing.
  • AT&T Retirement Savings Plan reported participants fell from 119,854 in the plan year 2023 filing to 109,889 in the plan year 2024 filing.
  • AT&T Retirement Savings Plan end-of-year assets rose from $40.0B in the plan year 2023 filing to $43.1B in the plan year 2024 filing.

See the national 2023→2024 release diff →

EBSA filing schedule strip

Filing strip 431301883 · AT&T Inc. PY 2024 · 401(k)

AT&T Retirement Savings Plan · $43.1B · 109,889 · 100th

  • EOY $43.1B
  • 5500 109,889
  • ASSETS 100th
  • PCT 401(k)
  • EIN near Costco 401(k) Retirement Plan
  • RANK ind #2820

Stamps derive from this plan's Form 5500 line items (assets, participants, type, EIN, cohort placement) - not a quality rating of the sponsor. Read with Information & Media retirement plans → · Plans in Texas →

AT&T Retirement Savings Plan in the asset neighbourhood

Walmart 401(k) Plan$50.8BGoogle LLC 401(k) Savings PlanGoogle LLC 401(k) Savings Pl…$48.7BAT&T Retirement Savings Plan$43.1BCostco 401(k) Retirement Plan$41.0BNorthrop Grumman Savings Plan$39.5B
End-of-year total assets ($B) among AT&T Retirement Savings Plan and nearest nationwide 401(k) peers. Source: DOL Form 5500 plan year 2024.

Texas filing particulars

Total Assets (Beginning of Year)$40.0B
Net Assets (End of Year)$43.1B
Net Income$3.1B
Employer EIN431301883
Plan Effective Date1969-07-01
Filing StatusFILING RECEIVED

Sponsor Plan History (AT&T Inc.)

Sponsor-wide plan assets over time

All AT&T Inc. plans reported in each filing year

Latest sponsor-wide plan assets
$73.8B 8.550747591630927% vs 2022
2024 filing year
$70B$75B$80B$85B 202220232024 $80.7B $73.8B ▼ -8.6%
Year Plans Participants Total Assets
2022 5 294,690 $80.7B
2023 5 254,657 $72.2B
2024 5 235,723 $73.8B

Nearby 401(k) Plans in Texas

Peer 401(k) plans, same state, same plan type, ranked by total assets.

AT&T Retirement Savings Plan vs. nearby 401(k) plans in Texas, assets vs. participants Scatter plot of 6 data points. 020000400006000080000100000120000 1020304050 Total assets ($B) Participants AT&T Retirement Savings Plan, Total assets ($B): 43.121795 · Participants: 109889AT&T Retirement Savings PlanExxonmobil Savings Plan, Total assets ($B): 23.711 · Participants: 21990Exxonmobil Savings PlanChevron Employee Savings Investment Plan, Total assets ($B): 20.378704663 · Participants: 21505Chevron Employee Savings Investment PlanCaterpillar 401(k) Savings Plan, Total assets ($B): 18.81200478 · Participants: 43873Caterpillar 401(k) Savings PlanSouthwest Airlines Co. Retirement Savings Plan, Total assets ($B): 16.991748637 · Participants: 67820Southwest Airlines Co. Retirement Savings PlanAmerican Airlines, Inc. 401(k) Plan, Total assets ($B): 16.193365552 · Participants: 93397American Airlines, Inc. 401(k) Plan
AT&T Retirement Savings Plan vs. nearby 401(k) plans in Texas, assets vs. participants

Scale composition for AT&T Retirement Savings Plan

AT&T Retirement Savings Plan reports $43.1B in end-of-year assets across 109,889 participants (0.35% of the $12.3T held by all Form 5500 filers in the national rollup , and 0.12% of 93,925,755 covered participants) - about $392,412 per participant (2.8x the national average assets-per-participant) . Net income for plan year 2024 was $3.1B.

This plan identity (EIN 431301883, plan #009) has 3 Form 5500 filings on file from 2022 to 2024 , with end-of-year assets moving from $37.6B to $43.1B (+14.8%) while covered participants moved from 144,503 to 109,889 . Single-year sparse filers cannot show that trail.

Plan year Participants EOY assets Filing
2022 144,503 $37.6B Open filing
2023 119,854 $40.0B Open filing
2024 · index core 109,889 $43.1B This page

The same sponsor also keeps 2 other index-core plans on PlainRetire:

AT&T Retirement Savings Plan's out-of-state 401(k) peers by assets and headcount

Outside Texas, the nearest 401(k) by assets is Costco 401(k) Retirement Plan in WA ($41.0B); by covered participants it is Macys Inc 401(k) Retirement Investment Plan in OH (109,553 participants). Same-state nearby plans are listed separately above.

Closest by plan assets

Nearest other-state filings by tot_assets_eoy ($43.1B here).

Similar participant headcount

Nearest other-state filings by covered participants (109,889 participants); asset peers above are excluded.

DOL Form 5500 plan year 2024. Asset totals can differ widely at the same headcount; neither axis is a quality rating.

Frequently Asked Questions

How did AT&T Retirement Savings Plan assets move in 2024?
AT&T Retirement Savings Plan grew at a solid clip - up 7.8% during 2024, from $40.0B to $43.1B. Reported net income was $3.1B.
How have AT&T Inc. plan assets changed over time?
Across 3 plan years on file (2022-2024), AT&T Inc.'s sponsor-wide assets declined 8.6%, from $80.7B to $73.8B.
Where does AT&T Retirement Savings Plan rank by assets among Form 5500 filers?
AT&T Retirement Savings Plan ranks in the 100th percentile by end-of-year assets among 123,622 plans that reported assets for plan year 2024 (among the largest 1% of all filed plans).
Which 401(k) plans are similar in size to AT&T Retirement Savings Plan?
Among 401(k) plans in other states, the closest by assets is Costco 401(k) Retirement Plan in WA ($41.0B, 202,468 participants).
Which 401(k) plans cover a similar participant headcount to AT&T Retirement Savings Plan?
Among 401(k) plans in other states, the closest by covered participants is Macys Inc 401(k) Retirement Investment Plan in OH (109,553 participants, $4.6B in assets).