401(k) · DOL Form 5500 · 2024

Carmax, Inc. 401(k) Plan

Data updated 2026-08-25

$1.8B
Total assets Very large vs avg
29,683
Participants Very large workforce
99th
Percentile by assets National rank
$61,073
Avg per participant Low balance/head
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Official DOL plan name: Carmax, Inc. Retirement Savings Plan · Sponsored by Carmax, Inc. · Virginia · Retail Trade

$1.8B in assets, 29,683 participants

Carmax, Inc.'s Carmax, Inc. Retirement Savings Plan reported $1.8B in total assets and 29,683 participants in its 2024 DOL Form 5500 filing, ranking in the 99th percentile by assets among filed plans. Figures are as reported by the plan sponsor to the Department of Labor, not audited or endorsed by PlainRetire.

  • #8,003 in Retail Trade (8,048 peers)

Coverage in Virginia

Carmax, Inc. Retirement Savings Plan covers 29,683 participants in Virginia, 38x the typical Virginia plan (state average ~782 per filing). Assets: $1.8B.

#8,003
in Retail Trade (8,048 peers)
+18.6%
assets growth YoY
18×
vs typical plan assets (national mean)

Carmax, Inc. Retirement Savings Plan's outsized position by total assets

Carmax, Inc. Retirement Savings Plan vs every filed plan by assets

End-of-year total assets · plan year 2024 · DOL Form 5500

$1,812,838,022 Top 1% higher than 99% of 123,620 filed plans

This plan $0 $2,050,000,000 every filed plan with reported assets, bucketed by value

Dashed line + filled bar = this entry, among filed plans.

Source U.S. Department of Labor Form 5500 filings (EBSA) · plan year 2024

Carmax, Inc. Retirement Savings Plan's mega-plan peer group by participant headcount

Plan-year 2024 Form 5500 filings with a reported participant count, partitioned by headcount band, not by assets. Carmax, Inc. Retirement Savings Plan is a mega filing (29,683 participants), the rightmost band on the breakdown.

What changed between DOL Form 5500 filings

plan year 2023 → plan year 2024

  • Carmax, Inc. Retirement Savings Plan end-of-year assets rose from $1.5B in the plan year 2023 filing to $1.8B in the plan year 2024 filing.
  • Carmax, Inc. Retirement Savings Plan reported net income fell from $320M in the plan year 2023 filing to $284M in the plan year 2024 filing.
  • Carmax, Inc. Retirement Savings Plan reported participants fell from 31,272 in the plan year 2023 filing to 29,683 in the plan year 2024 filing.

See the national 2023→2024 release diff →

Form 5500 schedule snapshot

Filing strip 541821055 · Carmax, Inc. PY 2024 · 401(k)

Carmax, Inc. Retirement Savings Plan · $1.8B · 29,683 · 99th

  • BOOK $1.8B
  • VS-ST 29,683
  • BOY 99th
  • SCH 401(k)
  • EBSA near Brunswick Rewards Plan
  • PART ind #8003

Stamps derive from this plan's Form 5500 line items (assets, participants, type, EIN, cohort placement) - not a quality rating of the sponsor. Read with Retail Trade retirement plans → · Plans in Virginia →

Carmax, Inc. Retirement Savings Plan in the asset neighbourhood

Tenneco 401(k) Investment PlanTenneco 401(k) Investment Pl…$1.8BCarmax, Inc. Retirement Savings PlanCarmax, Inc. Retirement Savi…$1.8BBrunswick Rewards Plan$1.8BAsml US Employees' Savings and Retirement PlanAsml US Employees' Savings a…$1.8BThe Mathworks 401(k) Retirement PlanThe Mathworks 401(k) Retirem…$1.8B
End-of-year total assets ($B) among Carmax, Inc. Retirement Savings Plan and nearest nationwide 401(k) peers. Source: DOL Form 5500 plan year 2024.

Virginia filing particulars

Total Assets (Beginning of Year)$1.5B
Net Assets (End of Year)$1.8B
Net Income$284M
Employer EIN541821055
Plan Effective Date2002-10-01
Filing StatusFILING RECEIVED

Sponsor Plan History (Carmax, Inc.)

Sponsor-wide plan assets over time

All Carmax, Inc. plans reported in each filing year

Latest sponsor-wide plan assets
$2.0B 44.40817744716891% vs 2022
2024 filing year
$1.2B$1.4B$1.6B$1.8B$2B$2.2B 202220232024 $1.39B $2.01B ▲ +44.6%
Year Plans Participants Total Assets
2022 2 33,895 $1.4B
2023 2 34,013 $1.7B
2024 2 32,246 $2.0B

Nearby 401(k) Plans in Virginia

Peer 401(k) plans, same state, same plan type, ranked by total assets.

Carmax, Inc. Retirement Savings Plan vs. nearby 401(k) plans in Virginia, assets vs. participants Scatter plot of 6 data points. 20000400006000080000100000120000 -1001020304050 Total assets ($B) Participants Carmax, Inc. Retirement Savings Plan, Total assets ($B): 1.812838022 · Participants: 29683Carmax, Inc. Retirement Savings PlanNorthrop Grumman Savings Plan, Total assets ($B): 39.473777135 · Participants: 104719Northrop Grumman Savings Plan401(k) Pension Plan, Total assets ($B): 16.840459887 · Participants: 62869401(k) Pension PlanGeneral Dynamics Corporation 401(k) Plan 6.0, Total assets ($B): 12.395006194 · Participants: 49414General Dynamics Corporation 401(k) Plan 6.0Capital One Financial Corporation Associate Savings Plan, Total assets ($B): 12.04952818 · Participants: 44933Capital One Financial Corporation Associate Savings PlanLeidos, Inc. Retirement Plan, Total assets ($B): 11.790942581 · Participants: 29734Leidos, Inc. Retirement Plan
Carmax, Inc. Retirement Savings Plan vs. nearby 401(k) plans in Virginia, assets vs. participants

Scale composition for Carmax, Inc. Retirement Savings Plan

Carmax, Inc. Retirement Savings Plan reports $1.8B in end-of-year assets across 29,683 participants (0.015% of the $12.3T held by all Form 5500 filers in the national rollup , and 0.032% of 93,925,755 covered participants) - about $61,073 per participant (44% of the national average assets-per-participant) . Net income for plan year 2024 was $284M.

This plan identity (EIN 541821055, plan #003) has 3 Form 5500 filings on file from 2022 to 2024 , with end-of-year assets moving from $1.2B to $1.8B (+49.9%) while covered participants moved from 30,993 to 29,683 . Single-year sparse filers cannot show that trail.

Plan year Participants EOY assets Filing
2022 30,993 $1.2B Open filing
2023 31,272 $1.5B Open filing
2024 · index core 29,683 $1.8B This page

The same sponsor also keeps 1 other index-core plan on PlainRetire:

Carmax, Inc. Retirement Savings Plan's out-of-state 401(k) peers by assets and headcount

Outside Virginia, the nearest 401(k) by assets is Brunswick Rewards Plan in IL ($1.8B); by covered participants it is Texas Health 401(k) Retirement Plan in TX (29,682 participants). Same-state nearby plans are listed separately above.

Closest by plan assets

Nearest other-state filings by tot_assets_eoy ($1.8B here).

Similar participant headcount

Nearest other-state filings by covered participants (29,683 participants); asset peers above are excluded.

DOL Form 5500 plan year 2024. Asset totals can differ widely at the same headcount; neither axis is a quality rating.

Frequently Asked Questions

How did Carmax, Inc. Retirement Savings Plan assets move in 2024?
Carmax, Inc. Retirement Savings Plan grew sharply - up 18.6% during 2024, from $1.5B to $1.8B. Reported net income was $284M.
How have Carmax, Inc. plan assets changed over time?
Across 3 plan years on file (2022-2024), Carmax, Inc.'s sponsor-wide assets grew 44.4%, from $1.4B to $2.0B.
Where does Carmax, Inc. Retirement Savings Plan rank by assets among Form 5500 filers?
Carmax, Inc. Retirement Savings Plan ranks in the 99th percentile by end-of-year assets among 123,622 plans that reported assets for plan year 2024 (among the largest 1% of all filed plans).
Which 401(k) plans are similar in size to Carmax, Inc. Retirement Savings Plan?
Among 401(k) plans in other states, the closest by assets is Brunswick Rewards Plan in IL ($1.8B, 10,284 participants).
Which 401(k) plans cover a similar participant headcount to Carmax, Inc. Retirement Savings Plan?
Among 401(k) plans in other states, the closest by covered participants is Texas Health 401(k) Retirement Plan in TX (29,682 participants, $3.3B in assets).