401(k) · DOL Form 5500 · 2024

The Cheesecake Factory Incorporated 401(k) Plan

Data updated 2026-08-25

$97M
Total assets Below avg plan size
5,885
Participants Above avg headcount
90th
Percentile by assets National rank
$16,461
Avg per participant Low balance/head
PlainRetire home → About this data RSS: change history

Official DOL plan name: The Cheesecake Factory Incorporated 401(k) Plan · Sponsored by The Cheesecake Factory Incorporated · California · Food Services & Accommodation

$97M in assets, 5,885 participants

The Cheesecake Factory Incorporated's The Cheesecake Factory Incorporated 401(k) Plan reported $97M in total assets and 5,885 participants in its 2024 DOL Form 5500 filing, ranking in the 90th percentile by assets among filed plans. Figures are as reported by the plan sponsor to the Department of Labor, not audited or endorsed by PlainRetire.

  • #3,572 in Food Services & Accommodation (3,672 peers)

Coverage in California

The Cheesecake Factory Incorporated 401(k) Plan covers 5,885 participants in California, 9.3x the typical California plan (state average ~630 per filing). Assets: $97M.

#3,572
in Food Services & Accommodation (3,672 peers)
+21.9%
assets growth YoY
1.0×
vs typical plan assets (national mean)

The Cheesecake Factory Incorporated 401(k) Plan's outsized position by total assets

The Cheesecake Factory Incorporated 401(k) Plan vs every filed plan by assets

End-of-year total assets · plan year 2024 · DOL Form 5500

$96,872,347 Top 10% higher than 90% of 123,620 filed plans

This plan $0 $2,050,000,000 every filed plan with reported assets, bucketed by value

Dashed line + filled bar = this entry, among filed plans.

Source U.S. Department of Labor Form 5500 filings (EBSA) · plan year 2024

The Cheesecake Factory Incorporated 401(k) Plan's large-plan peer group by participant headcount

Plan-year 2024 Form 5500 filings with a reported participant count, partitioned by headcount band, not by assets. The Cheesecake Factory Incorporated 401(k) Plan lands in the large band (5,885 participants).

What changed between DOL Form 5500 filings

plan year 2023 → plan year 2024

  • The Cheesecake Factory Incorporated 401(k) Plan reported participants rose from 2,146 in the plan year 2023 filing to 5,885 in the plan year 2024 filing.
  • The Cheesecake Factory Incorporated 401(k) Plan end-of-year assets rose from $79M in the plan year 2023 filing to $97M in the plan year 2024 filing.
  • The Cheesecake Factory Incorporated 401(k) Plan reported net income rose from $15M in the plan year 2023 filing to $17M in the plan year 2024 filing.

See the national 2023→2024 release diff →

Plan-year Form 5500 strip

Filing strip 510340466 · The Cheesecake Factory Incorporated PY 2024 · 401(k)

The Cheesecake Factory Incorporated 401(k) Plan · $97M · 5,885 · 90th

  • EIN $97M
  • RANK 5,885
  • PHOTO 90th
  • IND 401(k)
  • EOY near Cnb Bank Employees' Savings & Profit Sharing Plan and Trust
  • 5500 ind #3572

Stamps derive from this plan's Form 5500 line items (assets, participants, type, EIN, cohort placement) - not a quality rating of the sponsor. Read with Food Services & Accommodation retirement plans → · Plans in California →

The Cheesecake Factory Incorporated 401(k) Plan in the asset neighbourhood

The Cheesecake Factory Incorporated 401(k) PlanThe Cheesecake Factory Incor…$97MCnb Bank Employees' Savings & Profit Sharing Plan and TrustCnb Bank Employees' Savings …$97MWitt/Kieffer Inc. Savings & Profit Sharing Plan & TrustWitt/Kieffer Inc. Savings & …$97MUnity Healthcare 401(k) Profit Sharing PlanUnity Healthcare 401(k) Prof…$97MAltus Group 401(k) Plan$97M
End-of-year total assets ($M) among The Cheesecake Factory Incorporated 401(k) Plan and nearest nationwide 401(k) peers. Source: DOL Form 5500 plan year 2024.

California filing particulars

Total Assets (Beginning of Year)$79M
Net Assets (End of Year)$97M
Net Income$17M
Employer EIN510340466
Plan Effective Date1998-01-01
Filing StatusFILING RECEIVED

Sponsor Plan History (The Cheesecake Factory Incorporated)

Sponsor-wide plan assets over time

All The Cheesecake Factory Incorporated plans reported in each filing year

Latest sponsor-wide plan assets
$97M 50.272782625393795% vs 2022
2024 filing year
$60M$70M$80M$90M$100M$110M 202220232024 $64.5M $96.9M ▲ +50.3%
Year Plans Participants Total Assets
2022 1 2,086 $64M
2023 1 2,146 $79M
2024 1 5,885 $97M

Nearby 401(k) Plans in California

Peer 401(k) plans, same state, same plan type, ranked by total assets.

The Cheesecake Factory Incorporated 401(k) Plan vs. nearby 401(k) plans in California, assets vs. participants Scatter plot of 6 data points. 050000100000150000 -200204060 Total assets ($B) Participants The Cheesecake Factory Incorporated 401(k) Plan, Total assets ($B): 0.096872347 · Participants: 5885The Cheesecake Factory Incorporated 401(k) PlanGoogle LLC 401(k) Savings Plan, Total assets ($B): 48.738057415 · Participants: 116712Google LLC 401(k) Savings PlanOracle Corporation 401(k) Savings and Investment Plan, Total assets ($B): 31.02646504 · Participants: 58962Oracle Corporation 401(k) Savings and Investment PlanIntel 401(k) Savings Plan, Total assets ($B): 24.850880304 · Participants: 55298Intel 401(k) Savings PlanApple 401(k) Plan, Total assets ($B): 24.714519387 · Participants: 101450Apple 401(k) PlanCisco Systems,Inc. 401(k) Plan, Total assets ($B): 22.728425546 · Participants: 40452Cisco Systems,Inc. 401(k) Plan
The Cheesecake Factory Incorporated 401(k) Plan vs. nearby 401(k) plans in California, assets vs. participants

Scale composition for The Cheesecake Factory Incorporated 401(k) Plan

The Cheesecake Factory Incorporated 401(k) Plan reports $97M in end-of-year assets across 5,885 participants (0.001% of the $12.3T held by all Form 5500 filers in the national rollup , and 0.006% of 93,925,755 covered participants) - about $16,461 per participant (12% of the national average assets-per-participant) . Net income for plan year 2024 was $17M.

This plan identity (EIN 510340466, plan #001) has 3 Form 5500 filings on file from 2022 to 2024 , with end-of-year assets moving from $64M to $97M (+50.3%) while covered participants moved from 2,086 to 5,885 . Single-year sparse filers cannot show that trail.

Plan year Participants EOY assets Filing
2022 2,086 $64M Open filing
2023 2,146 $79M Open filing
2024 · index core 5,885 $97M This page

The Cheesecake Factory Incorporated 401(k) Plan's out-of-state 401(k) peers by assets and headcount

Outside California, the nearest 401(k) by assets is Cnb Bank Employees' Savings & Profit Sharing Plan and Trust in PA ($97M); by covered participants it is Oldcastle Building Envelope 401(k) Plan in TX (5,885 participants). Same-state nearby plans are listed separately above.

Similar participant headcount

Nearest other-state filings by covered participants (5,885 participants); asset peers above are excluded.

DOL Form 5500 plan year 2024. Asset totals can differ widely at the same headcount; neither axis is a quality rating.

Frequently Asked Questions

How did The Cheesecake Factory Incorporated 401(k) Plan assets move in 2024?
The Cheesecake Factory Incorporated 401(k) Plan grew sharply - up 21.9% during 2024, from $79M to $97M. Reported net income was $17M.
How have The Cheesecake Factory Incorporated plan assets changed over time?
Across 3 plan years on file (2022-2024), The Cheesecake Factory Incorporated's sponsor-wide assets grew 50.3%, from $64M to $97M.
Where does The Cheesecake Factory Incorporated 401(k) Plan rank by assets among Form 5500 filers?
The Cheesecake Factory Incorporated 401(k) Plan ranks in the 90th percentile by end-of-year assets among 123,622 plans that reported assets for plan year 2024 (in the top 10% of all filed plans by assets).
Which 401(k) plans are similar in size to The Cheesecake Factory Incorporated 401(k) Plan?
Among 401(k) plans in other states, the closest by assets is Cnb Bank Employees' Savings & Profit Sharing Plan and Trust in PA ($97M, 782 participants).
Which 401(k) plans cover a similar participant headcount to The Cheesecake Factory Incorporated 401(k) Plan?
Among 401(k) plans in other states, the closest by covered participants is Oldcastle Building Envelope 401(k) Plan in TX (5,885 participants, $333M in assets).