401(k) · DOL Form 5500 · 2023

North Carolina Joint Underwriting Association 401(k) Plan

Data updated 2026-08-25

$16M
Total assets Small plan by assets
149
Participants Small participant base
68th
Percentile by assets National rank
$105,108
Avg per participant Below avg balance/head
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Official DOL plan name: Insurance Organizations' Savings Trust 401(k) Plan · Sponsored by North Carolina Joint Underwriting Association · North Carolina · Finance & Insurance

$16M in assets, 149 participants

North Carolina Joint Underwriting Association's Insurance Organizations' Savings Trust 401(k) Plan reported $16M in total assets and 149 participants in its 2023 DOL Form 5500 filing, ranking in the 68th percentile by assets among filed plans. Figures are as reported by the plan sponsor to the Department of Labor, not audited or endorsed by PlainRetire.

  • #4,738 in Finance & Insurance (8,869 peers)

Coverage in North Carolina

Insurance Organizations' Savings Trust 401(k) Plan covers 149 participants in North Carolina, about 18% of the average North Carolina filer (state average ~819 per filing). Assets: $16M.

#4,738
in Finance & Insurance (8,869 peers)
+28.6%
assets growth YoY

Insurance Organizations' Savings Trust 401(k) Plan's outsized position by total assets

Insurance Organizations' Savings Trust 401(k) Plan vs every filed plan by assets

End-of-year total assets · plan year 2023 · DOL Form 5500

$15,661,161 Top 32% higher than 68% of 127,068 filed plans

This plan $0 $2,050,000,000 every filed plan with reported assets, bucketed by value

Dashed line + filled bar = this entry, among filed plans.

Source U.S. Department of Labor Form 5500 filings (EBSA) · plan year 2023

Insurance Organizations' Savings Trust 401(k) Plan among mid-size filed plans by headcount

Plan-year 2023 Form 5500 filings with a reported participant count, partitioned by headcount band, not by assets. Insurance Organizations' Savings Trust 401(k) Plan sits mid-pack in the medium band (149 participants).

What changed between DOL Form 5500 filings

plan year 2022 → plan year 2023

  • Insurance Organizations' Savings Trust 401(k) Plan reported net income rose from -$870K in the plan year 2022 filing to $3M in the plan year 2023 filing.
  • Insurance Organizations' Savings Trust 401(k) Plan end-of-year assets rose from $12M in the plan year 2022 filing to $16M in the plan year 2023 filing.
  • Insurance Organizations' Savings Trust 401(k) Plan reported participants rose from 144 in the plan year 2022 filing to 149 in the plan year 2023 filing.

See the national 2022→2023 release diff →

DOL schedule card

Filing strip 561222676 · North Carolina Joint Underwriting Association PY 2023 · 401(k)

Insurance Organizations' Savings Trust 401(k) Plan · $16M · 149 · 68th

  • RANK $16M
  • RANK 149
  • RANK 68th
  • RANK 401(k)
  • RANK near Kl&a 401(k) Plan
  • RANK ind #4738

Stamps derive from this plan's Form 5500 line items (assets, participants, type, EIN, cohort placement) - not a quality rating of the sponsor. Read with Finance & Insurance retirement plans → · Plans in North Carolina →

Insurance Organizations' Savings Trust 401(k) Plan in the asset neighbourhood

Insurance Organizations' Savings Trust 401(k) PlanInsurance Organizations' Sav…$16MKl&a 401(k) Plan$16MHeritage Bank, Inc. 401(k) PlanHeritage Bank, Inc. 401(k) P…$16MSchull Construction Co. Profit Sharing Plan with 401(k) FeatureSchull Construction Co. Prof…$16MInternists of Central Pennsylvania, Ltd 401(k) Profit Sharing PlanInternists of Central Pennsy…$16M
End-of-year total assets ($M) among Insurance Organizations' Savings Trust 401(k) Plan and nearest nationwide 401(k) peers. Source: DOL Form 5500 plan year 2023.

North Carolina filing particulars

Total Assets (Beginning of Year)$12M
Net Assets (End of Year)$16M
Net Income$3M
Employer EIN561222676
Plan Effective Date1978-05-01
Filing StatusFILING RECEIVED

Sponsor Plan History (North Carolina Joint Underwriting Association)

Sponsor-wide plan assets over time

All North Carolina Joint Underwriting Association plans reported in each filing year

Latest sponsor-wide plan assets
$20M 61.46404634638054% vs 2022
2024 filing year
$10M$15M$20M$25M 202220232024 $12.2M $19.7M ▲ +61.4%
Year Plans Participants Total Assets
2022 1 144 $12M
2023 1 149 $16M
2024 1 183 $20M

Nearby 401(k) Plans in North Carolina

Peer 401(k) plans, same state, same plan type, ranked by total assets.

Insurance Organizations' Savings Trust 401(k) Plan vs. nearby 401(k) plans in North Carolina, assets vs. participants Scatter plot of 6 data points. -50000050000100000150000200000 -200204060 Total assets ($B) Participants Insurance Organizations' Savings Trust 401(k) Plan, Total assets ($B): 0.015661161 · Participants: 149Insurance Organizations' Savings Trust 401(k) PlanThe Bank of America 401(k) Plan, Total assets ($B): 54.848846192 · Participants: 173899The Bank of America 401(k) PlanHoneywell 401(k) Plan, Total assets ($B): 15.388124058 · Participants: 40004Honeywell 401(k) PlanDuke Energy Retirement Savings Plan, Total assets ($B): 10.354065 · Participants: 28121Duke Energy Retirement Savings PlanTruist Financial Corporation 401(k) Savings Plan, Total assets ($B): 10.120701726 · Participants: 55480Truist Financial Corporation 401(k) Savings PlanNucor Corporation Profit Sharing and Retirement Savings Plan, Total assets ($B): 8.510660989 · Participants: 24174Nucor Corporation Profit Sharing and Retirement Savings Plan
Insurance Organizations' Savings Trust 401(k) Plan vs. nearby 401(k) plans in North Carolina, assets vs. participants
Compare Insurance Organizations' Savings Trust 401(k) Plan side-by-side with 3 peers →

Insurance Organizations' Savings Trust 401(k) Plan's out-of-state 401(k) peers by assets and headcount

Outside North Carolina, the nearest 401(k) by assets is Kl&a 401(k) Plan in MI ($16M); by covered participants it is Mariner Wealth Advisors Pooled Employer Plan in FL (149 participants). Same-state nearby plans are listed separately above.

Similar participant headcount

Nearest other-state filings by covered participants (149 participants); asset peers above are excluded.

DOL Form 5500 plan year 2023. Asset totals can differ widely at the same headcount; neither axis is a quality rating.

Frequently Asked Questions

How did Insurance Organizations' Savings Trust 401(k) Plan assets move in 2023? ▼
Insurance Organizations' Savings Trust 401(k) Plan grew sharply - up 28.6% during 2023, from $12M to $16M. Reported net income was $3M.
How have North Carolina Joint Underwriting Association plan assets changed over time? ▼
Across 3 plan years on file (2022-2024), North Carolina Joint Underwriting Association's sponsor-wide assets grew 61.5%, from $12M to $20M.
Which 401(k) plans are similar in size to Insurance Organizations' Savings Trust 401(k) Plan? ▼
Among 401(k) plans in other states, the closest by assets is Kl&a 401(k) Plan in MI ($16M, 150 participants).
Which 401(k) plans cover a similar participant headcount to Insurance Organizations' Savings Trust 401(k) Plan? ▼
Among 401(k) plans in other states, the closest by covered participants is Mariner Wealth Advisors Pooled Employer Plan in FL (149 participants, $1M in assets).

Source: U.S. Department of Labor, Employee Benefits Security Administration (EBSA), Form 5500 public disclosure dataset. Plan year 2023.

Source: DOL EFAST2 filing system (efast.dol.gov) - original filing retrieval by EIN 561222676.

Read our methodology - how this data is sourced, computed, and verified.

Data sourced from U.S. Department of Labor Form 5500 filings (EBSA). See our methodology for details.