401(k) · DOL Form 5500 · 2022

Guaranty Bancshares, Inc. 401(k) Plan

Data updated 2026-08-25

$62M
Total assets Below avg plan size
485
Participants Below avg headcount
90th
Percentile by assets National rank
$126,839
Avg per participant Near avg balance/head
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Official DOL plan name: Guaranty Bancshares, Inc. ESOP W/401(k) Provisions · Sponsored by Guaranty Bancshares, Inc. · Texas · Finance & Insurance

$62M in assets, 485 participants

Guaranty Bancshares, Inc.'s Guaranty Bancshares, Inc. ESOP W/401(k) Provisions reported $62M in total assets and 485 participants in its 2022 DOL Form 5500 filing, ranking in the 90th percentile by assets among filed plans. Figures are as reported by the plan sponsor to the Department of Labor, not audited or endorsed by PlainRetire.

  • #7,702 in Finance & Insurance (9,261 peers)

Where Guaranty Bancshares, Inc. ESOP W/401(k) Provisions sits by assets

Guaranty Bancshares, Inc. ESOP W/401(k) Provisions sits in the top 10% of all filed plans by assets, $62M for 485 participants (~$126,839/participant), down 16.7% in 2022.

#7,702
in Finance & Insurance (9,261 peers)
-16.7%
assets change YoY
0.6×
vs typical plan assets (national mean)

The plan reported a net loss of $12M for the year, a single-year figure driven by markets and benefit payments, not a measure of plan health.

Guaranty Bancshares, Inc. ESOP W/401(k) Provisions's outsized position by total assets

Guaranty Bancshares, Inc. ESOP W/401(k) Provisions vs every filed plan by assets

End-of-year total assets · plan year 2022 · DOL Form 5500

$61,517,092 Top 10% higher than 90% of 139,123 filed plans

This plan $0 $2,050,000,000 every filed plan with reported assets, bucketed by value

Dashed line + filled bar = this entry, among filed plans.

Source U.S. Department of Labor Form 5500 filings (EBSA) · plan year 2022

Guaranty Bancshares, Inc. ESOP W/401(k) Provisions among mid-size filed plans by headcount

Plan-year 2022 Form 5500 filings with a reported participant count, partitioned by headcount band, not by assets. Guaranty Bancshares, Inc. ESOP W/401(k) Provisions sits mid-pack in the medium band (485 participants).

Plan-year Form 5500 strip

Filing strip 751656431 · Guaranty Bancshares, Inc. PY 2022 · 401(k)

Guaranty Bancshares, Inc. ESOP W/401(k) Provisions · $62M · 485 · 90th

  • TYPE $62M
  • TYPE 485
  • TYPE 90th
  • TYPE 401(k)
  • TYPE near Harris 401(k) Profit Sharing Plan
  • TYPE ind #7702

Stamps derive from this plan's Form 5500 line items (assets, participants, type, EIN, cohort placement) - not a quality rating of the sponsor. Read with Finance & Insurance retirement plans → · Plans in Texas →

Guaranty Bancshares, Inc. ESOP W/401(k) Provisions in the asset neighbourhood

V-T Industries, Inc. Retirement/Savings PlanV-T Industries, Inc. Retirem…$62MGuaranty Bancshares, Inc. ESOP W/401(k) ProvisionsGuaranty Bancshares, Inc. ES…$62MHarris 401(k) Profit Sharing PlanHarris 401(k) Profit Sharing…$62MZen-Noh Grain Corporation Retirement Savings PlanZen-Noh Grain Corporation Re…$62MMcgough Companies 401(k) Plan and TrustMcgough Companies 401(k) Pla…$61M
End-of-year total assets ($M) among Guaranty Bancshares, Inc. ESOP W/401(k) Provisions and nearest nationwide 401(k) peers. Source: DOL Form 5500 plan year 2022.

Scale-class filing particulars (2022)

Total Assets (Beginning of Year)$74M
Net Assets (End of Year)$62M
Net Income-$12M
Employer EIN751656431
Plan Effective Date1985-01-01
Filing StatusFILING RECEIVED

Sponsor Plan History (Guaranty Bancshares, Inc.)

Sponsor-wide plan assets over time

All Guaranty Bancshares, Inc. plans reported in each filing year

Latest sponsor-wide plan assets
$61M 0.9416439905839503% vs 2022
2024 filing year
$59M$60M$61M$62M 202220232024 $61.5M $60.9M ▼ -0.9%
Year Plans Participants Total Assets
2022 1 485 $62M
2023 1 510 $59M
2024 1 501 $61M

Nearby 401(k) Plans in Texas

Peer 401(k) plans, same state, same plan type, ranked by total assets.

Guaranty Bancshares, Inc. ESOP W/401(k) Provisions vs. nearby 401(k) plans in Texas, assets vs. participants Scatter plot of 6 data points. -50000050000100000150000200000 -10010203040 Total assets ($B) Participants Guaranty Bancshares, Inc. ESOP W/401(k) Provisions, Total assets ($B): 0.061517092 · Participants: 485Guaranty Bancshares, Inc. ESOP W/401(k) ProvisionsAT&T Retirement Savings Plan, Total assets ($B): 37.578871 · Participants: 144503AT&T Retirement Savings PlanExxonmobil Savings Plan, Total assets ($B): 21.266 · Participants: 23619Exxonmobil Savings PlanCaterpillar 401(k) Savings Plan, Total assets ($B): 13.794958016 · Participants: 38538Caterpillar 401(k) Savings PlanAmerican Airlines, Inc. 401(k) Plan, Total assets ($B): 12.806443202 · Participants: 85577American Airlines, Inc. 401(k) PlanDell Inc. 401(k) Plan, Total assets ($B): 11.969059 · Participants: 47532Dell Inc. 401(k) Plan
Guaranty Bancshares, Inc. ESOP W/401(k) Provisions vs. nearby 401(k) plans in Texas, assets vs. participants
Compare Guaranty Bancshares, Inc. ESOP W/401(k) Provisions side-by-side with 3 peers →

Guaranty Bancshares, Inc. ESOP W/401(k) Provisions's out-of-state 401(k) peers by assets and headcount

Outside Texas, the nearest 401(k) by assets is Harris 401(k) Profit Sharing Plan in MN ($62M); by covered participants it is Timpte 401(k) Retirement Savings and Profit Sharing Plan and Trust in CO (485 participants). Same-state nearby plans are listed separately above.

Closest by plan assets

Nearest other-state filings by tot_assets_eoy ($62M here).

Similar participant headcount

Nearest other-state filings by covered participants (485 participants); asset peers above are excluded.

DOL Form 5500 plan year 2022. Asset totals can differ widely at the same headcount; neither axis is a quality rating.

Frequently Asked Questions

How did Guaranty Bancshares, Inc. ESOP W/401(k) Provisions assets move in 2022? ▼
Guaranty Bancshares, Inc. ESOP W/401(k) Provisions declined sharply - down 16.7% during 2022, from $74M to $62M. Reported net income was -$12M.
How have Guaranty Bancshares, Inc. plan assets changed over time? ▼
Across 3 plan years on file (2022-2024), Guaranty Bancshares, Inc.'s sponsor-wide assets declined 0.9%, from $62M to $61M.
Where does Guaranty Bancshares, Inc. ESOP W/401(k) Provisions rank by assets among Form 5500 filers? ▼
Guaranty Bancshares, Inc. ESOP W/401(k) Provisions ranks in the 90th percentile by end-of-year assets among 139,126 plans that reported assets for plan year 2022 (in the top 10% of all filed plans by assets).
Which 401(k) plans are similar in size to Guaranty Bancshares, Inc. ESOP W/401(k) Provisions? ▼
Among 401(k) plans in other states, the closest by assets is Harris 401(k) Profit Sharing Plan in MN ($62M, 610 participants).
Which 401(k) plans cover a similar participant headcount to Guaranty Bancshares, Inc. ESOP W/401(k) Provisions? ▼
Among 401(k) plans in other states, the closest by covered participants is Timpte 401(k) Retirement Savings and Profit Sharing Plan and Trust in CO (485 participants, $29M in assets).

Source: U.S. Department of Labor, Employee Benefits Security Administration (EBSA), Form 5500 public disclosure dataset. Plan year 2022.

Source: DOL EFAST2 filing system (efast.dol.gov) - original filing retrieval by EIN 751656431.

Read our methodology - how this data is sourced, computed, and verified.

Data sourced from U.S. Department of Labor Form 5500 filings (EBSA). See our methodology for details.