401(k) · DOL Form 5500 · 2022

AT&T Inc. 401(k) Plan

Data updated 2026-08-25

$37.6B
Total assets Mega-plan scale
144,503
Participants Very large workforce
100th
Percentile by assets National rank
$260,056
Avg per participant Above avg balance/head
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Official DOL plan name: AT&T Retirement Savings Plan · Sponsored by AT&T Inc. · Texas · Information & Media

$37.6B in assets, 144,503 participants

AT&T Inc.'s AT&T Retirement Savings Plan reported $37.6B in total assets and 144,503 participants in its 2022 DOL Form 5500 filing, ranking in the 100th percentile by assets among filed plans. Figures are as reported by the plan sponsor to the Department of Labor, not audited or endorsed by PlainRetire.

  • #2,909 in Information & Media (2,911 peers)

Coverage in Texas

AT&T Retirement Savings Plan covers 144,503 participants in Texas, 210x the typical Texas plan (state average ~688 per filing). Assets: $37.6B.

#2,909
in Information & Media (2,911 peers)
-30.1%
assets change YoY
377×
vs typical plan assets (national mean)

The plan reported a net loss of $9.8B for the year, a single-year figure driven by markets and benefit payments, not a measure of plan health.

AT&T Retirement Savings Plan's outsized position by total assets

AT&T Retirement Savings Plan vs every filed plan by assets

End-of-year total assets · plan year 2022 · DOL Form 5500

$37,578,871,000 Highest reported value at or above every one of 139,123 filed plans

This plan $0 $2,050,000,000 every filed plan with reported assets, bucketed by value

Dashed line + filled bar = this entry, among filed plans.

Source U.S. Department of Labor Form 5500 filings (EBSA) · plan year 2022

AT&T Retirement Savings Plan's mega-plan peer group by participant headcount

Plan-year 2022 Form 5500 filings with a reported participant count, partitioned by headcount band, not by assets. AT&T Retirement Savings Plan is a mega filing (144,503 participants), the rightmost band on the breakdown.

DOL schedule card

Filing strip 431301883 · AT&T Inc. PY 2022 · 401(k)

AT&T Retirement Savings Plan · $37.6B · 144,503 · 100th

  • ASSETS $37.6B
  • ASSETS 144,503
  • ASSETS 100th
  • ASSETS 401(k)
  • ASSETS near JPMorgan Chase 401(k) Savings Plan
  • ASSETS ind #2909

Stamps derive from this plan's Form 5500 line items (assets, participants, type, EIN, cohort placement) - not a quality rating of the sponsor. Read with Information & Media retirement plans → · Plans in Texas →

AT&T Retirement Savings Plan in the asset neighbourhood

Microsoft Corporation Savings Plus 401(k) PlanMicrosoft Corporation Saving…$39.6BAT&T Retirement Savings Plan$37.6BJPMorgan Chase 401(k) Savings PlanJPMorgan Chase 401(k) Saving…$36.8BWalmart 401(k) Plan$36.7BNorthrop Grumman Savings Plan$32.6B
End-of-year total assets ($B) among AT&T Retirement Savings Plan and nearest nationwide 401(k) peers. Source: DOL Form 5500 plan year 2022.

Texas filing particulars

Total Assets (Beginning of Year)$53.8B
Net Assets (End of Year)$37.6B
Net Income-$9.8B
Employer EIN431301883
Plan Effective Date1969-07-01
Filing StatusFILING RECEIVED

Sponsor Plan History (AT&T Inc.)

Sponsor-wide plan assets over time

All AT&T Inc. plans reported in each filing year

Latest sponsor-wide plan assets
$73.8B 8.550747591630927% vs 2022
2024 filing year
$70B$75B$80B$85B 202220232024 $80.7B $73.8B ▼ -8.6%
Year Plans Participants Total Assets
2022 5 294,690 $80.7B
2023 5 254,657 $72.2B
2024 5 235,723 $73.8B

Nearby 401(k) Plans in Texas

Peer 401(k) plans, same state, same plan type, ranked by total assets.

AT&T Retirement Savings Plan vs. nearby 401(k) plans in Texas, assets vs. participants Scatter plot of 6 data points. 050000100000150000200000 010203040 Total assets ($B) Participants AT&T Retirement Savings Plan, Total assets ($B): 37.578871 · Participants: 144503AT&T Retirement Savings PlanExxonmobil Savings Plan, Total assets ($B): 21.266 · Participants: 23619Exxonmobil Savings PlanCaterpillar 401(k) Savings Plan, Total assets ($B): 13.794958016 · Participants: 38538Caterpillar 401(k) Savings PlanAmerican Airlines, Inc. 401(k) Plan, Total assets ($B): 12.806443202 · Participants: 85577American Airlines, Inc. 401(k) PlanDell Inc. 401(k) Plan, Total assets ($B): 11.969059 · Participants: 47532Dell Inc. 401(k) PlanToyota Motor North America, Inc. Retirement Savings Plan, Total assets ($B): 10.124614785 · Participants: 37508Toyota Motor North America, Inc. Retirement Savings Plan
AT&T Retirement Savings Plan vs. nearby 401(k) plans in Texas, assets vs. participants

Scale composition for AT&T Retirement Savings Plan

AT&T Retirement Savings Plan reports $37.6B in end-of-year assets across 144,503 participants (0.30% of the $12.3T held by all Form 5500 filers in the national rollup , and 0.15% of 93,925,755 covered participants) - about $260,056 per participant (1.9x the national average assets-per-participant) . Net income for plan year 2022 was -$9.8B.

This plan identity (EIN 431301883, plan #009) has 3 Form 5500 filings on file from 2022 to 2024 , with end-of-year assets moving from $37.6B to $43.1B (+14.8%) while covered participants moved from 144,503 to 109,889 . Single-year sparse filers cannot show that trail.

Plan year Participants EOY assets Filing
2022 144,503 $37.6B This page
2023 119,854 $40.0B Open filing
2024 · index core 109,889 $43.1B Open filing

The same sponsor also keeps 3 other index-core plans on PlainRetire:

AT&T Retirement Savings Plan's out-of-state 401(k) peers by assets and headcount

Outside Texas, the nearest 401(k) by assets is JPMorgan Chase 401(k) Savings Plan in NJ ($36.8B); by covered participants it is Real Estate Commission Retirement Savings Plan in NY (148,954 participants). Same-state nearby plans are listed separately above.

Closest by plan assets

Nearest other-state filings by tot_assets_eoy ($37.6B here).

Similar participant headcount

Nearest other-state filings by covered participants (144,503 participants); asset peers above are excluded.

DOL Form 5500 plan year 2022. Asset totals can differ widely at the same headcount; neither axis is a quality rating.

Frequently Asked Questions

How did AT&T Retirement Savings Plan assets move in 2022?
AT&T Retirement Savings Plan contracted severely - down 30.1% during 2022, from $53.8B to $37.6B. Reported net income was -$9.8B.
How have AT&T Inc. plan assets changed over time?
Across 3 plan years on file (2022-2024), AT&T Inc.'s sponsor-wide assets declined 8.6%, from $80.7B to $73.8B.
Where does AT&T Retirement Savings Plan rank by assets among Form 5500 filers?
AT&T Retirement Savings Plan ranks in the 100th percentile by end-of-year assets among 139,126 plans that reported assets for plan year 2022 (among the largest 1% of all filed plans).
Which 401(k) plans are similar in size to AT&T Retirement Savings Plan?
Among 401(k) plans in other states, the closest by assets is JPMorgan Chase 401(k) Savings Plan in NJ ($36.8B, 168,280 participants).
Which 401(k) plans cover a similar participant headcount to AT&T Retirement Savings Plan?
Among 401(k) plans in other states, the closest by covered participants is Real Estate Commission Retirement Savings Plan in NY (148,954 participants, $6M in assets).