401(k) · DOL Form 5500 · 2022
Caterpillar Inc. 401(k) Plan
Data updated 2026-08-06
- $13.8B
- Total assets
- 38,538
- Participants
- 100th
- Percentile by assets
- $357,957
- Avg per participant
Official DOL plan name: Caterpillar 401(k) Savings Plan · Sponsored by Caterpillar Inc. · Texas · Manufacturing
$13.8B in assets, 38,538 participants
Caterpillar Inc.'s Caterpillar 401(k) Savings Plan reported $13.8B in total assets and 38,538 participants in its 2022 DOL Form 5500 filing, ranking in the 100th percentile by assets among filed plans. Figures are as reported by the plan sponsor to the Department of Labor, not audited or endorsed by PlainRetire.
- 100th percentile by assets (of 139,258 plans)
- #20,600 in Manufacturing (20,629 peers)
Coverage in Texas
Caterpillar 401(k) Savings Plan covers 38,538 participants in Texas, 55x the typical Texas plan (state average ~704 per filing). Assets: $13.8B.
- $13.8B
- total plan assets (2022 EOY)
- 38,538
- covered participants
- 100th
- percentile by assets (of 139,258 plans)
- $357,957
- avg assets per participant
The plan reported a net loss of $1.6B for the year, a single-year figure driven by markets and benefit payments, not a measure of plan health.
Participants vs Texas filers
In Texas, the average filing covers about 704 participants across 9,718 plans. Caterpillar 401(k) Savings Plan reports 38,538 participants - 55x that state average ($13.8B EOY assets).
Texas filing particulars
| Total Assets (Beginning of Year) | $15.3B |
|---|---|
| Net Assets (End of Year) | $13.8B |
| Net Income | -$1.6B |
| Employer EIN | 370602744 |
| Plan Effective Date | 2011-01-01 |
| Filing Status | FILING RECEIVED |
Sponsor Plan History (Caterpillar Inc.)
| Year | Plans | Participants | Total Assets |
|---|---|---|---|
| 2022 | 6 | 59,865 | $26.6B |
| 2023 | 6 | 62,525 | $29.7B |
| 2024 | 6 | 64,709 | $31.2B |
Nearby 401(k) Plans in Texas
Peer 401(k) plans, same state, same plan type, ranked by total assets.
Caterpillar 401(k) Savings Plan vs. nearby 401(k) plans in Texas, assets vs. participants
- AT&T Retirement Savings Plan $37.6B · 144,503
- Exxonmobil Savings Plan $21.3B · 23,619
- American Airlines, Inc. 401(k) Plan $12.8B · 85,577
- Dell Inc. 401(k) Plan $12.0B · 47,532
- Toyota Motor North America, Inc. Retirement Savings Plan $10.1B · 37,508
Scale composition for Caterpillar 401(k) Savings Plan
Caterpillar 401(k) Savings Plan reports $13.8B in end-of-year assets across 38,538 participants (0.12% of the $11.6T held by all Form 5500 filers in the national rollup , and 0.043% of 89,805,449 covered participants) - about $357,957 per participant (2.6x the national average assets-per-participant) . Net income for plan year 2022 was -$1.6B.
This plan identity (EIN 370602744, plan #035) has 3 Form 5500 filings on file from 2022 to 2024 , with end-of-year assets moving from $13.8B to $18.8B (+36.4%) while covered participants moved from 38,538 to 43,873 . Single-year sparse filers cannot show that trail.
| Plan year | Participants | EOY assets | Filing |
|---|---|---|---|
| 2022 | 38,538 | $13.8B | This page |
| 2023 | 41,679 | $16.5B | Open filing |
| 2024 · index core | 43,873 | $18.8B | Open filing |
The same sponsor also keeps 4 other index-core plans on PlainRetire:
- Caterpillar 401(k) Savings Plan (401(k), $18.8B, 43,873 participants)
- Caterpillar Inc. Retirement Income Plan (Defined Benefit (Pension), $9.2B, 11,498 participants)
- Caterpillar Inc. Non-Contributory Pension Plan (Defined Benefit (Pension), $2.4B, 1,749 participants)
- Caterpillar Inc. Tax Deferred Retirement Plan (401(k), $749M, 7,176 participants)
Similar-Sized 401(k) Plans Nationally
401(k) plans in other states closest to Caterpillar 401(k) Savings Plan by total assets, not by location.
- Ford Motor Co. Savings and Stock Investment Plan for Salaried Employees (MI) $13.8B · 32,974
- Abbott Laboratories Stock Retirement Plan (IL) $13.3B · 36,136
- Accenture United States 401(k) Match and Savings Plan (IL) $14.3B · 66,653
- Delta 401(k) Retirement Plan (GA) $13.2B · 72,820
Frequently Asked Questions
How did Caterpillar 401(k) Savings Plan assets move in 2022? ▼
How have Caterpillar Inc. plan assets changed over time? ▼
Where does Caterpillar 401(k) Savings Plan rank by assets among Form 5500 filers? ▼
Which 401(k) plans are similar in size to Caterpillar 401(k) Savings Plan? ▼
Next read for Caterpillar 401(k) Savings Plan
Filing takeaways
Ways to act on Caterpillar 401(k) Savings Plan's numbers.
- By total assets, Caterpillar 401(k) Savings Plan ranks among the largest 1% of all filed plans. See the largest plans
- Compare it side-by-side against 3 similar 401(k) plans in Texas. Compare plans
- Caterpillar Inc.'s sponsor-wide assets have grown 17.5% since 2022 across 3 plan years on file. More Manufacturing plans