401(k) · DOL Form 5500 · 2022
Caterpillar Inc. 401(k) Plan
Data updated 2026-08-25
- $13.8B
- Total assets Mega-plan scale
- 38,538
- Participants Very large workforce
- 100th
- Percentile by assets National rank
- $357,957
- Avg per participant High balance/head
Official DOL plan name: Caterpillar 401(k) Savings Plan · Sponsored by Caterpillar Inc. · Texas · Manufacturing
$13.8B in assets, 38,538 participants
Caterpillar Inc.'s Caterpillar 401(k) Savings Plan reported $13.8B in total assets and 38,538 participants in its 2022 DOL Form 5500 filing, ranking in the 100th percentile by assets among filed plans. Figures are as reported by the plan sponsor to the Department of Labor, not audited or endorsed by PlainRetire.
- #20,573 in Manufacturing (20,602 peers)
Coverage in Texas
Caterpillar 401(k) Savings Plan covers 38,538 participants in Texas, 56x the typical Texas plan (state average ~688 per filing). Assets: $13.8B.
- #20,573
- in Manufacturing (20,602 peers)
- -10.1%
- assets change YoY
- 138×
- vs typical plan assets (national mean)
The plan reported a net loss of $1.6B for the year, a single-year figure driven by markets and benefit payments, not a measure of plan health.
Caterpillar 401(k) Savings Plan's outsized position by total assets
Caterpillar 401(k) Savings Plan vs every filed plan by assets
End-of-year total assets · plan year 2022 · DOL Form 5500
$13,794,958,016 Highest reported value at or above every one of 139,123 filed plans
Dashed line + filled bar = this entry, among filed plans.
Source U.S. Department of Labor Form 5500 filings (EBSA) · plan year 2022
Caterpillar 401(k) Savings Plan's mega-plan peer group by participant headcount
Plan-year 2022 Form 5500 filings with a reported participant count, partitioned by headcount band, not by assets. Caterpillar 401(k) Savings Plan is a mega filing (38,538 participants), the rightmost band on the breakdown.
EBSA filing schedule strip
Filing strip 370602744 · Caterpillar Inc. PY 2022 · 401(k)
Caterpillar 401(k) Savings Plan · $13.8B · 38,538 · 100th
- BOOK $13.8B
- VS-ST 38,538
- BOY 100th
- SCH 401(k)
- EBSA near Ford Motor Co. Savings and Stock Investment Plan for Salaried Employees
- PART ind #20573
Stamps derive from this plan's Form 5500 line items (assets, participants, type, EIN, cohort placement) - not a quality rating of the sponsor. Read with Manufacturing retirement plans → · Plans in Texas →
Caterpillar 401(k) Savings Plan in the asset neighbourhood
Texas filing particulars
| Total Assets (Beginning of Year) | $15.3B |
|---|---|
| Net Assets (End of Year) | $13.8B |
| Net Income | -$1.6B |
| Employer EIN | 370602744 |
| Plan Effective Date | 2011-01-01 |
| Filing Status | FILING RECEIVED |
Sponsor Plan History (Caterpillar Inc.)
Sponsor-wide plan assets over time
All Caterpillar Inc. plans reported in each filing year
- Latest sponsor-wide plan assets
- $31.2B 17.462816221366566% vs 2022
- 2024 filing year
| Year | Plans | Participants | Total Assets |
|---|---|---|---|
| 2022 | 6 | 59,865 | $26.6B |
| 2023 | 6 | 62,525 | $29.7B |
| 2024 | 6 | 64,709 | $31.2B |
Nearby 401(k) Plans in Texas
Peer 401(k) plans, same state, same plan type, ranked by total assets.
- AT&T Retirement Savings Plan $37.6B · 144,503
- Exxonmobil Savings Plan $21.3B · 23,619
- American Airlines, Inc. 401(k) Plan $12.8B · 85,577
- Dell Inc. 401(k) Plan $12.0B · 47,532
- Toyota Motor North America, Inc. Retirement Savings Plan $10.1B · 37,508
Scale composition for Caterpillar 401(k) Savings Plan
Caterpillar 401(k) Savings Plan reports $13.8B in end-of-year assets across 38,538 participants (0.11% of the $12.3T held by all Form 5500 filers in the national rollup , and 0.041% of 93,925,755 covered participants) - about $357,957 per participant (2.6x the national average assets-per-participant) . Net income for plan year 2022 was -$1.6B.
This plan identity (EIN 370602744, plan #035) has 3 Form 5500 filings on file from 2022 to 2024 , with end-of-year assets moving from $13.8B to $18.8B (+36.4%) while covered participants moved from 38,538 to 43,873 . Single-year sparse filers cannot show that trail.
| Plan year | Participants | EOY assets | Filing |
|---|---|---|---|
| 2022 | 38,538 | $13.8B | This page |
| 2023 | 41,679 | $16.5B | Open filing |
| 2024 · index core | 43,873 | $18.8B | Open filing |
The same sponsor also keeps 4 other index-core plans on PlainRetire:
- Caterpillar 401(k) Savings Plan (401(k), $18.8B, 43,873 participants)
- Caterpillar Inc. Retirement Income Plan (Defined Benefit (Pension), $9.2B, 11,498 participants)
- Caterpillar Inc. Non-Contributory Pension Plan (Defined Benefit (Pension), $2.4B, 1,749 participants)
- Caterpillar Inc. Tax Deferred Retirement Plan (401(k), $749M, 7,176 participants)
Caterpillar 401(k) Savings Plan's out-of-state 401(k) peers by assets and headcount
Outside Texas, the nearest 401(k) by assets is Ford Motor Co. Savings and Stock Investment Plan for Salaried Employees in MI ($13.8B); by covered participants it is Cisco Systems,Inc. 401(k) Plan in CA (38,315 participants). Same-state nearby plans are listed separately above.
Closest by plan assets
Nearest other-state filings by tot_assets_eoy ($13.8B here).
- Ford Motor Co. Savings and Stock Investment Plan for Salaried Employees (MI) $13.8B · 32,974
- Abbott Laboratories Stock Retirement Plan (IL) $13.3B · 36,136
- Accenture United States 401(k) Match and Savings Plan (IL) $14.3B · 66,653
- Delta 401(k) Retirement Plan (GA) $13.2B · 72,820
Similar participant headcount
Nearest other-state filings by covered participants (38,538 participants); asset peers above are excluded.
- Cisco Systems,Inc. 401(k) Plan (CA) 38,315 · 223 off
- Medtronic Savings and Investment Plan (Also Known as the Medtronic 401(k) Plan) (MN) 38,825 · 287 off
- 401(k) Plan for G4s North America (CA) 38,078 · 460 off
- Kaiser Permanente Tax Sheltered Annuity Plan II (CA) 39,137 · 599 off
DOL Form 5500 plan year 2022. Asset totals can differ widely at the same headcount; neither axis is a quality rating.