401(k) · DOL Form 5500 · 2022
Citigroup Inc. 401(k) Plan
Data updated 2026-08-25
- $17.4B
- Total assets Mega-plan scale
- 70,070
- Participants Very large workforce
- 100th
- Percentile by assets National rank
- $248,879
- Avg per participant Above avg balance/head
Official DOL plan name: Citi Retirement Savings Plan · Sponsored by Citigroup Inc. · Connecticut · Finance & Insurance
$17.4B in assets, 70,070 participants
Citigroup Inc.'s Citi Retirement Savings Plan reported $17.4B in total assets and 70,070 participants in its 2022 DOL Form 5500 filing, ranking in the 100th percentile by assets among filed plans. Figures are as reported by the plan sponsor to the Department of Labor, not audited or endorsed by PlainRetire.
- #9,257 in Finance & Insurance (9,261 peers)
Coverage in Connecticut
Citi Retirement Savings Plan covers 70,070 participants in Connecticut, 98x the typical Connecticut plan (state average ~718 per filing). Assets: $17.4B.
- #9,257
- in Finance & Insurance (9,261 peers)
- -14.6%
- assets change YoY
- 175×
- vs typical plan assets (national mean)
The plan reported a net loss of $3.0B for the year, a single-year figure driven by markets and benefit payments, not a measure of plan health.
Citi Retirement Savings Plan's outsized position by total assets
Citi Retirement Savings Plan vs every filed plan by assets
End-of-year total assets · plan year 2022 · DOL Form 5500
$17,438,946,034 Highest reported value at or above every one of 139,123 filed plans
Dashed line + filled bar = this entry, among filed plans.
Source U.S. Department of Labor Form 5500 filings (EBSA) · plan year 2022
Citi Retirement Savings Plan's mega-plan peer group by participant headcount
Plan-year 2022 Form 5500 filings with a reported participant count, partitioned by headcount band, not by assets. Citi Retirement Savings Plan is a mega filing (70,070 participants), the rightmost band on the breakdown.
Plan-year Form 5500 strip
Filing strip 521568099 · Citigroup Inc. PY 2022 · 401(k)
Citi Retirement Savings Plan · $17.4B · 70,070 · 100th
- SCH $17.4B
- EBSA 70,070
- PART 100th
- TYPE 401(k)
- NET near Amazon 401(k) Plan
- BOOK ind #9257
Stamps derive from this plan's Form 5500 line items (assets, participants, type, EIN, cohort placement) - not a quality rating of the sponsor. Read with Finance & Insurance retirement plans → · Plans in Connecticut →
Citi Retirement Savings Plan in the asset neighbourhood
Connecticut filing particulars
| Total Assets (Beginning of Year) | $20.4B |
|---|---|
| Net Assets (End of Year) | $17.4B |
| Net Income | -$3.0B |
| Employer EIN | 521568099 |
| Plan Effective Date | 1987-01-01 |
| Filing Status | FILING RECEIVED |
Sponsor Plan History (Citigroup Inc.)
Sponsor-wide plan assets over time
All Citigroup Inc. plans reported in each filing year
- Latest sponsor-wide plan assets
- $33.2B 18.945946702010495% vs 2022
- 2024 filing year
| Year | Plans | Participants | Total Assets |
|---|---|---|---|
| 2022 | 2 | 88,554 | $27.9B |
| 2023 | 2 | 95,148 | $31.3B |
| 2024 | 2 | 94,647 | $33.2B |
Nearby 401(k) Plans in Connecticut
Peer 401(k) plans, same state, same plan type, ranked by total assets.
- United Technologies Corporation Employee Savings Plan $48.9B · 55,762
- GE Retirement Savings Plan $24.8B · 57,522
- The Hartford Investment and Savings Plan $5.6B · 17,724
- Xerox Corporation Savings Plan $3.6B · 11,876
- Eversource 401(k) Plan $3.6B · 9,111
Scale composition for Citi Retirement Savings Plan
Citi Retirement Savings Plan reports $17.4B in end-of-year assets across 70,070 participants (0.14% of the $12.3T held by all Form 5500 filers in the national rollup , and 0.075% of 93,925,755 covered participants) - about $248,879 per participant (1.8x the national average assets-per-participant) . Net income for plan year 2022 was -$3.0B.
This plan identity (EIN 521568099, plan #004) has 3 Form 5500 filings on file from 2022 to 2024 , with end-of-year assets moving from $17.4B to $23.2B (+33.3%) while covered participants moved from 70,070 to 78,741 . Single-year sparse filers cannot show that trail.
| Plan year | Participants | EOY assets | Filing |
|---|---|---|---|
| 2022 | 70,070 | $17.4B | This page |
| 2023 | 77,865 | $20.7B | Open filing |
| 2024 · index core | 78,741 | $23.2B | Open filing |
The same sponsor also keeps 2 other index-core plans on PlainRetire:
- Citi Retirement Savings Plan (401(k), $23.2B, 78,741 participants)
- The Citigroup Pension Plan (Defined Benefit (Pension), $10.0B, 15,906 participants)
Citi Retirement Savings Plan's out-of-state 401(k) peers by assets and headcount
Outside Connecticut, the nearest 401(k) by assets is Amazon 401(k) Plan in WA ($17.7B); by covered participants it is Nordstrom 401(k) Plan in WA (69,744 participants). Same-state nearby plans are listed separately above.
Closest by plan assets
Nearest other-state filings by tot_assets_eoy ($17.4B here).
- Amazon 401(k) Plan (WA) $17.7B · 1,230,308
- Pfizer Savings Plan (NJ) $17.8B · 27,796
- General Motors Retirement Savings Plan for Salaried Employees in the United States (MI) $18.1B · 43,382
- Intel 401(k) Savings Plan (CA) $18.4B · 54,672
Similar participant headcount
Nearest other-state filings by covered participants (70,070 participants); asset peers above are excluded.
- Nordstrom 401(k) Plan (WA) 69,744 · 326 off
- Elevance Health 401(k) Plan (IN) 71,898 · 1,828 off
- U.S. Bank 401(k) Savings Plan (MN) 67,646 · 2,424 off
- Delta 401(k) Retirement Plan (GA) 72,820 · 2,750 off
DOL Form 5500 plan year 2022. Asset totals can differ widely at the same headcount; neither axis is a quality rating.