401(k) · DOL Form 5500 · 2022

Citigroup Inc. 401(k) Plan

Data updated 2026-08-11

$17.4B
Total assets
70,070
Participants
100th
Percentile by assets
$248,879
Avg per participant
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Official DOL plan name: Citi Retirement Savings Plan · Sponsored by Citigroup Inc. · Connecticut · Finance & Insurance

$17.4B in assets, 70,070 participants

Citigroup Inc.'s Citi Retirement Savings Plan reported $17.4B in total assets and 70,070 participants in its 2022 DOL Form 5500 filing, ranking in the 100th percentile by assets among filed plans. Figures are as reported by the plan sponsor to the Department of Labor, not audited or endorsed by PlainRetire.

  • 100th percentile by assets (of 139,126 plans)
  • #9,257 in Finance & Insurance (9,261 peers)

Coverage in Connecticut

Citi Retirement Savings Plan covers 70,070 participants in Connecticut, 98x the typical Connecticut plan (state average ~718 per filing). Assets: $17.4B.

$17.4B
total plan assets (2022 EOY)
70,070
covered participants
100th
percentile by assets (of 139,126 plans)
$248,879
avg assets per participant

The plan reported a net loss of $3.0B for the year, a single-year figure driven by markets and benefit payments, not a measure of plan health.

Participants vs Connecticut filers

In Connecticut, the average filing covers about 718 participants across 1,906 plans. Citi Retirement Savings Plan reports 70,070 participants - 98x that state average ($17.4B EOY assets).

Connecticut filing particulars

Total Assets (Beginning of Year)$20.4B
Net Assets (End of Year)$17.4B
Net Income-$3.0B
Employer EIN521568099
Plan Effective Date1987-01-01
Filing StatusFILING RECEIVED

Sponsor Plan History (Citigroup Inc.)

$26B$28B$30B$32B$34B 202220232024 $27.9B $33.2B ▲ +18.9%
Total plan assets by year, all Citigroup Inc. plans on file
Year Plans Participants Total Assets
2022 2 88,554 $27.9B
2023 2 95,148 $31.3B
2024 2 94,647 $33.2B

Nearby 401(k) Plans in Connecticut

Peer 401(k) plans, same state, same plan type, ranked by total assets.

Citi Retirement Savings Plan vs. nearby 401(k) plans in Connecticut, assets vs. participants

Citi Retirement Savings Plan vs. nearby 401(k) plans in Connecticut, assets vs. participants Scatter plot of 6 data points. 020000400006000080000 0102030405060 Total assets ($B) Participants Citi Retirement Savi…United Technologies …GE Retirement Saving…The Hartford Investm…Xerox Corporation Sa…Eversource 401(k) Plan
Citi Retirement Savings Plan vs. nearby 401(k) plans in Connecticut, assets vs. participants

Scale composition for Citi Retirement Savings Plan

Citi Retirement Savings Plan reports $17.4B in end-of-year assets across 70,070 participants (0.14% of the $12.3T held by all Form 5500 filers in the national rollup , and 0.075% of 93,925,755 covered participants) - about $248,879 per participant (1.8x the national average assets-per-participant) . Net income for plan year 2022 was -$3.0B.

This plan identity (EIN 521568099, plan #004) has 3 Form 5500 filings on file from 2022 to 2024 , with end-of-year assets moving from $17.4B to $23.2B (+33.3%) while covered participants moved from 70,070 to 78,741 . Single-year sparse filers cannot show that trail.

Plan year Participants EOY assets Filing
2022 70,070 $17.4B This page
2023 77,865 $20.7B Open filing
2024 · index core 78,741 $23.2B Open filing

The same sponsor also keeps 2 other index-core plans on PlainRetire:

Similar-Sized 401(k) Plans Nationally

401(k) plans in other states closest to Citi Retirement Savings Plan by total assets, not by location.

Frequently Asked Questions

How did Citi Retirement Savings Plan assets move in 2022?
Citi Retirement Savings Plan pulled back noticeably - down 14.6% during 2022, from $20.4B to $17.4B. Reported net income was -$3.0B.
How have Citigroup Inc. plan assets changed over time?
Across 3 plan years on file (2022-2024), Citigroup Inc.'s sponsor-wide assets grew 18.9%, from $27.9B to $33.2B.
Where does Citi Retirement Savings Plan rank by assets among Form 5500 filers?
Citi Retirement Savings Plan ranks in the 100th percentile by end-of-year assets among 139,126 plans that reported assets for plan year 2022 (among the largest 1% of all filed plans).
Which 401(k) plans are similar in size to Citi Retirement Savings Plan?
Among 401(k) plans in other states, the closest by assets is Amazon 401(k) Plan in WA ($17.7B, 1,230,308 participants).

Filing takeaways

Ways to act on Citi Retirement Savings Plan's numbers.