Citi Retirement Savings Plan
ERISA Form 5500 plan record drawn from DOL EBSA — verify with linked source filings below.
Sponsored by Citigroup Inc. · Connecticut · Finance & Insurance
What the 2023 filing shows
Citi Retirement Savings Plan holds $23.2B for 78,741 participants - about $295,158 per participant, up 12.5% over the 2024 plan year.
- $23.2B
- total plan assets (2024 EOY)
- 78,741
- covered participants
- $295,158
- avg assets per participant
- +12.5%
- assets growth YoY
What the Filing Says About Citi Retirement Savings Plan
Citi Retirement Savings Plan is a 401(k) retirement plan sponsored by Citigroup Inc., headquartered in Connecticut. As of the 2024 Form 5500 filing, the plan reports $23.2B in total end-of-year assets and covers 78,741 participants across the Finance & Insurance industry. The sponsor's EIN on file with the U.S. Department of Labor is 521568099, and the plan has been effective since 1987-01-01. Its filing status is currently FILING RECEIVED.
Year over year, total assets moved from $20.7B at the beginning of 2024 to $23.2B at year-end — a gain of 12.5%. Net assets (after liabilities) closed the year at $23.2B, with reported net income of $2.6B driven by investment returns, contributions received, and benefit payments during the period. These figures reflect what the plan administrator certified on Schedule H or Schedule I of the Form 5500 annual return and can be compared against 2 prior plan-year filings from the same sponsor shown below.
Asset totals and participant counts reflect a single plan year snapshot and can change materially with market conditions, plan mergers, or workforce changes. Fields such as "net income" include both realized investment performance and contribution/distribution flows — a single-year figure does not by itself indicate plan health or participant outcomes. This page summarizes public DOL disclosures for research and educational purposes only and is not retirement, tax, legal, or financial advice. Before making decisions about your own retirement benefits or evaluating an employer's plan, verify the underlying filing directly via the DOL EFAST2 system and consult a qualified professional.
Financial Summary (2023)
| Total Assets (Beginning of Year) | $20.7B |
| Total Assets (End of Year) | $23.2B |
| Net Assets (End of Year) | $23.2B |
| Net Income | $2.6B |
| Plan Type | 401(k) |
| Employer EIN | 521568099 |
| Plan Effective Date | 1987-01-01 |
| Filing Status | FILING RECEIVED |
Sponsor Plan History (Citigroup Inc.)
| Year | Plans | Participants | Total Assets |
|---|---|---|---|
| 2022 | 2 | 88,554 | $27.9B |
| 2023 | 2 | 95,148 | $31.3B |
| 2024 | 2 | 94,647 | $33.2B |
Nearby 401(k) Plans in Connecticut
Peer 401(k) plans — same state, same plan type — ranked by total assets.
- Rtx Savings Plan $52.8B · 123,037
- Citi Retirement Savings Plan $20.7B · 77,865
- Xerox Corporation Savings Plan $3.9B · 10,291
- Linde Retirement Savings Plan $2.8B · 10,671
- Boehringer Ingelheim USA Corporation & Its Affiliates Retirement Savings Plan $2.8B · 8,467
Related Data
Guides
Frequently Asked Questions
How much money is in the Citi Retirement Savings Plan? ▼
What type of plan is Citi Retirement Savings Plan? ▼
Who sponsors the Citi Retirement Savings Plan? ▼
How did Citi Retirement Savings Plan perform in 2024? ▼
Where can I find official filings for Citi Retirement Savings Plan? ▼
How does Citi Retirement Savings Plan compare to other plans? ▼
Explore PlainRetire
Source: U.S. Department of Labor, Employee Benefits Security Administration (EBSA), Form 5500 public disclosure dataset. Plan year 2024.
Source: DOL EFAST2 filing system (efast.dol.gov) — original filing retrieval by EIN 521568099.
Reference: IRS Publication 560 — Retirement Plans for Small Business, contribution-limit rules.
Reference: IRS Publication 590-B — Distributions from IRAs, RMD rules under SECURE Act 2.0.
Read our methodology — how this data is sourced, computed, and verified.