401(k) · DOL Form 5500 · 2023
Citigroup Inc. 401(k) Plan
Data updated 2026-08-25
- $20.7B
- Total assets Mega-plan scale
- 77,865
- Participants Very large workforce
- 100th
- Percentile by assets National rank
- $265,242
- Avg per participant High balance/head
Official DOL plan name: Citi Retirement Savings Plan · Sponsored by Citigroup Inc. · Connecticut · Finance & Insurance
$20.7B in assets, 77,865 participants
Citigroup Inc.'s Citi Retirement Savings Plan reported $20.7B in total assets and 77,865 participants in its 2023 DOL Form 5500 filing, ranking in the 100th percentile by assets among filed plans. Figures are as reported by the plan sponsor to the Department of Labor, not audited or endorsed by PlainRetire.
- #8,865 in Finance & Insurance (8,869 peers)
Coverage in Connecticut
Citi Retirement Savings Plan covers 77,865 participants in Connecticut, 109x the typical Connecticut plan (state average ~718 per filing). Assets: $20.7B.
- #8,865
- in Finance & Insurance (8,869 peers)
- +18.4%
- assets growth YoY
- 207×
- vs typical plan assets (national mean)
Citi Retirement Savings Plan's outsized position by total assets
Citi Retirement Savings Plan vs every filed plan by assets
End-of-year total assets · plan year 2023 · DOL Form 5500
$20,653,030,659 Highest reported value at or above every one of 127,068 filed plans
Dashed line + filled bar = this entry, among filed plans.
Source U.S. Department of Labor Form 5500 filings (EBSA) · plan year 2023
Citi Retirement Savings Plan's mega-plan peer group by participant headcount
Plan-year 2023 Form 5500 filings with a reported participant count, partitioned by headcount band, not by assets. Citi Retirement Savings Plan is a mega filing (77,865 participants), the rightmost band on the breakdown.
What changed between DOL Form 5500 filings
plan year 2022 → plan year 2023
- Citi Retirement Savings Plan reported net income rose from -$3.0B in the plan year 2022 filing to $3.2B in the plan year 2023 filing.
- Citi Retirement Savings Plan end-of-year assets rose from $17.4B in the plan year 2022 filing to $20.7B in the plan year 2023 filing.
- Citi Retirement Savings Plan reported participants rose from 70,070 in the plan year 2022 filing to 77,865 in the plan year 2023 filing.
DOL schedule card
Filing strip 521568099 · Citigroup Inc. PY 2023 · 401(k)
Citi Retirement Savings Plan · $20.7B · 77,865 · 100th
- SCH $20.7B
- SCH 77,865
- SCH 100th
- SCH 401(k)
- SCH near General Motors Retirement Savings Plan for Salaried Employees in the United States
- SCH ind #8865
Stamps derive from this plan's Form 5500 line items (assets, participants, type, EIN, cohort placement) - not a quality rating of the sponsor. Read with Finance & Insurance retirement plans → · Plans in Connecticut →
Citi Retirement Savings Plan in the asset neighbourhood
Connecticut filing particulars
| Total Assets (Beginning of Year) | $17.4B |
|---|---|
| Net Assets (End of Year) | $20.6B |
| Net Income | $3.2B |
| Employer EIN | 521568099 |
| Plan Effective Date | 1987-01-01 |
| Filing Status | FILING RECEIVED |
Sponsor Plan History (Citigroup Inc.)
Sponsor-wide plan assets over time
All Citigroup Inc. plans reported in each filing year
- Latest sponsor-wide plan assets
- $33.2B 18.945946702010495% vs 2022
- 2024 filing year
| Year | Plans | Participants | Total Assets |
|---|---|---|---|
| 2022 | 2 | 88,554 | $27.9B |
| 2023 | 2 | 95,148 | $31.3B |
| 2024 | 2 | 94,647 | $33.2B |
Nearby 401(k) Plans in Connecticut
Peer 401(k) plans, same state, same plan type, ranked by total assets.
- Rtx Savings Plan $52.8B · 123,037
- The Hartford Investment and Savings Plan $6.5B · 18,377
- Xerox Corporation Savings Plan $3.9B · 10,291
- Eversource 401(k) Plan $3.8B · 9,504
- Linde Retirement Savings Plan $2.8B · 10,671
Scale composition for Citi Retirement Savings Plan
Citi Retirement Savings Plan reports $20.7B in end-of-year assets across 77,865 participants (0.17% of the $12.3T held by all Form 5500 filers in the national rollup , and 0.083% of 93,925,755 covered participants) - about $265,242 per participant (1.9x the national average assets-per-participant) . Net income for plan year 2023 was $3.2B.
This plan identity (EIN 521568099, plan #004) has 3 Form 5500 filings on file from 2022 to 2024 , with end-of-year assets moving from $17.4B to $23.2B (+33.3%) while covered participants moved from 70,070 to 78,741 . Single-year sparse filers cannot show that trail.
| Plan year | Participants | EOY assets | Filing |
|---|---|---|---|
| 2022 | 70,070 | $17.4B | Open filing |
| 2023 | 77,865 | $20.7B | This page |
| 2024 · index core | 78,741 | $23.2B | Open filing |
The same sponsor also keeps 2 other index-core plans on PlainRetire:
- Citi Retirement Savings Plan (401(k), $23.2B, 78,741 participants)
- The Citigroup Pension Plan (Defined Benefit (Pension), $10.0B, 15,906 participants)
Citi Retirement Savings Plan's out-of-state 401(k) peers by assets and headcount
Outside Connecticut, the nearest 401(k) by assets is General Motors Retirement Savings Plan for Salaried Employees in the United States in MI ($20.4B); by covered participants it is Manpowergroup 401(k) Savings Plan in WI (77,756 participants). Same-state nearby plans are listed separately above.
Closest by plan assets
Nearest other-state filings by tot_assets_eoy ($20.7B here).
- General Motors Retirement Savings Plan for Salaried Employees in the United States (MI) $20.4B · 47,299
- Apple 401(k) Plan (CA) $19.8B · 106,111
- Hca 401(k) Plan (TN) $21.5B · 291,649
- Kaiser Permanente 401(k) Retirement Plan (CA) $19.7B · 136,422
Similar participant headcount
Nearest other-state filings by covered participants (77,865 participants); asset peers above are excluded.
- Manpowergroup 401(k) Savings Plan (WI) 77,756 · 109 off
- Verizon Savings Plan for Management Employees (NJ) 78,072 · 207 off
- Chipotle Mexican Grill, Inc. 401(k) Plan (CA) 78,250 · 385 off
- Oasis Retirement Savings Plan (FL) 78,645 · 780 off
DOL Form 5500 plan year 2023. Asset totals can differ widely at the same headcount; neither axis is a quality rating.