401(k) · DOL Form 5500 · 2022
Microsoft Corporation 401(k) Plan
Data updated 2026-08-25
- $39.6B
- Total assets Mega-plan scale
- 109,797
- Participants Very large workforce
- 100th
- Percentile by assets National rank
- $360,690
- Avg per participant High balance/head
Official DOL plan name: Microsoft Corporation Savings Plus 401(k) Plan · Sponsored by Microsoft Corporation · Washington · Information & Media
$39.6B in assets, 109,797 participants
Microsoft Corporation's Microsoft Corporation Savings Plus 401(k) Plan reported $39.6B in total assets and 109,797 participants in its 2022 DOL Form 5500 filing, ranking in the 100th percentile by assets among filed plans. Figures are as reported by the plan sponsor to the Department of Labor, not audited or endorsed by PlainRetire.
- #2,910 in Information & Media (2,911 peers)
Coverage in Washington
Microsoft Corporation Savings Plus 401(k) Plan covers 109,797 participants in Washington, 74x the typical Washington plan (state average ~1,476 per filing). Assets: $39.6B.
- #2,910
- in Information & Media (2,911 peers)
- -17.5%
- assets change YoY
- 397×
- vs typical plan assets (national mean)
The plan reported a net loss of $8.4B for the year, a single-year figure driven by markets and benefit payments, not a measure of plan health.
Microsoft Corporation Savings Plus 401(k) Plan's outsized position by total assets
Microsoft Corporation Savings Plus 401(k) Plan vs every filed plan by assets
End-of-year total assets · plan year 2022 · DOL Form 5500
$39,602,667,639 Highest reported value at or above every one of 139,123 filed plans
Dashed line + filled bar = this entry, among filed plans.
Source U.S. Department of Labor Form 5500 filings (EBSA) · plan year 2022
Microsoft Corporation Savings Plus 401(k) Plan's mega-plan peer group by participant headcount
Plan-year 2022 Form 5500 filings with a reported participant count, partitioned by headcount band, not by assets. Microsoft Corporation Savings Plus 401(k) Plan is a mega filing (109,797 participants), the rightmost band on the breakdown.
DOL schedule card
Filing strip 911144442 · Microsoft Corporation PY 2022 · 401(k)
Microsoft Corporation Savings Plus 401(k) Plan · $39.6B · 109,797 · 100th
- BOOK $39.6B
- VS-ST 109,797
- BOY 100th
- SCH 401(k)
- EBSA near AT&T Retirement Savings Plan
- PART ind #2910
Stamps derive from this plan's Form 5500 line items (assets, participants, type, EIN, cohort placement) - not a quality rating of the sponsor. Read with Information & Media retirement plans → · Plans in Washington →
Microsoft Corporation Savings Plus 401(k) Plan in the asset neighbourhood
Washington filing particulars
| Total Assets (Beginning of Year) | $48.0B |
|---|---|
| Net Assets (End of Year) | $39.6B |
| Net Income | -$8.4B |
| Employer EIN | 911144442 |
| Plan Effective Date | 1987-01-01 |
| Filing Status | FILING RECEIVED |
Sponsor Plan History (Microsoft Corporation)
Sponsor-wide plan assets over time
All Microsoft Corporation plans reported in each filing year
- Latest sponsor-wide plan assets
- $65.6B 65.76159019488117% vs 2022
- 2024 filing year
| Year | Plans | Participants | Total Assets |
|---|---|---|---|
| 2022 | 1 | 109,797 | $39.6B |
| 2023 | 1 | 123,296 | $53.2B |
| 2024 | 1 | 118,818 | $65.6B |
Nearby 401(k) Plans in Washington
Peer 401(k) plans, same state, same plan type, ranked by total assets.
- The Boeing Company 401(k) Retirement Plan $63.5B · 118,434
- Costco 401(k) Retirement Plan $25.9B · 181,505
- Amazon 401(k) Plan $17.7B · 1,230,308
- T-Mobile USA, Inc. 401(k) Retirement Savings Plan & Trust $7.3B · 75,797
- 401(k) Savings Plan $5.9B · 95,581
Scale composition for Microsoft Corporation Savings Plus 401(k) Plan
Microsoft Corporation Savings Plus 401(k) Plan reports $39.6B in end-of-year assets across 109,797 participants (0.32% of the $12.3T held by all Form 5500 filers in the national rollup , and 0.12% of 93,925,755 covered participants) - about $360,690 per participant (2.6x the national average assets-per-participant) . Net income for plan year 2022 was -$8.4B.
This plan identity (EIN 911144442, plan #001) has 3 Form 5500 filings on file from 2022 to 2024 , with end-of-year assets moving from $39.6B to $65.6B (+65.8%) while covered participants moved from 109,797 to 118,818 . Single-year sparse filers cannot show that trail.
| Plan year | Participants | EOY assets | Filing |
|---|---|---|---|
| 2022 | 109,797 | $39.6B | This page |
| 2023 | 123,296 | $53.2B | Open filing |
| 2024 · index core | 118,818 | $65.6B | Open filing |
The same sponsor also keeps 1 other index-core plan on PlainRetire:
- Microsoft Corporation Savings Plus 401(k) Plan (401(k), $65.6B, 118,818 participants)
Microsoft Corporation Savings Plus 401(k) Plan's out-of-state 401(k) peers by assets and headcount
Outside Washington, the nearest 401(k) by assets is AT&T Retirement Savings Plan in TX ($37.6B); by covered participants it is Kelly Retirement Savings Plan in MI (110,343 participants). Same-state nearby plans are listed separately above.
Closest by plan assets
Nearest other-state filings by tot_assets_eoy ($39.6B here).
- AT&T Retirement Savings Plan (TX) $37.6B · 144,503
- JPMorgan Chase 401(k) Savings Plan (NJ) $36.8B · 168,280
- Walmart 401(k) Plan (AR) $36.7B · 1,687,830
- Lockheed Martin Corporation Salaried Savings Plan (MD) $43.6B · 87,666
Similar participant headcount
Nearest other-state filings by covered participants (109,797 participants); asset peers above are excluded.
- Kelly Retirement Savings Plan (MI) 110,343 · 546 off
- Tyson Foods, Inc. Retirement Savings Plan (AR) 109,234 · 563 off
- UPS 401 (K) Savings Plan (GA) 107,310 · 2,487 off
- The Tjx Companies, Inc. General Savings/Profit Sharing Plan (MA) 106,227 · 3,570 off
DOL Form 5500 plan year 2022. Asset totals can differ widely at the same headcount; neither axis is a quality rating.