401(k) · DOL Form 5500 · 2022

United Parcel Service of America, Inc. 401(k) Plan

Data updated 2026-08-25

$11.3B
Total assets Mega-plan scale
107,310
Participants Very large workforce
100th
Percentile by assets National rank
$105,454
Avg per participant Below avg balance/head
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Official DOL plan name: UPS 401 (K) Savings Plan · Sponsored by United Parcel Service of America, Inc. · Georgia · Transportation & Warehousing

$11.3B in assets, 107,310 participants

United Parcel Service of America, Inc.'s UPS 401 (K) Savings Plan reported $11.3B in total assets and 107,310 participants in its 2022 DOL Form 5500 filing, ranking in the 100th percentile by assets among filed plans. Figures are as reported by the plan sponsor to the Department of Labor, not audited or endorsed by PlainRetire.

  • #3,866 in Transportation & Warehousing (3,876 peers)

Coverage in Georgia

UPS 401 (K) Savings Plan covers 107,310 participants in Georgia, 98x the typical Georgia plan (state average ~1,096 per filing). Assets: $11.3B.

#3,866
in Transportation & Warehousing (3,876 peers)
-17.8%
assets change YoY
114×
vs typical plan assets (national mean)

The plan reported a net loss of $2.5B for the year, a single-year figure driven by markets and benefit payments, not a measure of plan health.

UPS 401 (K) Savings Plan's outsized position by total assets

UPS 401 (K) Savings Plan vs every filed plan by assets

End-of-year total assets · plan year 2022 · DOL Form 5500

$11,316,219,950 Highest reported value at or above every one of 139,123 filed plans

This plan $0 $2,050,000,000 every filed plan with reported assets, bucketed by value

Dashed line + filled bar = this entry, among filed plans.

Source U.S. Department of Labor Form 5500 filings (EBSA) · plan year 2022

UPS 401 (K) Savings Plan's mega-plan peer group by participant headcount

Plan-year 2022 Form 5500 filings with a reported participant count, partitioned by headcount band, not by assets. UPS 401 (K) Savings Plan is a mega filing (107,310 participants), the rightmost band on the breakdown.

DOL schedule card

Filing strip 951732075 · United Parcel Service of America, Inc. PY 2022 · 401(k)

UPS 401 (K) Savings Plan · $11.3B · 107,310 · 100th

  • PHOTO $11.3B
  • PHOTO 107,310
  • PHOTO 100th
  • PHOTO 401(k)
  • PHOTO near Target Corporation 401(k) Plan
  • PHOTO ind #3866

Stamps derive from this plan's Form 5500 line items (assets, participants, type, EIN, cohort placement) - not a quality rating of the sponsor. Read with Transportation & Warehousing retirement plans → · Plans in Georgia →

UPS 401 (K) Savings Plan in the asset neighbourhood

Merck US Savings Plan$11.5BCigna 401(k) Plan$11.5BUPS 401 (K) Savings Plan$11.3BTarget Corporation 401(k) PlanTarget Corporation 401(k) Pl…$11.2B3M Voluntary Investment Plan and Employee Stock Ownership Plan3M Voluntary Investment Plan…$11.1B
End-of-year total assets ($B) among UPS 401 (K) Savings Plan and nearest nationwide 401(k) peers. Source: DOL Form 5500 plan year 2022.

Georgia filing particulars

Total Assets (Beginning of Year)$13.8B
Net Assets (End of Year)$11.3B
Net Income-$2.5B
Employer EIN951732075
Plan Effective Date1988-07-01
Filing StatusFILING RECEIVED

Sponsor Plan History (United Parcel Service of America, Inc.)

Sponsor-wide plan assets over time

All United Parcel Service of America, Inc. plans reported in each filing year

Latest sponsor-wide plan assets
$64.0B 11.188741720300314% vs 2022
2024 filing year
$30B$40B$50B$60B$70B 202220232024 $57.6B $64B ▲ +11.2%
Year Plans Participants Total Assets
2022 5 861,423 $57.6B
2023 4 765,959 $40.0B
2024 5 748,428 $64.0B

Nearby 401(k) Plans in Georgia

Peer 401(k) plans, same state, same plan type, ranked by total assets.

UPS 401 (K) Savings Plan vs. nearby 401(k) plans in Georgia, assets vs. participants Scatter plot of 6 data points. -2000000200000400000600000 6810121416 Total assets ($B) Participants UPS 401 (K) Savings Plan, Total assets ($B): 11.31621995 · Participants: 107310UPS 401 (K) Savings PlanThe Teamster-UPS National 401(k) Tax Deferred Savings Plan, Total assets ($B): 14.668727371 · Participants: 549610The Teamster-UPS National 401(k) Tax Deferred Savings PlanDelta 401(k) Retirement Plan, Total assets ($B): 13.242875281 · Participants: 72820Delta 401(k) Retirement PlanDelta 401(k) Retirement Plan for Pilots, Total assets ($B): 11.498981924 · Participants: 12193Delta 401(k) Retirement Plan for PilotsThe Home Depot Futurebuilder, Total assets ($B): 10.714648719 · Participants: 423174The Home Depot FuturebuilderThe Southern Company Employee Savings Plan, Total assets ($B): 7.767823982 · Participants: 27061The Southern Company Employee Savings Plan
UPS 401 (K) Savings Plan vs. nearby 401(k) plans in Georgia, assets vs. participants

Scale composition for UPS 401 (K) Savings Plan

UPS 401 (K) Savings Plan reports $11.3B in end-of-year assets across 107,310 participants (0.092% of the $12.3T held by all Form 5500 filers in the national rollup , and 0.11% of 93,925,755 covered participants) - about $105,454 per participant (76% of the national average assets-per-participant) . Net income for plan year 2022 was -$2.5B.

This plan identity (EIN 951732075, plan #004) has 3 Form 5500 filings on file from 2022 to 2024 , with end-of-year assets moving from $11.3B to $14.2B (+25.4%) while covered participants moved from 107,310 to 95,250 . Single-year sparse filers cannot show that trail.

Plan year Participants EOY assets Filing
2022 107,310 $11.3B This page
2023 102,231 $13.1B Open filing
2024 · index core 95,250 $14.2B Open filing

The same sponsor also keeps 4 other index-core plans on PlainRetire:

UPS 401 (K) Savings Plan's out-of-state 401(k) peers by assets and headcount

Outside Georgia, the nearest 401(k) by assets is Target Corporation 401(k) Plan in MN ($11.2B); by covered participants it is The Tjx Companies, Inc. General Savings/Profit Sharing Plan in MA (106,227 participants). Same-state nearby plans are listed separately above.

Closest by plan assets

Nearest other-state filings by tot_assets_eoy ($11.3B here).

Similar participant headcount

Nearest other-state filings by covered participants (107,310 participants); asset peers above are excluded.

DOL Form 5500 plan year 2022. Asset totals can differ widely at the same headcount; neither axis is a quality rating.

Frequently Asked Questions

How did UPS 401 (K) Savings Plan assets move in 2022?
UPS 401 (K) Savings Plan declined sharply - down 17.8% during 2022, from $13.8B to $11.3B. Reported net income was -$2.5B.
How have United Parcel Service of America, Inc. plan assets changed over time?
Across 3 plan years on file (2022-2024), United Parcel Service of America, Inc.'s sponsor-wide assets grew 11.2%, from $57.6B to $64.0B.
Where does UPS 401 (K) Savings Plan rank by assets among Form 5500 filers?
UPS 401 (K) Savings Plan ranks in the 100th percentile by end-of-year assets among 139,126 plans that reported assets for plan year 2022 (among the largest 1% of all filed plans).
Which 401(k) plans are similar in size to UPS 401 (K) Savings Plan?
Among 401(k) plans in other states, the closest by assets is Target Corporation 401(k) Plan in MN ($11.2B, 400,422 participants).
Which 401(k) plans cover a similar participant headcount to UPS 401 (K) Savings Plan?
Among 401(k) plans in other states, the closest by covered participants is The Tjx Companies, Inc. General Savings/Profit Sharing Plan in MA (106,227 participants, $2.7B in assets).